12277 Boat Shell DR
Matlacha Isles, FL, 33991 $ 869,999
Bedrooms3 Baths3.0 Sq 2,802 Monthly Estimate*
$ 5,357
for $869,999 with 3 bedrooms and 3 full baths. This 2,802 square foot home was built in 2009 on a lot size of 0.19.
Discover the ultimate Gulf-access lifestyle in this beautifully renovated Key West–style waterfront home in highly sought-after Matlacha Isles. Offering 3 bedrooms + den, 3 baths, and approx. 2,800 sq ft, this elevated concrete-block residence has never flooded and delivers the perfect blend of coastal charm, modern upgrades, and true boating convenience. Enjoy immediate, bridge-free access to the Gulf from your private dock, boat lift, and seawall - an absolute must-have for serious boaters. Hop on your boat right from the backyard and be out exploring islands, beaches, and open water in minutes. Inside, the home features impact doors/windows, storm shutters, a whole-home generator, and multiple balconies with peaceful canal views - ideal for sunrise coffee and sunset cocktails. Every detail is designed for effortless full-time living, seasonal enjoyment, or investment flexibility. The private first-floor suite is a major value booster, complete with its own entrance, kitchen, living area, bedroom, and bath. This turn-key apartment generates approx. $25,000/year as an Airbnb or serves as an ideal multigenerational retreat. Its covered porch is pre-wired and structurally reinforced for a Jacuzzi hot tub, adding a premium amenity that enhances both lifestyle and rental appeal. Located minutes from Matlacha’s vibrant waterfront village, you’re close to Blue Dog Bar & Grill, Miceli’s, Yucatan Waterfront Tiki Bar, The Perfect Cup, and Cape Coral’s shopping and entertainment. For buyers seeking a turn-key experience, the 2022 Scout 215 XSF boat and 2017 trailer are available for purchase separately, and furniture can be added as an optional package. These items are not included in the listing price. This home checks every box: direct Gulf access, elevated construction with no flood history, income potential, modern upgrades, and a prime Matlacha Isles location. A rare opportunity to secure the Southwest Florida waterfront lifestyle buyers dream about.
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Single Family ActiveTwo Story,Multi-Story Home,Split Level,Single Fami
FeaturesInteriorInterior Amenities Closet Cabinets French Doors Laundry Tub Smoke Detectors Walk-In Closet(s)
Flooring Laminate Tile Wood
Furnished Y/N Negotiable
Fireplace Features Outside
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Washer/Dryer Hookup Laundry Tub
Total Bedrooms 3
Total Baths 3
Dining Room Features Breakfast Bar Dining - Living Eat-in Kitchen
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GeneralHeating Central Electric
Cooling Ceiling Fan(s) Central Electric Wall Unit(s)
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator/Freezer Refrigerator/Icemaker Tankless Water Heater Washer
Zoning RSC-1
HOA Fee 0
Garage Spaces 0
Patio/Porch Features Deck
Architectural Style Two Story Multi-Story Home Split Level Single Family
Security Features Smoke Detector(s)
Construction Materials Concrete Block Wood Frame Stucco
Pets Allowed Yes
Year Built 2009
View Canal Water
Levels 1
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Bay Canal Front Seawall
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage N
Subdivision Name MATLACHA ISLES
Garage Y/N N
Total Rooms 0
Full Baths 3
Status Active
City MATLACHA ISLES
Senior Community Y/N N
Number Of Units Total 1
MLS Area MATLACHA ISLES
Lot Size Units Acres
Lot Size Square Feet 8276
Carport Spaces 3
Carport Y/N Y
Land Lease Y/N N
Tax Annual Amount 4608.01
Ok to Lease Buyer Finance/Cash FHA Seller Pays Title VA
Additional Parcels Y/N N
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Legal Description MATLACHA ISLES UNIT 2 BLK 1 PB 19 PG 1 LOTS 53 + S 1/2 LOT 54
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ExteriorExterior Amenities Boat Dock Private Boat Lift Composite Dock Balcony Open Porch/Lanai
Parking Features Attached Carport
Lot Features Across From Waterfront Regular
Water Source Assessment Paid
Total Parking 3
Lot Size Area 0.19
Foundation Details Concrete Block
Park Name MATLACHA ISLES
Spa N
Building Area Total 2802
Lot Size Acres 0.19
Frontage Type Bay/Harbor
Waterfront Y/N Y
Covered Spaces 3
Door Features French Doors
Other Equipment Generator
Horse Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $5,357
- Monthly Property Taxes
- $384
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Matlacha Isles, FL
Average List Price $633,723
Percent of Sale Price 27%
Trends Information provided by ATTOM Data Solutions.
1023012 Elementary School
1023173 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/19/2026 | $869,999 | -8.42% | Price Down |
| 1/29/2026 | $949,999 | -5.00% | Price Down |
| 1/5/2026 | $999,999 | | Listed Price |