1320 Red Cedar Lane Spencer, IN $ 439,900
1320 Red Cedar Lane
$ 439,900
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1320 Red Cedar Lane

Spencer, IN, 47460
$ 439,900
Bedrooms6 Baths3.0 Sq 3,780

Monthly Estimate*

$ 2,709

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Single Family Home for sale in Spencer, IN

for $439,900 with 6 bedrooms and 3 full baths. This 3,780 square foot home was built in 1999 on a lot size of 4.58.

Tucked away on approximately 4.58 acres, this spacious 6-bedroom, 3-bath home offers privacy, versatility, and a convenient location just minutes from Spencer and major highways. The main level features 4 bedrooms and 2 full baths, including a primary suite with walk-in closet and private bath. The kitchen and dining area open to a large back deck, creating a great space for everyday living and entertaining. Kitchen also has a center island for small gatherings or workspace and has an abundance of cabinets and counter space. The walk-out lower level includes 2 additional bedrooms, 1 full bath, and flexible living space that can accommodate a variety of needs. Outdoor access from the basement adds to the home's functionality and enjoyment. Property improvements include an attached 2-car garage with built-in storage, plus a detached 28x40 heated garage with concrete floor, separate 100-amp service, and its own well. The detached garage also features a 12x24 lean-to and a 12x16 rear room, offering excellent space for storage, hobbies, or projects. The outdoor space provides room to enjoy, including a designated garden area and open ground for a variety of uses. A great opportunity to own a well-rounded property with space, features, and a peaceful setting.

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Single Family Pending

Price

$ 439,900

Bedrooms

6

Full Bath

3

Property Type

Single Family

Taxes

$ 2,260

Style

Ranch

Lot Size

4.58

Year Built

1999

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22092542

Features
Interior
Interior Amenities Entrance Foyer Pantry Walk-In Closet(s)
Basement Finished Walk-Out Access
Basement (Y/N) Y
Half Baths 0
Total Bedrooms 6
Below Grade Finished Area 1890
Main Level Bedrooms 4
Total Baths 3
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General
Heating Forced Air Natural Gas
Cooling Central Air
Possession Specific
Appliances Dishwasher MicroHood Gas Oven Refrigerator Water Heater
Garage Spaces 2
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1999
Township Clay
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Additional Parcels Description 601707200110030016
County Owen
New Construction N
Property Type Residential
HOA N
Subdivision Name East Ridge
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Pending
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6013 - Owen - Clay
Lot Size Square Feet 199505
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Middle/Junior High School Owen Valley Middle School
Additional Parcels Y/N Y
Standard Status Pending
Tax Lot 4 3
Legal Description Nw Nw S7 T9 R3 3.59A Aka East Ridge Acres Sd Lot 4 & PT NW NW S7 T9 R3 0.99A aka East Ridge Acres SD Lot 3
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Exterior
Parking Features Attached
Water Source Private
Foundation Details Block
Building Area Total 3780
Lot Size Acres 4.58
Horse Amenities None
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* Excluded Features
List By
Keith Realty & Auction Group

Broker

trent.keith@homefinder.org

Email

Affordability Calculator

$2,897
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,709
Monthly Property Taxes
$188
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
3/31/2026$439,900 Listed Price

Map


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1320 Red Cedar Lane, Spencer, IN, 47460 is a Single Family Home for sale at $439,900 with 3,780 sqft and a lot size of 4.58. 1320 Red Cedar Lane has 6 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 47460 which is in Spencer, IN