1275 Cobia CT Naples, FL $ 2,895,000
1275 Cobia CT
$ 2,895,000
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1275 Cobia CT

Naples, FL, 34102
$ 2,895,000
Bedrooms3 Baths3.0 Sq 2,651

Monthly Estimate*

$ 17,825

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Single Family Home for sale in Naples, FL

for $2,895,000 with 3 bedrooms and 3 full baths. This 2,651 square foot home was built in 1989 on a lot size of 0.23.

Welcome to 1275 Cobia Court in the very desirable waterfront community of Royal Harbor, just minutes from downtown Naples. This 3 bedroom, 3 bathroom pool home is ideally situated on one of the best cul-de-sacs. Upon entering the foyer, you will immediately notice the large screened pool lanai and unique architectural volume ceilings. The living room / dining room is very spacious and perfect for large gatherings. The kitchen and family room provides an additional entertaining space. In addition, there is an extra open area for an office, bar, or a sitting area. This home is perfect to move right in or if you want to renovate, the elevation is above the FEMA requirements, therefore the 50% City of Naples rule for renovations does not apply...so you can make this place even more fabulous than what it already offers. A new dock and 28,000 lb. lift with a 12-13ft beam that can accommodate a large boat was installed in 2023. Just a quick boat ride to the Naples Bay and Gulf of Mexico with no bridges. Make your appointment today to view this spectacular home in person!

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Single Family Active

Price

$ 2,895,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 16,745

Style

Two Story,Single Family

Lot Size

0.23

Year Built

1989

Town/City

Naples

County/Region

Collier

MLS | Web ID

225073056

Features
Interior
Interior Amenities Closet Cabinets Foyer Smoke Detectors Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s)
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry in Residence
Total Bedrooms 3
Total Baths 3
Dining Room Features Breakfast Bar Dining - Family
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General
Heating Central Electric
Cooling Ceiling Fan(s) Central Electric
Roof Tile
Appliances Dishwasher Disposal Dryer Microwave Refrigerator/Freezer Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Architectural Style Two Story Single Family
Pool Features Below Ground Concrete Equipment Stays Electric Heat
Security Features Smoke Detector(s)
Construction Materials Wood Frame Stucco
Pets Allowed Yes
Year Built 1989
View Canal
Levels 2
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Canal Front
County Collier
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name ROYAL HARBOR
Garage Y/N Y
Building Features DSL/Cable Available
Full Baths 3
Status Active
High School NAPLES HIGH
City NAPLES
Senior Community Y/N N
Number Of Units Total 1
MLS Area ROYAL HARBOR
Lot Size Units Acres
Lot Size Square Feet 10019
Carport Spaces 0
Carport Y/N N
Elementary School LAKE PARK ELEMENTARY
Land Lease Y/N N
Tax Annual Amount 16745.95
Middle/Junior High School GULF VIEW MIDDLE
Ok to Lease Buyer Finance/Cash
Additional Parcels Y/N N
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Virtual Tour https://my.matterport.com/show/?m=o52h3zjqE2q
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Exterior
Exterior Amenities Boat Dock Private Boat Lift Elec Avail at dock Water Avail at Dock Screened Lanai/Porch
Parking Features Attached
Lot Features Regular
Water Source Central
Total Parking 2
Lot Size Area 0.23
Foundation Details Pillar/Post/Pier
Park Name ROYAL HARBOR
Spa N
Building Area Total 3800
Lot Size Acres 0.23
Waterfront Y/N Y
Covered Spaces 2
Horse Y/N N
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Internal Only
Street Number 1 1275
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* Excluded Features
List By
Compass Florida Llc

Broker

Affordability Calculator

$19,220
Per Month
93%
7%
0%
Monthly Principal & Interest
$17,825
Monthly Property Taxes
$1,395
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1022892 Elementary School
4233225 Middle School
Naples High High School
Pricing History
DatePricePrice ChangeDescription
2/17/2026$2,895,000 -3.34% Price Down
1/12/2026$2,995,000 -3.39% Price Down
11/5/2025$3,100,000 -6.03% Price Down
10/1/2025$3,299,000 Listed Price

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1275 Cobia CT, Naples, FL, 34102 is a Single Family Home for sale at $2,895,000 with 2,651 sqft and a lot size of 0.23. 1275 Cobia CT has 3 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 34102 which is in Naples, FL