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98 Wateredge Lane Fredericksburg, VA $ 849,900
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$ 849,900 Get more info
98 Wateredge Lane
$ 849,900
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Share Save

98 Wateredge Lane

Fredericksburg, VA, 22406
$ 849,900
Bedrooms4 Baths5.1 Sq 5,575

Monthly Estimate*

$ 5,366

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Single Family Home for sale in Fredericksburg, VA

for $849,900 with 4 bedrooms and 5 full baths, 1 half bath. This 5,575 square foot home was built in 1997 on a lot size of 3.

SELLER IS MOTIVATED AND UNDERSTANDS THAT BUYERS MAY WISH TO PERSONALIZE THE HOME TO THEIR TASTE. WITH AN ACCEPTABLE OFFER, SELLER IS WILLING TO CONSIDER A RENOVATION/UPGRADE CREDIT TO HELP MAKE YOUR VISION A REALITY. SELLER IS ALSO WILLING TO NEGOTIATE A CONTRIBUTION TOWARD THE BUYER'S CLOSING COSTS, SUBJECT TO MUTUALLY AGREEABLE CONTRACT TERMS. DON'T MISS THIS OPPORTUNITY TO PURCHASE A BEAUTIFUL HOME WITH ADDED FLEXIBILITY TO HELP MAKE IT YOUR OWN! RECENT $50K ADJUSTMENT TO REFLECT THE UPDATED MARKET! Unique financing opportunity! Qualified buyers may be eligible to assume the sellers' existing VA loan with an approximate balance of $608,000 at a fixed interest rate of 3.25%, subject to lender and VA approval. Buyers are encouraged to verify eligibility and assumption requirements with the loan servicer.Welcome to Water Edge Estates, a highly sought-after community of stately homes nestled on just over 3 acres of serene, wooded privacy with minimal HOA restrictions. This exceptional property features major upgrades, including a brand-new roof and gutters (2025), luxury vinyl plank flooring throughout the finished basement, a custom bar and game room, and a stunning stone patio with swim spa (just 3 years young), perfect for year-round relaxation and entertaining. Additional recent improvements include a newly replaced water softener and UV filtration system (Dec. 2025), and a brand new TRANE dual-zone HVAC system (2024). The home has been thoughtfully prepared for the market with fresh interior paint in the primary bedroom, main-level suite, and guest room, a freshly painted front porch and basement fireplace, professional steam-cleaned carpets, touch-up paint on doors and trim, power washing of the entire exterior (including the detached screened structure), and a newly stained back deck, creating a clean, move-in ready feel throughout. Inside, the home offers 4 spacious bedrooms, each with its own private bathroom, along with 5 full baths and 1 half bath. The main level features a guest suite or optional primary bedroom, hardwood floors, and a dramatic two-story family room with a propane fireplace. The gourmet kitchen includes cherry soft-close cabinetry, stainless steel appliances, a wall oven with separate convection oven, island, pantry, and a new dishwasher. Upstairs, the primary suite offers dual walk-in closets and a luxurious spa-like bath. The fully finished basement is an entertainers dream, featuring luxury vinyl plank flooring, a custom bar with large sink, wood-burning fireplace, built-in cabinetry, upgraded full bathroom, and a pool table that conveys. Outdoor living is exceptional with a back deck with gas grill hookup, a detached screened-in porch with electricity and ceiling fan, a custom firepit area backing to woods, and a stone patio with swim spa. The outdoor TV conveys, offering an added bonus for entertaining. Additional features include a 2-car garage with generator hookup, large utility sink in the laundry room, new washer and dryer, and a 100-gallon propane tank. Located just minutes from Abel Lake Reservoir, perfect for kayaking and paddle boarding, and conveniently close to I-95, shopping, dining, hiking trails, historic landmarks, breweries, and wineries.

