108 IRWIN STREET E
Safety Harbor, FL, 34695 $ 1,499,000
Bedrooms4 Baths3.0 Sq 2,634 Monthly Estimate*
$ 9,230
for $1,499,000 with 4 bedrooms and 3 full baths. This 2,634 square foot home was built in 2026 on a lot size of 0.25.
Highly sought-after Safety Harbor new custom home! New construction homes rarely come available in Safety Harbor, especially larger custom-built residences like this one on a spacious lot. Welcome to 108 E Irwin St, where location, lifestyle, and luxury come together beautifully in one of Florida’s most charming coastal towns. This stunning newly built custom home sits on a rare quarter-acre lot outside the flood zone and offers the perfect blend of privacy and walkability. It is just 1 mile from vibrant downtown Safety Harbor and within easy walking distance to beautiful Philippe Park, with its waterfront trails, historic mound, boat ramp, and scenic Old Tampa Bay views. Boasting 4 bedrooms and 3 full bathrooms with a thoughtfully designed open-concept layout, this is not a builder-grade home but a true custom residence built by a highly reputable builder known for exceptional quality and durability. It features impact windows, high-efficiency HVAC, superior insulation, and reinforced construction throughout for peace of mind and long-term efficiency. Inside, 10-foot ceilings create a spacious feel while the expansive great room centers around an oversized Cambria quartz island in the chef’s kitchen. Enjoy custom cabinetry, a designer backsplash, premium GE, Bosch, and Viking appliances, and a large walk-in pantry. Premium porcelain tile floors, LED lighting, and ceiling fans in every room add comfort and style. The split floor plan provides excellent privacy. The luxurious owner’s suite, tucked privately on one side, features a spa-like primary bathroom with a massive walk-in shower and impressive custom closets. A flexible 4th bedroom or office is conveniently located nearby, perfect for work, guests, or hobbies. On the opposite side of the home, two generously sized guest bedrooms each enjoy their own private full bathroom. One of these is a true luxury wet room complete with an enclosed bathtub and shower — an ideal setup for guests or as a future pool bath if you add a pool. Seamless indoor-outdoor living is effortless with a large covered lanai overlooking the lush, fully irrigated backyard featuring brand new professional landscaping, a brand new fence with gates on both sides, and newly planted clusters of graceful Areca palms (also known as Butterfly palms). These feathery, arching palms can grow up to 12 feet tall and are already creating a beautiful natural green privacy screen. Additional highlights include an oversized 3-car garage with extra storage, attic access, and backyard entry. This move-in-ready home is packed with upgrades and built to the highest standards. Perfect for buyers relocating from up north — trade snow shoveling, freezing winters, and short days for year-round sunshine, gentle bay breezes, and a relaxed coastal lifestyle. Safety Harbor welcomes families from across the country with its friendly small-town charm, safety, and sense of community. Stroll or golf cart to downtown’s boutique shops, restaurants, art galleries, farmers market, and lively events. Enjoy waterfront parks like Philippe Park right nearby, the Safety Harbor Resort & Spa, and easy access to Tampa Bay beaches, Tampa, Clearwater, and St. Pete. This is a rare opportunity to own a high-end custom home in one of Safety Harbor’s most desirable locations. Don’t miss your chance to make this Florida dream your reality—schedule a showing today!
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FeaturesGeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Street Lights Water Connected
Roof Shingle
Appliances Cooktop Dishwasher Disposal Electric Water Heater Microwave Range Hood Refrigerator Water Filtration System
Zoning R-3
Garage Spaces 3
Construction Materials Block Stucco
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pinellas
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name WATER VIEW HEIGHTS
Facing Direction East
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions From Main Street in downtown Safety Harbor head north on Philippe Parkway. Turn right onto Irwin Street E. Continue straight; 108 Irwin St E will be on the right side of the street.
City SAFETY HARBOR
Senior Community Y/N false
MLS Area 34695 - Safety Harbor
Lot Size Units Square Feet
Lot Size Square Feet 10820
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 5753.88
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8491819
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 9
Legal Description WATER VIEW HEIGHTS BLK C LOTS 9 AND 10
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code x
DockY/N false
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InteriorInterior Amenities Ceiling Fan(s) In Wall Pest System Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Walk-In Closet(s)
Flooring Porcelain Tile Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features ENERGY STAR Qualified Windows Insulated Windows Storm Window(s)
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 3
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ExteriorExterior Amenities Irrigation System Lighting Private Mailbox Private Yard
Water Source Public
Lot Size Area 10820
Foundation Details Slab
Building Area Total 3962
Lot Dimensions 97 x 113
Lot Size Acres 0.25
Road Surface Type Concrete
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded FeaturesList ByBusiness & Realty Consulting Of FloridaBroker
Affordability Calculator
- Monthly Principal & Interest
- $9,230
- Monthly Property Taxes
- $479
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Safety Harbor, FL
Average List Price $979,305
Percent of Sale Price 35%
About Safety Harbor, FL 16,625 Population
-2% Since 2002
$ 61,643 Median Income
51.35 Median Age
19% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/11/2026 | $1,499,000 | -2.98% | Price Down |
| 4/25/2026 | $1,545,000 | -3.38% | Price Down |
| 3/30/2026 | $1,599,000 | | Listed Price |