198 Acton Road Annapolis, MD $ 2,350,000
198 Acton Road
$ 2,350,000
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198 Acton Road

Annapolis, MD, 21403
$ 2,350,000
Bedrooms3 Baths3.1 Sq 3,550

Monthly Estimate*

$ 14,469

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Single Family Home for sale in Annapolis, MD

for $2,350,000 with 3 bedrooms and 3 full baths, 1 half bath. This 3,550 square foot home was built in 1940 on a lot size of 0.26.

Experience the best of waterfront living with easy water access to historic Annapolis, Eastport, and the Chesapeake Bay. Perfectly sited in a protected area on Spa Creek, this eco-friendly contemporary home was designed by architect Gary S. Schwerzler of Fourth Street Design Studio and built by Blueford Contracting. Set on a quarter of an acre and surrounded by lush native landscaping, the property features three east-facing decks, a private pier with water and electric, two boat slips (16' x 40' and 10' x 20'), and a dual kayak dock. Mean low water is over six feet in the larger slip and five feet in the smaller. A piling permit is secured for the narrower slip. Designed to maximize natural light and views of water, woodlands and wildlife, the home showcases exceptional craftsmanship throughout. A welcoming front porch leads to an oversized walnut entry door and spacious foyer. The main level includes a bedroom with en-suite bath, a home office with built-ins, open-concept living and dining areas, and a modern kitchen with high-end appliances, Corian and granite counters, and a walk-in pantry. Upstairs are two additional en-suite bedrooms, laundry, and a storage room. The waterside primary suite offers its own private deck and a generous walk-in closet. The home has numerous high-end finishes including Hubbardton Forge lighting, heated bathroom floors, extensive custom built-ins, solid-core pocket doors, Brazilian teak floors, and custom interior railings fabricated by M Yacht Services. The walk-out lower level, original to the 1940s cottage, provides ample storage for boating equipment, a workshop, a second laundry, and a flexible finished space ideal for a gym or recreation room. It opens to a patio, a rustic summer kitchen, a half bath, and an inviting outdoor entertaining areaperfect for gatherings and classic Maryland crab feasts. Constructed for visual appeal, durability, and efficiency, the home features IPE decking, Nichiha fiber cement siding, AZEK trim, Marvin windows and doors, geothermal HVAC, tankless hot water, a Honda generator, and a propane fire pit. Ample parking for four vehicles in front. Enjoy the best of both worlds - being on the water, surrounded by nature and wildlife - while also having footpath and water access to parklands and town.

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Single Family Active

Price

$ 2,350,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 13,472

Style

Coastal

Lot Size

0.26

Year Built

1940

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2136766

Features
General
Living Area 3550
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement Seller Rent Back
Zoning RESIDENTIAL
Architectural Style Coastal
Construction Materials HardiPlank Type
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1940
View Water
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Geothermal
Municipality Annapolis
Waterfront Features Private Dock Site
Accessibility None
County ANNE ARUNDEL
New Construction N
Property Type Residential
HOA N
Subdivision Name TRUXTON HEIGHTS
Facing Direction West
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Spa Road to Silopanna to Spa Drive. Right on Acton house is on your left.
City ANNAPOLIS
Body of Water Spa Creek
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 11140.00
Tax Annual Amount 13472.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 884.12
Vacation Rental Y/N N
Virtual Tour https://iframe.videodelivery.net/f3c3ab2729a3ca90b20fd2d85578283b
Location Type Creek/Stream
Builder Name Blueford Contracting
Standard Status Active
Year Built Source Assessor
Legal Subdivision TRUXTON HEIGHTS
Tax Lot 52
Association Recreation Fee N
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Interior
Heating Fuel Geo-thermal
Basement Partially Finished Outside Entrance Interior Access
Flooring Hardwood
Hot Water Tankless
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2658
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 892
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Foyer Laundry Office Recreation Room Storage Room Workshop Bathroom 3 Primary Bathroom Full Bath Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Extensive Hardscape Exterior Lighting Underground Lawn Sprinkler
Pool No Pool
Water Source Public
Type of Parking Driveway
Foundation Details Block
Spa N
Water View Y/N Y
Lot Size Acres 0.26
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N Y
Water Access Features Private Access Sail Canoe/Kayak Boat - Powered
Number of Docks 1
Land Assessed Value 782100.00
Navigable Water Y/N Y
Number of Slips 2
Water Oriented Y/N Y
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Internal Only
Street Number 1 198
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* Excluded Features
List By
Ttr Sotheby's International Realty

Broker

sgmorse@ttrsir.com

Email

Affordability Calculator

$15,592
Per Month
93%
7%
0%
Monthly Principal & Interest
$14,469
Monthly Property Taxes
$1,123
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533405 Elementary School
3533185 Middle School
Annapolis High School High School
Pricing History
DatePricePrice ChangeDescription
3/28/2026$2,350,000 Listed Price

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198 Acton Road, Annapolis, MD, 21403 is a Single Family Home for sale at $2,350,000 with 3,550 sqft and a lot size of 0.26. 198 Acton Road has 3 bedrooms, 3.1 baths, and was built in 1940. The property's zip code is 21403 which is in Annapolis, MD