1119 Capitol Avenue
Elsmere, KY, 41018 $ 275,000
Bedrooms3 Baths2.0 Monthly Estimate*
$ 1,693
for $275,000 with 3 bedrooms and 2 full baths. This home was built in 1998 on a lot size of 0.44.
100 percent Financing Available Through KY Housing Corporation! This immaculate, move-in-ready lakefront home in Elsmere, KY offers a rare opportunity to own a private lake property perfect for fishing, relaxing, and enjoying nature right in your backyard. Situated on a quiet cul-de-sac with low traffic, this home delivers both privacy and convenience. Inside, you'll find an open floor plan with soaring cathedral ceilings, maintenance-free flooring, neutral décor, and ample natural light, creating a bright and inviting living space. The remodeled kitchen features granite countertops, stainless steel appliances, tiled backsplash, and a countertop bar, ideal for both everyday living and entertaining. The owner's suite offers a private, remodeled bath, while the guest bathroom features a custom tiled shower, adding a modern, high-quality touch. Additional upgrades include updated lighting and ceiling fans throughout. Outdoor living is the true highlight, with breathtaking lake views from the deck and back patio, a private sitting area by the water, and a poured hot tub pad ready for installation. Whether you're enjoying peaceful mornings by the lake or hosting guests, this property delivers a true waterfront lifestyle. Conveniently located near restaurants, grocery stores, and major commuting routes, this home combines low-maintenance living, scenic views, and exceptional financing options in one unique and highly desirable package.
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FeaturesInteriorInterior Amenities Storage Ceiling Fan(s) Chandelier High Ceilings Recessed Lighting Eat-in Kitchen Open Floorplan Multi Panel Doors Granite Counters Cathedral Ceiling(s)
Basement Walk-Out Access Finished Full Full Finished Bath
Kitchen Appliances Stainless Steel Appliance(s) Electric Range Dishwasher Refrigerator
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N No
Total Bathrooms 2.0
Room Type Living Room Bedroom 3 Breakfast Room Bedroom 2 Entry Primary Bedroom Kitchen
Total Baths 2
Total Bedrooms 3
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GeneralSewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available
Roof Shingle
Garage Spaces 2.0
Patio/Porch Features Patio Deck
Architectural Style Traditional
Construction Materials Vinyl Siding
Full Baths 2
Half Baths 0
Year Built 1998
View Pond
Levels Bi-Level
Property Subtype Single Family Residence
County Kenton
New Construction No
Property Type A
HOA No
Attached Garage No
Garage Y/N Yes
Total Rooms 7
Status Pending
Directions Garvey to Shaw To Capitol St. or Stevenson to Kimberly To Left onto Debbie to Right onto Mitten to Left onto Capitol
High School Lloyd High
City Elsmere
School District Erlanger/Elsmere
MLS Area K06 - Elsmere/Erlanger
Lot Size Units Acres
Lot Size Square Feet 19288.37
Elementary School Arnett Elementary
Property Attached Y/N No
Middle/Junior High School Tichenor Middle School
Property Condition Existing Structure
MLS Area Minor K06 - Elsmere/Erlanger
Virtual Tour https://www.zillow.com/view-imx/8d1f9b2a-04c2-4492-91db-9c5bb3d4adc2?wl=true&setAttribution=mls&initialViewType=pano
Structure Type House
Standard Status Pending
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ExteriorParking Features On Street Garage Garage Faces Front Driveway Off Street Oversized
Lot Features Waterfront
Water Source Public
Lot Size Area 0.44
Foundation Details Poured Concrete
Building Area Total 0.0
Lot Dimensions of record
Lot Size Acres 0.44
Land Lease Type Fee
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* Excluded FeaturesList ByHuff Realty - FlorenceBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,693
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elsmere, KY
Average List Price $212,311
Percent of Sale Price 23%
About Elsmere, KY 8,995 Population
5% Since 2002
$ 50,530 Median Income
35.94 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
3163435 Elementary School
3163432 Middle School
Lloyd High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/8/2026 | $275,000 | | Listed Price |