8535 SW 186th St Cutler Bay, FL $ 860,000
8535 SW 186th St
$ 860,000
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8535 SW 186th St

Cutler Bay, FL, 33157
$ 860,000
Bedrooms3 Baths2.0 Sq 1,764

Monthly Estimate*

$ 5,295

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Single Family Home for sale in Cutler Bay, FL

for $860,000 with 3 bedrooms and 2 full baths. This 1,764 square foot home was built in 1958.

Welcome to this beautifully designed 3-bedroom, 2-bath pool home that blends comfort with effortless entertaining. Inside, an open-concept kitchen and living area create a seamless flow—perfect for gathering with friends, spending time with family, or enjoying everyday living in style. Step outside to your private backyard oasis, set on a spacious lot shaded by mature oak trees. A sparkling pool and tranquil surroundings create a resort-like atmosphere, ideal for both lively get-togethers and quiet relaxation. A standout feature of this property is the detached 300-square-foot structure, ready to fit your vision: a home office, gym, creative studio, or pool house—the possibilities are endless. Located in a highly desirable neighborhood with access to A-rated schools and just minutes from Palmer Trinity School, this home also offers a true sense of community, with events like golf cart parades, chili cook-offs, wing festivals, and more. You’ll also enjoy convenient access to downtown Cutler Bay, the Turnpike, and Black Point Marina. Additional highlights include a newer roof, full accordion shutters, and no underground cast iron pipes. Best of all, the property is located outside of a flood zone. Schedule your private showing today and experience a home that truly checks every box.

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Single Family Active

Price

$ 860,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,253

Style

Year Built

1958

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11989684

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Closing & Funding
Roof Shingle
Appliances Dryer Dishwasher Electric Range Electric Water Heater Microwave Refrigerator Washer
Garage Spaces 0
Patio/Porch Features Patio
Architectural Style Detached One Story
Pool Features Gunite In Ground Pool
Restrictions OK To Lease
Construction Materials Block
Pets Allowed No Pet Restrictions Yes
Year Built 1958
View Garden Pool
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
County Miami-Dade
Property Type Residential
Subdivision Name WHISPERING PINES ESTATES
Facing Direction South
Garage Y/N false
Other Structures Shed(s)
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
Zoning Description 2100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 15000
Carport Spaces 2
Carport Y/N true
Listing Terms Conventional FHA VA Loan
Elementary School Whispering Pines
Year Built Details Resale
Tax Annual Amount 6253
Middle/Junior High School Cutler Bay
Lease Considered Y/N false
Virtual Tour https://www.dropbox.com/scl/fo/nu67tgah4zp3hvhpapk2j/AFLqwy8mGDk8eHlbl7GXLbo/Jim%208535%20SW%20186th%20St%20Cutler%20Bay%20VIDEO%20VOICE%20OVER%20.mp4?rlkey=hip5scrjh4tpbo1z50a6i6tx9&st=ugsbdx8t&dl=0
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description WHISPERING PINES ESTS SEC 1 PB 65-24 LOT 16 BLK 5 LOT SIZE 120.000 X 125 COC 22595-3720 08 2004 6 F/A/U 30-6003-003-0750
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Interior
Interior Amenities Breakfast Bar Built-in Features Bedroom on Main Level French Door(s)/Atrium Door(s) Living/Dining Room Walk-In Closet(s)
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Fence Patio Shed Storm/Security Shutters
Parking Features Attached Carport Driveway Golf Cart Garage RV Access/Parking
Lot Features Interior Lot 1/4 to 1/2 Acre Lot Sprinkler System
Water Source Public
Lot Size Area 15000
Spa false
Building Area Total 2596
Road Surface Type Paved
Waterfront Y/N false
Covered Spaces 2
Door Features French Doors
Road Frontage Type City Street
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* Excluded Features
List By
Palm Shores Realty

Broker

jim@palmshoresrealty.com

Email

Affordability Calculator

$5,816
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,295
Monthly Property Taxes
$521
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1804458 Elementary School
1901317 Middle School
Miami Southridge High School High School
Pricing History
DatePricePrice ChangeDescription
4/6/2026$860,000 Listed Price

Map


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8535 SW 186th St, Cutler Bay, FL, 33157 is a Single Family Home for sale at $860,000 with 1,764 sqft. 8535 SW 186th St has 3 bedrooms, 2.0 baths, and was built in 1958. The property's zip code is 33157 which is in Cutler Bay, FL