1320 Red Cedar Lane Spencer, IN $ 439,900
1320 Red Cedar Lane
$ 439,900
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1320 Red Cedar Lane

Spencer, IN, 47460
$ 439,900
Bedrooms6 Baths3.0 Sq 3,780

Monthly Estimate*

$ 2,709

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Single Family Home for sale in Spencer, IN

for $439,900 with 6 bedrooms and 3 full baths. This 3,780 square foot home was built in 1999 on a lot size of 4.58.

Tucked away on approximately 4.58 acres, this spacious 6-bedroom, 3-bath home offers privacy, versatility, and a convenient location just minutes from Spencer and major highways. The main level features 4 bedrooms and 2 full baths, including a primary suite with walk-in closet and private bath. The kitchen and dining area open to a large back deck, creating a great space for everyday living and entertaining. Kitchen also has a center island for small gatherings or workspace and has an abundance of cabinets and counter space. The walk-out lower level includes 2 additional bedrooms, 1 full bath, and flexible living space that can accommodate a variety of needs. Outdoor access from the basement adds to the homes functionality and enjoyment. Property improvements include an attached 2-car garage with built-in storage, plus a detached 28x40 heated garage with concrete floor, separate 100-amp service, and its own well. The detached garage also features a 12x24 lean-to and a 12x16 rear room, offering excellent space for storage, hobbies, or projects. The outdoor space provides room to enjoy, including a designated garden area and open ground for a variety of uses. A great opportunity to own a well-rounded property with space, features, and a peaceful setting.

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Single Family Active

Price

$ 439,900

Bedrooms

6

Full Bath

3

Property Type

Single Family

Taxes

$ 2,095

Style

Site-Built Home

Lot Size

4.58

Year Built

1999

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202610825

Features
General
Sewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Basement
Fireplaces No
Garage Attached
Status Active Cont-AccptngBackupOffers
Full Baths 3
Half Baths 0
Bathrooms 3
Year Built 1999
New Construction No
Subdivision None
Style One Story
Township Clay
Class RESIDENTIAL
Type Site-Built Home
Age 27
REO No
Status Detail 1
Dining Room Level Main
Area Owen County
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Total Sq Ft 3780
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description NW NW S7 T9 R3 3.59A aka East Ridge Acres SD Lot 4 & PT NW NW S7 T9 R3 0.99A aka East Ridge Acres SD Lot 3
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202610825
Agent First Name Trent
Agent Last Name Keith
DOM 14
Tax Year 2025/2026
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Interior
Basement Finished Walk-Out Basement
Beds 6
Total Rooms 12
Dining Room Length 15
Dining Room Width 12
Living Room Width 14
Other Room 1 Description Foyer
Living Room Length 18
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 4
Below Grade Baths 1
Below Grade Bedrooms 2
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 10
4th Bedroom Length 14
4th Bedroom Level Main
4th Bedroom Width 13
5th Bedroom Length 14
5th Bedroom Level Basement
5th Bedroom Width 10
Extra Room Description 6th Bedroom
Extra Room Length 18
Extra Room Level Basement
Extra Room Width 10
Rec Room Length 21
Rec Room Level Basement
Rec Room Width 18
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Exterior
Exterior Vinyl
Pool No
Garage Length 20
Garage Width 20
Lot Size Area 199505
Lot Dimensions IRREGULAR
Lot Description Irregular Rolling 3-5.9999
Garage Capacity 2
Waterfront Y/N No
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* Excluded Features
List By
Trent Keith

Listing Agent

Keith Realty & Auction Group

Broker

trent.keith@homefinder.org

Email

Affordability Calculator

$2,883
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,709
Monthly Property Taxes
$175
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$439,900 Listed Price

Map


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1320 Red Cedar Lane, Spencer, IN, 47460 is a Single Family Home for sale at $439,900 with 3,780 sqft and a lot size of 4.58. 1320 Red Cedar Lane has 6 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 47460 which is in Spencer, IN