5222 South Channel Drive
Clay Twp, MI, 48028 $ 295,000
Bedrooms2 Baths0.1 Sq 634 Monthly Estimate*
$ 1,816
Single Family Home for sale in Clay Twp, MI
for $295,000 with 2 bedrooms and 1 half bath. This 634 square foot home was built in 1940 on a lot size of 0.33.
Welcome to your cozy waterfront retreat on Harsens Island's sought-after "Gold Coast"! This charming cottage offers front-row seats to the endless parade of international freighters and passing boats along the South Channel-an ever-changing view you'll never tire of. Enjoy peaceful mornings and stunning sunrises, then wind down with beautiful evening skies right from your spacious porch-perfect for dining, relaxing, and soaking in the waterfront lifestyle. This cottage features updates including plumbing and electrical improvements, a new hot water heater (2021), updated outlets, a generator plug, and Wallside windows installed by the seller for added efficiency and comfort. Situated with a canal behind the home and the river out front, this property offers the best of both worlds, complete with steel seawalls on both the river and canal sides. Enjoy easy access to the water along with incredible wildlife, and take advantage of nearby hunting and outdoor recreation opportunities. Being sold furnished, this turnkey getaway includes all porch furniture, living room couch, and bedroom furnishings-just bring your bags and start enjoying island living right away. Whether you're looking for a weekend escape or a simple waterfront lifestyle, this "Gold Coast" gem delivers charm, views, and an unbeatable location.
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FeaturesGeneralSewer SepticTank
Heating NaturalGas OtherHeatingSource
Cooling CeilingFans
Possession AtClose
Appliances Refrigerator
Garage Spaces 0.0
Patio/Porch Features Deck Porch
Architectural Style Cottage Ranch
Pool Features None
Construction Materials VinylSiding
Year Built 1940
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features CanalFront RiverFront Waterfront
County StClair
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name ST CLAIR FLATS SOUTH CHANNEL
Garage Y/N N
Other Structures Sheds
Total Rooms 5
Status Active
City ClayTownship_StClair
Disclosures FloodUnk TaxesNotHomesteadExempt
Senior Community Y/N N
High School District Algonac
Zoning Description Residential
MLS Area Area10231ClayTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 5517.36
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 105332
Legal Description SLY 40 FT OF LOT 558 ST CLAIR FLATS S CHANNEL DEEDED 8/12/57
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ExteriorLot Features WaterView
Water Source WateratStreet
Foundation Details PillarPostPier
Spa N
Lot Dimensions 40x500
Lot Size Acres 0.33
Road Surface Type Paved
Frontage Length 40
Frontage Type Waterfront
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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InteriorFireplace Features LivingRoom
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N N
Fireplace Y/N Y
Above Grade Finished Area 634.0
Half Baths 1
Total Bedrooms 2
Below Grade Finished Area 0.0
Above Grade Finished Area Source PublicRecords
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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* Excluded FeaturesList ByLucy A BurbyListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $1,816
- Monthly Property Taxes
- $460
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
848359 Elementary School
848319 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/7/2026 | $295,000 | | Listed Price |