10227 Jefferson Road Osceola, IN $ 565,000
10227 Jefferson Road
$ 565,000
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10227 Jefferson Road

Osceola, IN, 46561
$ 565,000
Bedrooms5 Baths3.0 Sq 3,334

Monthly Estimate*

$ 3,479

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Single Family Home for sale in Osceola, IN

for $565,000 with 5 bedrooms and 3 full baths. This 3,334 square foot home was built in 1953 on a lot size of 1.4.

Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim.The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances, flowing seamlessly into the main living areas. Recent exterior updates enhance both function and enjoyment, including a new roof (2025), deck (2024), and pier (2024). A cement seawall and boathouse make this property perfectly suited for maximizing your time on the water. The main level offers convenient laundry and a large primary suite complete with a walk-in closet, additional closet space, double vanity, jetted tub, and walk-in shower. The finished partial basement provides additional flexible space for recreation or entertaining. Outside, the expansive lot offers a beautiful mix of open and partially wooded space, along with a 10x18 shed and a small fenced area. Additional features include an oversized heated 2-car garage, loft space, reverse osmosis system, and water softener. A rare opportunity to own a spacious home with significant acreage and prime river frontageperfect for those looking to enjoy both indoor comfort and outdoor lifestyle.

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Single Family Active

Price

$ 565,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 4,168

Style

Site-Built Home

Lot Size

1.4

Year Built

1953

Town/City

Osceola

County/Region

St Joseph

MLS | Web ID

202611656

Features
General
Sewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air Other
Laundry Y/N Main
Fireplaces No
Water Access Type Riverfront
Garage Attached
Status Active Active
Full Baths 3
Half Baths 0
Bathrooms 3
Year Built 1953
New Construction No
Subdivision None
Style Two Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 73
REO No
Status Detail 0
Dining Room Level Main
Area St. Joseph County
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Total Sq Ft 3525
Elementary School Moran
Middle School Schmucker
Legal Description Irr Tr Beg 1124.7' W & 200'S Ne Cor Ne 1-4 Ne 1-4 Pt Lot 3 Sec 9-37-4E; 65'Adj Jeff Rd Ne Ne Lot 3 & S1/2 Vac W Perly Av N & Adj Ex Pt Sold Sec 9-37-4E 22/23 Vac Ord 91-20 1/28/2021; Irr Tr Beg 1184.
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202611656
Agent First Name Adam
Agent Last Name Pendl
DOM 8
Tax Year 2026
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Interior
Basement Full Basement Partially Finished
Beds 5
Total Rooms 10
Dining Room Length 27
Dining Room Width 11
Family Room Width 27
Living Room Width 15
Family Room Length 14
Living Room Length 25
Full Baths Main 2
Full Baths Upper 1
Above Grade Bedrooms 5
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 14
2nd Bedroom Level Upper
2nd Bedroom Width 11
3rd Bedroom Length 12
3rd Bedroom Level Upper
3rd Bedroom Width 15
4th Bedroom Length 12
4th Bedroom Level Upper
4th Bedroom Width 15
5th Bedroom Length 12
5th Bedroom Level Main
5th Bedroom Width 9
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Exterior
Exterior Vinyl
Water Frontage 87
Pool No
Waterfront River
Garage Length 24
Garage Width 28
Lot Size Area 60984
Lot Dimensions 124x435
Lot Description Waterfront
Water Features Deeded Pier/Dock Available
Garage Capacity 2
Waterfront Y/N Yes
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* Excluded Features
List By
Adam Pendl

Listing Agent

Exp Realty, Llc

Broker

adampendl@pendlrealestate.com

Email

Affordability Calculator

$3,826
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,479
Monthly Property Taxes
$347
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236011 Elementary School
1237325 Middle School
Penn High School High School
Pricing History
DatePricePrice ChangeDescription
4/6/2026$565,000 Listed Price

Map


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10227 Jefferson Road, Osceola, IN, 46561 is a Single Family Home for sale at $565,000 with 3,334 sqft and a lot size of 1.4. 10227 Jefferson Road has 5 bedrooms, 3.0 baths, and was built in 1953. The property's zip code is 46561 which is in Osceola, IN