Open House
5/16 11am - 2pm
3646 Harbor
Merced, CA, 95340
$
899,999
Bedrooms4
Baths2.1
Sq
2,779
Monthly Estimate*
$
5,541
for $899,999 with 4 bedrooms and 2 full baths, 1 half bath. This 2,779 square foot home was built in 1979 on a lot size of 1.
MEMORIAL WEEKEND SPECIAL Price Improved to $899,999 $1,200 Home Warranty Included Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, an additional room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.
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Open House
5/16/2026
11:00 AM - 2:00 PM
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Features
General
Sewer
Public Sewer
Heating
Central
Radiant
Cooling
Ceiling Fan(s)
Central
Utilities
Public
Roof
Composition
Appliances
Hood Over Range
Dishwasher
Microwave
HOA Fee
0
Garage Spaces
2.0
Patio/Porch Features
Awning
Front Porch
Pool Features
Built-In
Fenced
Construction Materials
Stucco
Year Built
1979
Electric
See Remarks
View
Woods
Stories Count
1
Property Subtype
Single Family Residence
Elevation
0
County
Merced
Property Type
Residential
HOA
N
Other Structures
Pergola
Gazebo
Shed(s)
Storage
Total Rooms
0
Full Baths
2
Close Price
0.0
Status
Active
Directions
Right onto Dunn; Right onto Harbor
City
Merced
Senior Community Y/N
N
High School District
Merced Union High
Zoning Description
A-R
Open Parking Spaces
0.0
MLS Area
20409
Lot Size Square Feet
43560.0
Carport Spaces
0.0
Home Warranty Y/N
N
Standard Status
Active
Middle/Junior School District
Merced City
Elementary School District
Merced City
Year Built Source
Assessor Auto-Fill
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Interior
Flooring
Carpet
Tile
Wood
Total Fireplaces
1
Fireplace Features
Living Room
Laundry Features
Inside Room
Total Bedrooms
4
Entry Level
0
Kitchen Features
Breakfast Area
Total Baths
3
1/2 Baths
1
Bedrooms Possible
0
Living Room Features
View
Dining Room Features
Formal Area
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Exterior
Parking Features
Attached
Lot Features
Street Lights
Landscape Back
Landscape Front
Water Source
Public
Total Parking
0.0
Foundation Details
Concrete
Spa
N
Lot Size Acres
1.0
Private Pool
Y
Lot Size Source
Assessor Auto-Fill
Horse Y/N
N
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* Excluded Features
List By
Keller Williams Merced
Broker
Affordability Calculator
- Monthly Principal & Interest
- $5,541
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save
Nearby
Single family listings in Merced, CA
Average List Price
$475,860
Percent of Sale Price
47%
About Merced, CA
84,061
Population
29%
Since 2002
$
39,961
Median Income
31.46
Median Age
38%
Households with Children
Trends Information provided by ATTOM Data Solutions.
3193768
Elementary School
3193616
Middle School
Unknown High School
High School
Pricing History
| Date |
Price |
Price Change |
Description |
|
5/13/2026
|
$899,999
|
-4.26%
|
Price Down
|
|
3/25/2026
|
$940,000
|
|
Listed Price
|
3646 Harbor, Merced, CA, 95340 is a Single Family Home for sale at $899,999 with 2,779 sqft and a lot size of 1. 3646 Harbor has 4 bedrooms, 2.1 baths, and was built in 1979. The property's zip code is 95340 which is in Merced, CA