2962 HARLOW AVENUE Saint Cloud, FL $ 354,900
2962 HARLOW AVENUE
$ 354,900
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2962 HARLOW AVENUE

Saint Cloud, FL, 34772
$ 354,900
Bedrooms3 Baths2.0 Sq 1,527

Monthly Estimate*

$ 2,185

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Single Family Home for sale in Saint Cloud, FL

for $354,900 with 3 bedrooms and 2 full baths. This 1,527 square foot home was built in 2018 on a lot size of 0.16.

POND VIEW | NEW A/C 2025 | MOVE-IN READY | SCREENED LANAI. Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with a spectacular front pond view, new A/C (2025), recent exterior paint, and stainless steel appliances. This move-in ready residence features a bright split floor plan filled with natural light—ideal for comfortable living and entertaining. The kitchen features ample cabinet space and quartz countertops and backsplash. The primary suite overlooks the backyard and the en-suite bath has dual sinks, soaking tub, and separate shower. The ample walk-in closet is on the back for privacy. The second bedroom enjoys the pond view and the third bedroom faces the front porch. The main living spaces are enhanced by luxury vinyl and the bedrooms have recently updated carpeting. The spacious laundry room connects the home to the two-car garage and provides access to a large insulated attic. Both the walk-in closet and the laundry room feature pocket doors for added space efficiency. Step outside to enjoy Florida living with a covered, screened lanai overlooking a spacious fenced backyard with pavers, well-kept landscaping and an expansive private covered outdoor area with blackout curtains for added privacy and comfort. The seller may consider leaving the hurricane shutters. Located in a quiet neighborhood in rapidly growing St. Cloud, this home has convenient access to shopping, dining, Lake Nona, major highways, and Orlando attractions. Don’t miss this turnkey opportunity. Schedule your private showing today!

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Single Family Active

Price

$ 354,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,679

Style

Florida

Lot Size

0.16

Year Built

2018

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6392777

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Public
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Freezer Microwave Range Refrigerator Washer
Zoning RES
HOA Fee 102
Garage Spaces 2
Patio/Porch Features Front Porch Patio Rear Porch Screened
Architectural Style Florida
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2018
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
HOA Fee 2 0
Assoc Fee Paid Per Annually
County Osceola
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name GRAMERCY FARMS PH 4
Facing Direction Northeast
Garage Y/N true
Other Structures Other
Total Rooms 6
Full Baths 2
Status Active
Directions Coming from Hickory Tree Rd turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after.
High School Harmony High
City ST CLOUD
Association Name Rizzetta and Company Inc
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 6970
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Hickory Tree Elem
Land Lease Y/N false
Tax Annual Amount 6679
Middle/Junior High School Harmony Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.youtube.com/embed/jbp6r4-0NSU
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 2091
Tax Lot 222
Legal Description GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222
Water View Pond
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 8.5
Additional Rooms Inside Utility
Water View Y/N true
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Thermostat Walk-In Closet(s)
Flooring Carpet Laminate Vinyl
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Private Yard Rain Gutters Sidewalk Sliding Doors
Vegetation Mature Landscaping
Fencing Fenced Vinyl
Parking Features Garage Door Opener
Water Source Public
Lot Size Area 6970
Foundation Details Slab
Building Area Total 2086
Lot Size Acres 0.16
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Florida Realty Investments

Broker

pcamachohomes@gmail.com

Email

Affordability Calculator

$2,742
Per Month
80%
20%
0%
Monthly Principal & Interest
$2,185
Monthly Property Taxes
$557
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
5/7/2026$354,900 -1.39% Price Down
4/25/2026$359,900 -0.85% Price Down
4/16/2026$363,000 -1.36% Price Down
3/26/2026$368,000 Listed Price

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2962 HARLOW AVENUE, Saint Cloud, FL, 34772 is a Single Family Home for sale at $354,900 with 1,527 sqft and a lot size of 0.16. 2962 HARLOW AVENUE has 3 bedrooms, 2.0 baths, and was built in 2018. The property's zip code is 34772 which is in Saint Cloud, FL