545 Elm Street
Ludlow, KY, 41016 $ 300,000
Bedrooms3 Baths1.1 Sq 1,596 Monthly Estimate*
$ 1,847
for $300,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,596 square foot home was built in 1913 on a lot size of 0.08.
At 545 Elm, you're not just buying a house, you're stepping into a home that blends character, function, and a walkable lifestyle in one of Northern Kentucky's most underrated riverfront communities. High ceilings, custom lighting, and original architectural details like pocket doors and French doors create a warm, elevated feel from the moment you walk in. The kitchen is the kind that actually lives well, featuring a custom design with a brick accent wall, granite countertops, gas cooktop, and a center island with seating that keeps everyone connected. Just off the main level, you'll find the convenience you are looking for, including a main floor laundry and a half bath, while the full bath upstairs delivers a standout moment with a classic clawfoot soaking tub paired with a separate shower. Outdoor living is at your fingertips, with a front porch offering river views and a newer porch roof, plus a deck that leads to a mostly level, fenced backyard, ideal for entertaining, pets, or simply having space that's hard to find this close to the city. And then there's the lifestyle. Step outside and you're minutes from local favorites like C.P. Reeves Market, Ludlow Coffee, Ludlow Tavern, and Buffalo Bar. Morning coffee, dinner plans, and weekend hangouts are all within reach, giving you that walkable, connected lifestyle that's on your list right now. You'll know you're home as soon as you walk through the door. When can you move in?
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FeaturesGeneralLiving Area 1596.0
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Roof Shingle
Garage Spaces 0.0
Patio/Porch Features Covered Porch Deck
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Brick
Full Baths 1
Half Baths 1
Year Built 1913
View River
Levels Two
Property Subtype Single Family Residence
County Kenton
New Construction No
Property Type A
HOA No
Attached Garage No
Total Rooms 7
Status Pending
Directions I-71/75 N to Rt 8 (Ludlow) which turns into Elm home on left
High School Ludlow High
City Ludlow
School District Ludlow Indep
Zoning Description Residential
MLS Area K02 - Bromley/Ludlow Area
Lot Size Units Acres
Lot Size Square Feet 3500.0
Elementary School Mary A. Goetz Elementary
Property Attached Y/N No
Middle/Junior High School Ludlow Middle School
Property Condition Existing Structure
MLS Area Minor K02 - Bromley/Ludlow Area
Virtual Tour https://dl.dropboxusercontent.com/scl/fi/xalvz8ohp3o5qq1zceri3/545-Elm-St.mp4?rlkey=wffhw2j07g1bevcabix70pggz&raw=1
Structure Type House
Living Area Units Square Feet
Standard Status Pending
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InteriorInterior Amenities Walk-In Closet(s) Soaking Tub Kitchen Island Ceiling Fan(s) Eat-in Kitchen Smart Thermostat Chandelier High Ceilings Recessed Lighting Pocket Door(s) Multi Panel Doors Granite Counters Natural Woodwo
Basement Storage Space Walk-Out Access Full Unfinished
Kitchen Appliances Dishwasher Stainless Steel Appliance(s) Disposal Microwave Gas Range Refrigerator
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows
Fireplace Y/N Yes
Total Bathrooms 2.0
Laundry Features Laundry Room Washer Hookup Electric Dryer Hookup Main Level
Room Type Bathroom 2 Living Room Laundry Primary Bath Bedroom 3 Bedroom 2 Entry Primary Bedroom Kitchen
Total Baths 2
Total Bedrooms 3
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ExteriorFencing Fenced Wood
Parking Features On Street
Lot Features Level
Water Source Public
Lot Size Area 0.08
Foundation Details Block
Building Area Total 1596.0
Lot Dimensions Irreg
Lot Size Acres 0.08
Road Surface Type Paved
Lot Size Source Realist
Road Frontage Type City Street
Land Lease Type Fee
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* Excluded FeaturesList ByExp Realty, Llc - JanellBroker
janell@janellsellshouses.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,847
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ludlow, KY
Average List Price $393,421
Percent of Sale Price 31%
About Ludlow, KY 4,403 Population
1% Since 2002
$ 45,818 Median Income
36.73 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
3164023 Elementary School
3164021 Middle School
Ludlow High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/1/2026 | $300,000 | | Listed Price |