321 N New River Drive Surf City, NC $ 1,299,000
321 N New River Drive
$ 1,299,000
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321 N New River Drive

Surf City, NC, 28445
$ 1,299,000
Bedrooms6 Baths4.1 Sq 2,262

Monthly Estimate*

$ 8,202

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Single Family Home for sale in Surf City, NC

for $1,299,000 with 6 bedrooms and 4 full baths, 1 half bath. This 2,262 square foot home was built in 2025 on a lot size of 0.17.

Exceptional value! **Now priced $100,000 below its 2025 appraised value.** The builder is also offering **up to $20,000 toward a rate buydown or closing costs with an acceptable offer**, creating an outstanding opportunity to own one of Surf City's most desirable almost-new homes. Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Situated on property with desirable **Mixed Use zoning**, this home offers long-term investment potential in the heart of Surf City's thriving downtown district. Mixed Use zoning encourages the continued growth and vitality of the area while helping support long-term property value in one of the island's most sought-after locations. Experience the best of island living in this stunning 6-bedroom, 4.5-bath home offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, parks, and the public boat ramp. Perfectly positioned to capture breathtaking views from the Atlantic Ocean to the Intracoastal Waterway, the home also overlooks downtown Surf City and the iconic high-rise bridge, providing spectacular scenery from sunrise to sunset. Completed in early 2025 and meticulously maintained by the original builder, this home showcases exceptional craftsmanship along with premium coastal construction features designed for long-term durability. Built with a ZIP System® weather-resistant sheathing, a HydroStop® rooftop deck system, corrosion-resistant stainless steel fasteners, and an upgraded stainless Viewrail® cable railing system, this home was thoughtfully constructed to withstand the coastal environment while minimizing future maintenance. The light-filled floor plan features expansive windows and water views from every room, including all six bedrooms. Watch boats cruise the Intracoastal Waterway, enjoy abundant coastal wildlife, and take in the ever-changing scenery from nearly every space. The open-concept living area centers around a beautifully appointed kitchen featuring stainless steel appliances, a custom tile backsplash, built-in coffee bar with beverage refrigerator, and a spacious walk-in pantry, making it ideal for entertaining or everyday living. Outdoor living is equally impressive with multiple covered decks and an expansive rooftop deck offering panoramic views of the ocean, sound, bridge, and downtown. The rooftop is entertainment-ready with a raised TV box, creating the perfect setting for relaxing, hosting family and friends, or enjoying Surf City's spectacular Fourth of July fireworks. Ample storage is available both on the ground level and rooftop for beach gear and outdoor equipment. Additional features include a private elevator serving all three floors. Most furnishings are negotiable with an acceptable offer, creating an outstanding turnkey opportunity. Having been rented on a limited basis this summer at the builder's discretion for rates up to **$750 per night**, the home has already demonstrated strong vacation rental income potential while remaining immediately available for a primary residence, second home, or investment property with no future bookings to honor. With a price now **$100,000 below its 2025 appraised value**, up to **$20,000 toward a rate buydown or closing costs** with an acceptable offer, premium coastal construction, exceptional views, and one of Surf City's most walkable locations, this is a rare opportunity to own an outstanding coastal property at an exceptional value. Realtor is a member of the selling LLC.

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Single Family Active

Price

$ 1,299,000

Bedrooms

6

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.17

Year Built

2025

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100565541

Features
General
Living Area 2262.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof See Remarks
Appliances Mini Refrigerator Washer Refrigerator Range Ice Maker Dryer Disposal Dishwasher Electric Range
Zoning C1
Patio/Porch Features Open Covered Deck Porch See Remarks Wrap Around
Construction Materials Vinyl Siding Wood Frame
Year Built 2025
View Creek ICW Marina Marsh Ocean See Remarks Sound Water Creek/Stream
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 4235-90-7518-0000
Waterfront Features Salt Marsh Sound Side
Accessibility Accessible Elevator Installed
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage N
Subdivision Name Not In Subdivision
Garage Y/N N
Total Rooms 11
Full Baths 4
Status Active
Directions Cross high rise bridge into Surf City merge onto N New River Dr. Home is on the left across from Island Delights Restaurant.
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://my.matterport.com/show/?m=TjpPur4XfJ2&brand=0
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 978494
Legal Description LT 11 BLK 28 LT 5 BK 30
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Interior
Interior Amenities Walk-in Closet(s) Kitchen Island Elevator Ceiling Fan(s) Walk-In Closet(s)
Flooring LVT/LVP Tile
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Non Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Total Bedrooms 6
Entry Level 2
Room Type Bedroom 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom 5 Bedroom 6 Bathroom 1 Bathroom 2 Bathroom 3 Bathroom 4 Living Room Dining Area
Total Baths 5
Living Area Range 2200 - 2399
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Exterior
Exterior Amenities Outdoor Shower DP50 Windows
Exterior Finish Vinyl Siding
Fencing None
Parking Features Covered Underhouse
Lot Features Open Lot Salt Marsh Sound Side
Water Source Public
Total Parking 0.0
Lot Size Area 0.17
Foundation Details Other Pilings
Spa N
Building Area Total 2262.0
Lot Dimensions 59'x134'x60'x132'
Lot Size Acres 0.17
Road Surface Type Paved
Frontage Type Creek Marsh Front
Waterfront Y/N Y
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 321
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* Excluded Features
List By
Andrea W Hartley

Listing Agent

Wit Realty Llc

Broker

andrea@onslowbayhomes.com

Email

Affordability Calculator

$8,202
Per Month
100%
0%
0%
Monthly Principal & Interest
$8,202
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
7/8/2026$1,299,000 -1.96% Price Down
6/6/2026$1,325,000 -1.49% Price Down
4/7/2026$1,345,000 Listed Price

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321 N New River Drive, Surf City, NC, 28445 is a Single Family Home for sale at $1,299,000 with 2,262 sqft and a lot size of 0.17. 321 N New River Drive has 6 bedrooms, 4.1 baths, and was built in 2025. The property's zip code is 28445 which is in Surf City, NC