1082 W Smith
Bellingham, WA, 98226 $ 1,187,000
Bedrooms4 Baths2.0 Sq 1,672 Monthly Estimate*
$ 7,309
Listed by Windermere RE Whatcom, Inc.
for $1,187,000 with 4 bedrooms and 2 full baths. This 1,672 square foot home was built in 1926 on a lot size of 0.6.
A classic 3-bedroom home and an epic 40x60 shop complete with a 2-bedroom MIL suite upstairs. Let’s start with the shop building: 2-story, 2-bay space with in-floor radiant heat, car lift, ¾ bath, office, and kitchen. Upstairs you’ll find a well-designed 1,500 sqft. MIL suite featuring a primary bedroom with en-suite bath, a second bedroom, kitchen, fireplace, loft, and A/C. It’s the perfect live/work setup — or rent out the part you don’t need. Steps away from the shop is the historic Girard home, with all its classic character intact: 3 bedrooms, a full bathroom, living and dining rooms, hardwood floors, built-ins and a charming breakfast nook off the kitchen. The mid-sized 0.6-acre lot gives you just enough room to play and enjoy privacy without the hassle of acres of maintenance. You get two RV parking pads with hookups and waste connection, plenty of extra parking, two outdoor spaces for cooking and relaxing, and two gated driveways. Costco, I-5, Ferndale, and Bellingham are just minutes away — but you’ll never want to leave this one-of-a-kind property. See it in person before it’s gone!
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FeaturesGeneralLiving Area 0
Sewer Septic Tank
Heating 90%+ High Efficiency Ductless Forced Air Radiant
Cooling Ductless
Possession Closing
Roof Composition Metal
Appliances Dishwasher Disposal Dryer Microwave Refrigerator Stove(s)/Range(s) Washer
HOA Fee 0
Security Features Fully Fenced Security Gate Security System
Year Built 1926
View Mountains See Remarks Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
County Whatcom
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Bellingham
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Active
Directions NAV/GPS is correct
City Bellingham
Senior Community Y/N N
High School District Ferndale
MLS Area 865 - Meridian
Lot Size Units Square Feet
Lot Size Square Feet 26136
Carport Y/N Y
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 5499
Public Remarks A classic 3-bedroom home and an epic 40x60 shop complete with a 2-bedroom MIL suite upstairs. Lets start with the shop building: 2-story 2-bay space with in-floor radiant heat car lift bath office an
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Ponderosa
Property Style 18 - 2 Stories w/Bsmnt
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InteriorInterior Amenities Second Kitchen Bath Off Primary Ceiling Fan(s) Dbl Pane/Storm Window Fireplace French Doors High Tech Cabling Loft Security System Skylight(s) Vaulted Ceiling(s) Walk-In Closet(s) Wine/Beverage Refri
Basement Unfinished
Flooring Ceramic Tile Engineered Hardwood Hardwood Vinyl Carpet
Total Fireplaces 2
Fireplace Features Gas
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 1
Total Baths 2
Fireplaces Upper 1
Fireplaces Main 1
Power Production Type Electric Geothermal Natural Gas See Remarks
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 0
Baths Three Quarter Upper 1
Bedrooms Lower 0
Bedrooms Upper 3
Baths Half Upper 0
Baths Half Main 0
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 0
Baths Full Main 1
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 1.75
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ExteriorExterior Amenities Metal/Vinyl Stucco
Vegetation Garden Space Wooded
Parking Features Attached Carport Driveway Attached Garage Detached Garage RV Parking
Lot Features Paved
Water Source Private
Total Parking 12
Inclusions Dishwasher(s) Dryer(s) Garbage Disposal Microwave(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
Foundation Details Pillar/Post/Pier Poured Concrete Slab
Building Area Total 1672
Lot Size Acres 0.6
Waterfront Y/N N
Covered Spaces 2
Irrigation Water Rights Y/N N
Site Features Cable TV Fenced-Fully Gated Entry High Speed Internet Outbuildings Patio RV Parking Shop
Parking Uncovered Total 10
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Internal OnlyOriginalMLSID NWM2500643
Street Number 1 1082
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* Excluded FeaturesList ByWindermere Re Whatcom, Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $7,309
- Monthly Property Taxes
- $458
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bellingham, WA
Average List Price $900,281
Percent of Sale Price 24%
About Bellingham, WA 88,482 Population
28% Since 2002
$ 49,282 Median Income
34.17 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
257491 Elementary School
256663 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/1/2026 | $1,187,000 | | Listed Price |