196 SILVER REEF Lane St. Augustine, FL $ 627,500
196 SILVER REEF Lane
$ 627,500
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196 SILVER REEF Lane

St. Augustine, FL, 32095
$ 627,500
Bedrooms4 Baths3.0 Sq 2,647

Monthly Estimate*

$ 3,864

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Single Family Home for sale in St. Augustine, FL for $627,500 with 4 bedrooms and 3 full baths. This 2,647 square foot home was built in 2020.

With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.

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Single Family Active

Price

$ 627,500

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Year Built

2020

Town/City

St. Augustine

County/Region

SAINT JOHNS

MLS | Web ID

2138786

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Entrance Foyer Kitchen Island Open Floorplan Pantry Primary Bathroom -Tub with Separate Shower Primary Downstairs Split Bedrooms
Flooring Carpet Tile
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 4
Entry Level 1
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Gas Range Microwave Refrigerator
HOA Fee 305.0
Garage Spaces 3.0
Patio/Porch Features Patio Screened
Architectural Style Traditional
Construction Materials Concrete
Year Built 2020
View Protected Preserve Trees/Woods
Stories Count 1
Levels One
Property Subtype Single Family Residence
Current Use Residential Single Family
Parcel Number 0237133520
Community Features Sidewalks
Assoc Fee Paid Per Quarterly
County St. Johns
New Construction 0
Property Type Residential
Association Amenities Pool Clubhouse Fitness Center Jogging Path Park Playground
HOA Y
Attached Garage Y
Subdivision Name Creekside
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From I-95 S take exit 329 for CR-210. Turn left on CR 210. Turn right on Alternate CR-210. Turn right on Tiwn Creeks Dr then left on Switchgrass Rd. Turn right in Silver Reef Ln. Home is on the r
High School Beachside
City St. Augustine
Senior Community Y/N N
Zoning Description Single Family
MLS Area 304- 210 South
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Lakeside Academy
Property Attached Y/N N
Home Warranty Y/N N
Middle/Junior High School Alice B. Landrum
Lease Renewal Y/N N
MLS Area Minor 304- 210 South
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://tours.hurt-photography.com/e/TNxYRfG
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD Y
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Exterior
Fencing Back Yard Vinyl
Parking Features Attached Garage
Lot Features Wooded
Water Source Public
Spa N
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 196
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* Excluded Features
List By
Round Table Realty

Broker

josh@welcomehome904.com

Email

Affordability Calculator

$3,864
Per Month
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Monthly Principal & Interest
$3,864
Monthly Property Taxes
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4648254 Elementary School
3751407 Middle School
Beachside High School High School
Pricing History
DatePricePrice ChangeDescription
5/18/2026$627,500 -0.40% Price Down
4/7/2026$630,000 Listed Price

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196 SILVER REEF Lane, St. Augustine, FL, 32095 is a Single Family Home for sale at $627,500 with 2,647 sqft. 196 SILVER REEF Lane has 4 bedrooms, 3.0 baths, and was built in 2020. The property's zip code is 32095 which is in St. Augustine, FL