Open House 5/16 11am - 2pm
3646 Harbor
Merced, CA, 95340 $ 899,999
Bedrooms4 Baths2.1 Sq 2,779 Monthly Estimate*
$ 5,541
Listed by Keller Williams Property Team
for $899,999 with 4 bedrooms and 2 full baths, 1 half bath. This 2,779 square foot home was built in 1979 on a lot size of 1.
MEMORIAL WEEKEND SPECIAL | Price Improved to $899,999 | $1,200 Home Warranty Included Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.
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Open House
5/16/2026 11:00 AM - 2:00 PM
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 2779
Sewer Public Sewer
Heating Central Fireplace(s)
Cooling Central Air
Appliances Dishwasher
HOA Fee 0
Garage Spaces 2
Pool Features In Ground Private
Year Built 1979
View Neighborhood
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Street Lights Suburban Sidewalks
County Merced
New Construction false
Property Type Residential
HOA false
Attached Garage true
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Right onto Dunn; Right onto Harbor
City Merced
Entry Location Front
Senior Community Y/N false
High School District Merced City
Number Of Units Total 1
Lot Size Units Square Feet
Lot Size Square Feet 43560
Listing Terms Cash Conventional FHA Submit
Property Attached Y/N false
Land Lease Y/N false
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 6
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-03-23
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InteriorInterior Amenities Ceiling Fan(s)
Flooring Carpet
Fireplace Features Living Room
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 4
Main Level Bathrooms 3
Total Baths 3
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ExteriorParking Features Garage Garage Faces Side
Lot Features Back Yard Front Yard Lawn Landscaped
Water Source Public
Total Parking 2
Lot Size Area 43560
Lot Size Acres 1
Private Pool true
Lot Size Source Assessor
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* Excluded FeaturesList ByKeller Williams Property TeamBroker
buyandsellwithpatriciam@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,541
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Merced, CA
Average List Price $473,491
Percent of Sale Price 47%
About Merced, CA 84,061 Population
29% Since 2002
$ 39,961 Median Income
31.46 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/13/2026 | $899,999 | -4.26% | Price Down |
| 3/24/2026 | $940,000 | | Listed Price |
3646 Harbor, Merced, CA, 95340 is a Single Family Home for sale at $899,999 with 2,779 sqft and a lot size of 1. 3646 Harbor has 4 bedrooms, 2.1 baths, and was built in 1979. The property's zip code is 95340 which is in Merced, CA