523 W High Street Mt Sterling, KY $ 199,000
523 W High Street
$ 199,000
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523 W High Street

Mt Sterling, KY, 40353
$ 199,000
Bedrooms4 Baths2.0 Sq 1,514

Monthly Estimate*

$ 1,225

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Single Family Home for sale in Mt Sterling, KY

for $199,000 with 4 bedrooms and 2 full baths. This 1,514 square foot home was built on a lot size of 0.98.

Adorable 4 Bedroom, 2 Bath Home, Located Within 5 Minutes of All Schools, All Main Shopping, Restaurants, Hospital, Local Dr. Offices, And I-64 Interstate. This Property Is Also County, So It Is A Win-Win! Offering Timeless Characteristics Throughout, Including Original Hardwood Flooring, Beautiful Masonry Fireplace, Windows And Trim. A First Floor Primary Is Also An Option With An Adjoining Bath And Main Level Laundry. An Abundance of Cabinetry In The Updated Kitchen, With All Appliances Included And Plenty of Space For Entertaining Guests In The Vast Dining Room, As Well. Upstairs Hosts 3 Bedrooms And Another Full Bath For Functionality. And The Full Basement Stays Super Dry For Ultimate Storage or Opportunity To Increase Equity By Finishing. Relax On The Large Covered Front Porch Or Walk To Historic Downtown Mt. Sterling, Along The City Street Sidewalks! Don't Miss This Rare Opportunity To Make This Home Sweet Home Your Own, Schedule Your Personal Showing Today!

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Single Family Active

Price

$ 199,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.98

Town/City

Mt Sterling

County/Region

Montgomery

MLS | Web ID

26006594

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Primary Downstairs
Basement Full Unfinished
Flooring Carpet Hardwood
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 1514.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 2
Heating-Forced Air True
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General
Sewer Public Sewer
Heating Forced Air
Cooling Electric
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Composition Shingle
Appliances Dishwasher Range Refrigerator
Patio/Porch Features Patio Porch Front Porch
Construction Materials Vinyl Siding
Year Built 9999
View Neighborhood
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 23M-20-11-047.00
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N N
Total Rooms 10
Full Baths 2
Status Active
Directions From Mt. Sterling by pass turn onto West High St. Home is located on left.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 42562.0
Carport Y/N N
Elementary School Mapleton
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Parking Features Basement Driveway Off Street
Lot Features Landscaped
Water Source Public
Lot Size Area 0.98
Foundation Details Block
Building Area Total 1514.0
Lot Size Acres 0.98
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 523
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* Excluded Features
List By
Keller Williams Legacy Group

Broker

Affordability Calculator

$1,225
Per Month
100%
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Monthly Principal & Interest
$1,225
Monthly Property Taxes
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289956 Elementary School
3292775 Middle School
Montgomery Co High School High School
Pricing History
DatePricePrice ChangeDescription
3/31/2026$199,000 Listed Price

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523 W High Street, Mt Sterling, KY, 40353 is a Single Family Home for sale at $199,000 with 1,514 sqft and a lot size of 0.98. 523 W High Street has 4 bedrooms and 2.0 baths. The property's zip code is 40353 which is in Mt Sterling, KY