303 Whispering Oaks Trail Payne Springs, TX $ 195,000
303 Whispering Oaks Trail
$ 195,000
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303 Whispering Oaks Trail

Payne Springs, TX, 75156
$ 195,000
Bedrooms4 Baths2.0 Sq 1,618

Monthly Estimate*

$ 1,201

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Single Family Home for sale in Payne Springs, TX for $195,000 with 4 bedrooms and 2 full baths. This 1,618 square foot home was built in 1960 on a lot size of 0.377.

Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower. Outside, you’ll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you’re just moments away from the water with convenient access to the community boat ramp. Whether you’re looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.

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Single Family Active

Price

$ 195,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.377

Year Built

1960

Town/City

Payne Springs

County/Region

HENDERSON

MLS | Web ID

21232447

Features
Interior
Interior Features Eat-in Kitchen Kitchen Island
Flooring Carpet Laminate Other
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 0
Total Bedrooms 4
Total Baths 2
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General
Heating Central Electric
Cooling Ceiling Fan(s) Central Air
Utilities MUD Sewer MUD Water
Possession Negotiable
Roof Composition
Appliances Electric Range
Assoc Fees 100
Number of Garage Spaces 2
Restrictions Deed
School District Mabank ISD
HOA Fee Includes Full Use of Facilities
Pool Y/N 0
Year Built 1960
Architectural Style Other
Community Features Boat Ramp
Levels Two
Property Subtype Single Family Residence
Subdivision Name Southwood Shores
Transaction Type For Sale
Occupant Type Owner
County Henderson
Property Type Residential
Construction Materials Frame Wood
Year Built Details Preowned
Accessory Unit Type Other
Accessory Unit Y/N Y
HOA Type Mandatory
Special Notes Deed Restrictions
Full Baths 2
Status Active
Directions Use GPS.
City Payne Springs
Elementary School Name Mabank
High School Mabank
Elementary School Mabank
Standard Status Active
Junior High School Mabank
Listing Terms Cash Conventional
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Exterior
Waterfront 0
Lot Features Few Trees Interior Lot Landscaped Other
Fencing Chain Link
Other Structures Storage
Lot Size Source Public Records
Parking Features On Site
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Lot Size Dimensions 97x189x130x55
Structural Style Single Detached
Garage Y/N 1
Attached Garage Y/N 0
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Internal Only
Street Number 1 303
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* Excluded Features
List By
Susan Waterman

Listing Agent

Mcatee Realty Of Gun Barrel Tx

Broker

Affordability Calculator

$1,201
Per Month
100%
0%
0%
Monthly Principal & Interest
$1,201
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
286801 Elementary School
3672476 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/8/2026$195,000 Listed Price

Map


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303 Whispering Oaks Trail, Payne Springs, TX, 75156 is a Single Family Home for sale at $195,000 with 1,618 sqft and a lot size of 0.377. 303 Whispering Oaks Trail has 4 bedrooms, 2.0 baths, and was built in 1960. The property's zip code is 75156 which is in Payne Springs, TX