3646 Harbor
Merced, CA, 95340
$
940,000
Bedrooms4
Baths2.1
Sq
2,779
Monthly Estimate*
$
5,788
for $940,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,779 square foot home was built in 1979 on a lot size of 1.
Welcome to 3646 Harbor Dr., a home where you have room to breathe, grow, and host. Situated on a full acre at the end of a quiet cul-de-sac, this 4-bedroom, 2.5-bath residence offers 2,779 sq ft of thoughtfully designed space with the kind of privacy and room that's hard to come by. The expansive lot includes dedicated RV and boat parking, open space for kids and pets, and the serene backdrop of a creek just behind the property. Step inside to a stunning blue kitchen with ample cabinetry and a breakfast bar, flowing into a formal dining room adorned with an elegant chandelier, perfect for entertaining. A dedicated reception space with its own statement chandelier adds warmth and character, and the wood-burning fireplace makes the living room the coziest spot in the house. Upstairs, the primary suite offers a private balcony with peaceful views of the backyard and pool. A bonus room rounds out the upper level, ideal for a home office or content creation space. Back downstairs, a playroom adds flexibility for the whole family. Outside, a brand new pool, a charming gazebo, and a chicken coop make the backyard a true gathering place. Whether you're hosting or just unwinding, the full acre delivers. Solar paid off at closing means little to no electric bill, and well water means no water bill either. No HOA. Just minutes from UC Merced, in a safe, quiet, and highly desirable neighborhood. This is more than just a home; it's a place to settle in, spread out, and truly enjoy where you live.
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Features
General
Sewer
Public Sewer
Heating
Central
Radiant
Cooling
Ceiling Fan(s)
Central
Utilities
Public
Roof
Composition
Appliances
Hood Over Range
Dishwasher
Microwave
HOA Fee
0
Garage Spaces
2.0
Patio/Porch Features
Awning
Front Porch
Pool Features
Built-In
Fenced
Construction Materials
Stucco
Year Built
1979
Electric
See Remarks
View
Woods
Stories Count
1
Property Subtype
Single Family Residence
Elevation
0
County
Merced
Property Type
Residential
HOA
N
Other Structures
Pergola
Gazebo
Shed(s)
Storage
Total Rooms
0
Full Baths
2
Close Price
0.0
Status
Active
Directions
Right onto Dunn; Right onto Harbor
City
Merced
Senior Community Y/N
N
High School District
Merced Union High
Zoning Description
A-R
Open Parking Spaces
0.0
MLS Area
20409
Lot Size Square Feet
43560.0
Carport Spaces
0.0
Home Warranty Y/N
N
Standard Status
Active
Middle/Junior School District
Merced City
Elementary School District
Merced City
Year Built Source
Assessor Auto-Fill
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Interior
Flooring
Carpet
Tile
Wood
Total Fireplaces
1
Fireplace Features
Living Room
Laundry Features
Inside Room
Total Bedrooms
4
Entry Level
0
Kitchen Features
Breakfast Area
Total Baths
3
1/2 Baths
1
Bedrooms Possible
0
Living Room Features
View
Dining Room Features
Formal Area
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Exterior
Parking Features
Attached
Lot Features
Street Lights
Landscape Back
Landscape Front
Water Source
Public
Total Parking
0.0
Foundation Details
Concrete
Spa
N
Lot Size Acres
1.0
Private Pool
Y
Lot Size Source
Assessor Auto-Fill
Horse Y/N
N
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* Excluded Features
List By
Keller Williams Merced
Broker
Affordability Calculator
- Monthly Principal & Interest
- $5,788
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save
Nearby
Single family listings in Merced, CA
Average List Price
$450,160
Percent of Sale Price
52%
About Merced, CA
84,061
Population
29%
Since 2002
$
39,961
Median Income
31.46
Median Age
38%
Households with Children
Trends Information provided by ATTOM Data Solutions.
3193768
Elementary School
3193616
Middle School
Unknown High School
High School
Pricing History
| Date |
Price |
Price Change |
Description |
|
3/25/2026
|
$940,000
|
|
Listed Price
|
3646 Harbor, Merced, CA, 95340 is a Single Family Home for sale at $940,000 with 2,779 sqft and a lot size of 1. 3646 Harbor has 4 bedrooms, 2.1 baths, and was built in 1979. The property's zip code is 95340 which is in Merced, CA