4630 Umbria Street
Philadelphia, PA, 19127 $ 1,030,000
Bedrooms4 Baths0.0 Monthly Estimate*
$ 6,342
for $1,030,000 with 4 bedrooms. This home was built in 1940 on a lot size of 0.04.
This fully renovated mixed-use building presents a rare opportunity for investors or owner-occupants seeking both strong rental income and long-term upside in one of Philadelphias most dynamic neighborhoods. Ideally positioned along highly visible Umbria Street, this property offers the flexibility to live on-site, operate your own business, or lease out the commercial space for additional income. The property features a 1,100 SF ground-floor commercial space with CMX-2 zoning, allowing for a wide range of uses including food & beverage, restaurant, BYOB, deli, pizza, caf, ice cream, retail, pet supplies, salon, or professional office. Previously home to a successful deli, the space benefits from excellent visibility, strong foot traffic, and close proximity to Main Street. The commercial unit is currently vacant, offering immediate opportunity for an owner-user or the ability to secure a market-rate tenant. Above, the property includes three fully renovated residential units, all currently leased and generating $4,750/month in rental income. The unit mix consists of one 2 bed / 1 bath unit ($1,900/month) and two 1 bed / 1 bath units ($1,475 and $1,375/month), providing stable, in-place cash flow. Each apartment has been thoughtfully updated with central air, vinyl flooring, new appliances, in-unit washer/dryer, and separate utilities, with tenants responsible for electric. A full renovation completed in 2023 included updated plumbing, electrical systems, and sprinkler water lines. The commercial space is supported by a newer HVAC system (approximately 4 years old), along with updated fire and burglar alarm systems. With the commercial space leased at market rent, the property offers a projected gross income of $7,950/month ($95,400 annually), making it an attractive option for investors seeking immediate returns with additional upside. Located just one block from Main Street and within close proximity to the Manayunk train station, I-76, and Center City, the property benefits from exceptional accessibility and visibility. Manayunk continues to see significant growth, with ongoing residential development and an expanding population driving increased demand for both housing and local businesses. Whether youre looking to expand your portfolio, live above your own business, or capitalize on a high-demand rental market, this property offers a unique blend of stability, flexibility, and long-term potential.
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FeaturesGeneralLiving Area 3261
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Zoning CMX2
Architectural Style Other Straight Thru
Construction Materials Masonry
School District PHILADELPHIA CITY
Exclusions All equipment in the deli is for sale separately. Ask agent for updated list of availability and prices
Year Built 1940
Property Subtype Quadruplex
Tax Year 2025
Ownership Fee Simple
Cool Fuel Natural Gas
Municipality PHILADELPHIA
Accessibility None
County PHILADELPHIA
New Construction N
Property Type Multi-Family
Subdivision Name MANAYUNK
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Status ACTIVE
Directions 4630 Umbria St
City PHILADELPHIA
Number Of Units Total 4
MLS Area 19127 (19127)
Lot Size Units Square Feet
Lot Size Square Feet 1529.00
Tax Annual Amount 4552.0
Property Condition Excellent Very Good
Two Bedroom 1
Structure Type Detached
Price Per Sq Ft Total AG 315.85
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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InteriorHeating Fuel Natural Gas
Hot Water Natural Gas
Total Stories 3
Heating Y/N Y
Central Air Y/N Y
Number of Elevators 0
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ExteriorPool No Pool
Water Source Public
Type of Parking Other
Foundation Details Other
Water View Y/N N
Lot Dimensions 11.00 x 46.00
Lot Size Acres 0.04
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 65040.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByBhhs Fox & Roach-Center City WalnutBroker
michele4homes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,342
- Monthly Property Taxes
- $379
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Philadelphia, PA
Average List Price $575,571
Percent of Sale Price 44%
About Philadelphia, PA 1,588,239 Population
5% Since 2002
$ 42,223 Median Income
36 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4835660 Elementary School
4835659 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/2/2026 | $1,030,000 | | Listed Price |