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Single Family Active

Price

$ 849,900

Bedrooms

4

Full Bath

5

Half Bath

1

Property Type

Single Family

Taxes

$ 7,384

Style

Colonial

Lot Size

3

Year Built

1997

Town/City

Fredericksburg

County/Region

Stafford

MLS | Web ID

VAST2047128
Features
General
Living Area 5575
Sewer Septic < # of BR
Heating Heat Pump(s) Zoned
Cooling Ceiling Fan(s) Central A/C Zoned
Utilities Cable TV Electric Available Propane Water Available Sewer Available
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Built-In Range Dishwasher Dryer - Front Loading Icemaker Intercom Oven - Wall Oven/Range - Gas Refrigerator Stainless Steel Appliances Washer Water Heater - Tankless
Zoning A1
HOA Fee 192.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance
Patio/Porch Features Screened Deck(s)
Architectural Style Colonial
Pool Features Above Ground Filtered Lap/Exercise Pool/Spa Combo
Construction Materials Brick Vinyl Siding
School District STAFFORD COUNTY PUBLIC SCHOOLS
Year Built 1997
Electric 200+ Amp Service
View Garden/Lawn Trees/Woods
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 2
Accessibility None
Assoc Fee Paid Per Annually
County STAFFORD
New Construction N
Property Type Residential
HOA Y
Subdivision Name WATER EDGE ESTATES
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 5
Status ACTIVE
Directions Take Exit 133B for VA-17 North (Warrenton Road) exit toward US-17 N / Warrenton Merge onto VA-17 North (Warrenton Rd) continue for about 3–4 miles turn right onto Sanford Drive continue on Sanford Dr
City FREDERICKSBURG
Body of Water Abel Lake
Disclosures Prop Disclosure
Association Name WATER EDGEE ESTATES HOA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 130859.00
Tax Annual Amount 7384.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 232.53
Acceptable Financing Cash Conventional FHA VA
Historic Y/N N
Vacation Rental Y/N N
Virtual Tour https://youtu.be/Hq8fgAlrdTI
Standard Status Active
Year Built Source Estimated
Legal Subdivision WATER EDGE ESTATES
Tax Lot 25
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Interior
Interior Amenities Carpet Ceiling Fan(s) Chair Railings Crown Moldings Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Formal/Separate Dining Room Kitchen - Gourmet Kitchen - Island Primary Bath(s) Pantry
Heating Fuel Electric
Basement Full Connecting Stairway Fully Finished Outside Entrance Rear Entrance Walkout Level
Flooring Ceramic Tile Hardwood Carpet
Total Fireplaces 2
Fireplace Features Gas/Propane Brick Wood
Hot Water Propane Tankless
Basement (Y/N) Y
Heating Y/N Y
Window Features Energy Efficient Palladian
Fireplace Y/N Y
Above Grade Finished Area 3655
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 1920
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Foyer Office Recreation Room Bathroom 2 Bathroom 3 Primary Bathroom Full Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor Washer In Unit Dryer In Unit
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 6
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Exterior
Exterior Amenities Chimney Cap(s) Exterior Lighting Hot Tub Play Equipment Roof Deck
Pool Yes - Personal
Parking Features Asphalt Driveway Circular Driveway
Lot Features Backs to Trees Level Partly Wooded Private
Water Source Well Private
Garage Features Garage - Side Entry Garage Door Opener Inside Access
Type of Parking Attached Garage Driveway Off Street
Foundation Details Permanent Slab
Water View Y/N N
Lot Size Acres 3.00
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Canoe/Kayak
Land Assessed Value 160000.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 98
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* Excluded Features
List By
At Your Service Realty

Broker

myandi@myandiandco.com

Email

Affordability Calculator

$5,982
Per Month
90%
10%
0%
Monthly Principal & Interest
$5,366
Monthly Property Taxes
$615
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533586 Elementary School
3537567 Middle School
Colonial Forge High School High School
See complete school information
Pricing History
Date Price Price Change Description
6/15/2026 $849,900 -2.30% Price Down
5/8/2026 $869,900 -3.33% Price Down
4/6/2026 $899,900 Listed Price

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98 Wateredge Lane, Fredericksburg, VA, 22406 is a Single Family Home for sale at $849,900 with 5,575 sqft and a lot size of 3. 98 Wateredge Lane has 4 bedrooms, 5.1 baths, and was built in 1997. The property's zip code is 22406 which is in Fredericksburg, VA

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