1275 Cobia CT Naples, FL $ 2,550,000
1275 Cobia CT
$ 2,550,000
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1275 Cobia CT

Naples, FL, 34102
$ 2,550,000
Bedrooms3 Baths3.0 Sq 2,651

Monthly Estimate*

$ 15,701

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Single Family Home for sale in Naples, FL

for $2,550,000 with 3 bedrooms and 3 full baths. This 2,651 square foot home was built in 1989 on a lot size of 0.23.

One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity in the highly sought-after Royal Harbor community, one of Naples' premier boating enclaves known for its direct gulf access and luxury new construction multi-million dollar homes. Perfectly positioned on a prime waterfront, cul-de-sac homesite, with an unbeatable location just minutes to downtown Naples. The existing residence is well-maintained and fully livable with 2,651 sq.ft, offering immediate enjoyment or strong rental potential. However, the true value lies in the land - an ideal canvas to design and build a custom home of your own. For boating enthusiasts, this property is especially compelling, featuring a newer (2023) boat lift with a 27,000 lb capacity - perfect for accommodating a substantial vessel with ease. Enjoy quick access to the Gulf with no fixed bridges. Located just minutes from 5th Ave and 3rd St, you'll enjoy world-class dining, boutique shopping, white-sand beaches and the vibrant Naples lifestyle right at your doorstep. Whether you choose to enjoy the home as-is, hold as an income producing asset, or build your dream residence, this is a rare opportunity to secure a premier Gulf-access lot in prestigious Royal Harbor.

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Single Family Active

Price

$ 2,550,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 16,745

Style

Two Story,Single Family

Lot Size

0.23

Year Built

1989

Town/City

Naples

County/Region

Collier

MLS | Web ID

225073056

Features
Interior
Interior Amenities Closet Cabinets Foyer Smoke Detectors Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s)
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry in Residence
Total Bedrooms 3
Total Baths 3
Dining Room Features Breakfast Bar Dining - Family
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General
Heating Central Electric
Cooling Ceiling Fan(s) Central Electric
Roof Tile
Appliances Dishwasher Disposal Dryer Microwave Refrigerator/Freezer Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Architectural Style Two Story Single Family
Pool Features Below Ground Concrete Equipment Stays Electric Heat
Security Features Smoke Detector(s)
Construction Materials Wood Frame Stucco
Pets Allowed Yes
Year Built 1989
View Canal
Levels 2
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Canal Front
County Collier
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name ROYAL HARBOR
Garage Y/N Y
Building Features DSL/Cable Available
Full Baths 3
Status Active
High School NAPLES HIGH
City NAPLES
Senior Community Y/N N
Number Of Units Total 1
MLS Area ROYAL HARBOR
Lot Size Units Acres
Lot Size Square Feet 10019
Carport Spaces 0
Carport Y/N N
Elementary School LAKE PARK ELEMENTARY
Land Lease Y/N N
Tax Annual Amount 16745.95
Middle/Junior High School GULF VIEW MIDDLE
Ok to Lease Buyer Finance/Cash
Additional Parcels Y/N N
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Virtual Tour https://my.matterport.com/show/?m=o52h3zjqE2q
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Exterior
Exterior Amenities Boat Dock Private Boat Lift Elec Avail at dock Water Avail at Dock Screened Lanai/Porch
Parking Features Attached
Lot Features Regular
Water Source Central
Total Parking 2
Lot Size Area 0.23
Foundation Details Pillar/Post/Pier
Park Name ROYAL HARBOR
Spa N
Building Area Total 3800
Lot Size Acres 0.23
Waterfront Y/N Y
Covered Spaces 2
Horse Y/N N
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Internal Only
Street Number 1 1275
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* Excluded Features
List By
Compass Florida Llc

Broker

Affordability Calculator

$17,096
Per Month
92%
8%
0%
Monthly Principal & Interest
$15,701
Monthly Property Taxes
$1,395
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1022892 Elementary School
4233225 Middle School
Naples High High School
Pricing History
DatePricePrice ChangeDescription
5/1/2026$2,550,000 -8.77% Price Down
4/13/2026$2,795,000 -3.45% Price Down
2/17/2026$2,895,000 -3.34% Price Down
1/12/2026$2,995,000 -3.39% Price Down
11/5/2025$3,100,000 -6.03% Price Down
10/1/2025$3,299,000 Listed Price

Map


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1275 Cobia CT, Naples, FL, 34102 is a Single Family Home for sale at $2,550,000 with 2,651 sqft and a lot size of 0.23. 1275 Cobia CT has 3 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 34102 which is in Naples, FL