220 RUBY LAKE LANE Winter Haven, FL $ 799,900
220 RUBY LAKE LANE
$ 799,900
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220 RUBY LAKE LANE

Winter Haven, FL, 33884
$ 799,900
Bedrooms4 Baths3.0 Sq 2,705

Monthly Estimate*

$ 4,925

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Single Family Home for sale in Winter Haven, FL

for $799,900 with 4 bedrooms and 3 full baths. This 2,705 square foot home was built in 2001 on a lot size of 0.42.

Welcome to this beautifully upgraded lakefront home nestled inside a private gated community, offering 2,705 square feet of thoughtfully designed living space. Perfectly positioned on scenic Lake Ruby, which connects to Lake Bess, this west-facing property delivers breathtaking sunset views that can be enjoyed daily from your own backyard. Inside, the home features a stunning, oversized living room with cathedral ceilings and expansive views of the water—creating a bright, open atmosphere that truly feels like the heart of the home. The home boasts sliding glass doors that fully retract, inviting in cool breezes during the milder months. These sliders have been freshly tinted, along with the bath door, for added privacy and energy efficiency. Step outside to your private oasis where the recently remodeled pool and professionally leveled pavers provide a clean, modern look. The screened-in pool area also features a covered patio—perfect for relaxing or enjoying meals outdoors rain or shine. Additional exterior upgrades include 22 all new windows and screens, a lanai screen roof on the west side upper screens, lanai fans, solar exhaust attic fans, dock lights, dock power, and a boat lift motor with decking at the bow. The entire exterior has been enhanced with fresh flowers, and the north path walkway has been updated alongside the pool lite timer. The lanai also includes a separate 220 volt outlet to accommodate a hot tub.Entertaining is effortless with a convenient pool bathroom, allowing guests to shower or refresh without entering the main home—thanks to the new shower diverter in the master and fully upgraded plumbing, including all faucets (3 bathrooms, kitchen, and garage), toilet innards, and a new guest toilet. A cozy wood burning fireplace adds warmth and charm, while the overall condition of the home reflects true pride of ownership—impeccably maintained and move-in ready. Interior finishes include fresh interior paint, crown molding, electronic door locks on all 3 exterior doors, an electronic garage door lock, in-wall medicine cabinets, kitchen backsplash, pantry can closet, anti-skid tiles & garage floor, regrouted all bath wall tiles, and slider rollers & rebalance. Built-in cabinets in the living room have been removed for a more open feel, and the floor in the TV room has been updated. The home also features new smoke detectors throughout.Electrical upgrades are extensive: new lighting in the halls, bath, and garage, washer & dryer, master closet, dock lights, generator outlet, generator cutoff, additional lanai power, dock power, pool lite timer, and more. The HVAC system has been enhanced with an added garage AC split system, blown insulation, solar exhaust attic fans, and an insulated garage door. The garage offers exceptional versatility with its own AC split unit, insulated garage door, garage door springs, electronic garage door lock, and upgraded LED lighting, making it ideal for a workshop, home gym, or additional functional space. Additional thoughtful touches include all outside hose bibs x4, the main drain “Roto Rootered”, pool fill line. The property features lake-fed irrigation, removed lake grass and lake rocks for a clean, polished waterfront appearance. This home combines luxury, comfort, and functionality in a serene waterfront setting—an exceptional opportunity to enjoy Florida living at its finest. You'll also be able to enjoy the fireworks from LegoLand and Disney is only 30 miles away.

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Single Family Active

Price

$ 799,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,664

Style

Single Family Residence

Lot Size

0.42

Year Built

2001

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

P4938358

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Convection Oven Dishwasher Refrigerator
HOA Fee 850
Garage Spaces 2
Patio/Porch Features Covered Screened
Pool Features In Ground
Construction Materials Stucco
Pets Allowed Yes
Year Built 2001
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front Lake - Chain of Lakes
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Attached Garage true
Energy Efficient Windows
Subdivision Name RUBY LAKE PH 04
Facing Direction East
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions Go West on Cypress Gardens Blvd. from route 27. Take a left onto Cypress Gardens Rd. Take your first left onto N Lake Ruby Dr. and go through the gated entrance.
City WINTER HAVEN
Body of Water LAKE RUBY
Association Name Michellette Ramos W Don Asher
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 18295
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 7664.91
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/P4938358
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 78
Legal Description RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 80
Water View Lake Lake - Chain of Lakes
Water Access Type Lake Lake - Chain of Lakes
Minimum Lease 8-12 Months
Water Access Y/N true
Monthly HOA Amount 70.83
Water View Y/N true
Flood Zone Code X
DockY/N true
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Interior
Interior Amenities Attic Fan Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding High Ceilings Kitchen/Family Room Combo Open Floorplan Walk-In Closet(s)
Flooring Carpet Ceramic Tile Hardwood
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Fire Pit Irrigation System Sliding Doors
Water Source Public
Lot Size Area 18295
Foundation Details Block Slab
Building Area Total 3496
Lot Dimensions 95 x 178
Lot Size Acres 0.42
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
La Rosa Realty Prestige

Broker

ksoproperties@gmail.com

Email

Affordability Calculator

$5,564
Per Month
89%
11%
0%
Monthly Principal & Interest
$4,925
Monthly Property Taxes
$639
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/7/2026$799,900 Listed Price

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220 RUBY LAKE LANE, Winter Haven, FL, 33884 is a Single Family Home for sale at $799,900 with 2,705 sqft and a lot size of 0.42. 220 RUBY LAKE LANE has 4 bedrooms, 3.0 baths, and was built in 2001. The property's zip code is 33884 which is in Winter Haven, FL