2909 SW 38th Terrace Cape Coral, FL $ 649,000
2909 SW 38th Terrace
$ 649,000
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2909 SW 38th Terrace

Cape Coral, FL, 33914
$ 649,000
Bedrooms3 Baths2.1 Sq 2,081

Monthly Estimate*

$ 3,996

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Single Family Home for sale in Cape Coral, FL

for $649,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,081 square foot home was built in 1990 on a lot size of 0.244.

Discover the ultimate Florida waterfront lifestyle in this stunning canal-front home in Southwest Cape Coral, offering direct Gulf access and breathtaking sunset views from your private dock. This immaculate, move-in-ready 3-bedroom, 2.5-bath ranch-style residence features a highly desirable split floor plan and a spacious 2-car garage. Designed for both comfort and peace of mind, the home includes all-new impact windows and doors (2025) and a newer roof (2019). Step outside to your private oasis—perfect for entertaining—with a heated pool powered by a solar system, and a boat dock complete with a lift rated up to 12,000 lbs, ideal for boating enthusiasts. Located in the sought-after SW Cape Coral area off Surfside Blvd, this property combines modern upgrades, prime location, and exceptional waterfront living.

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Single Family Active

Price

$ 649,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 7,190

Style

Ranch, One Story

Lot Size

0.244

Year Built

1990

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026013501

Features
General
Sewer Assessment Paid
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Disposal Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Heated In Ground Solar Heat
Security Features Security System Owned Security System Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1990
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Gulf
Community Features Boat Facilities Non-Gated None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City Cape Coral
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC22 - Cape Coral Unit 69 70 72-
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 7190.71
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026013501
Standard Status Active
Tax Lot 8
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 74 BLK 4910 PB 22 PG 119 LOTS 8 + 9
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Built-in Features Bedroom on Main Level Bathtub Separate/Formal Dining Room Pantry Separate Shower Walk-In Closet(s) Window Treatments Split Bedrooms
Flooring Marble Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass Window Coverings
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Room Type Family Room Screened Porch
Total Baths 3
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Exterior
Exterior Amenities Security/High Impact Doors Sprinkler/Irrigation
Parking Features Attached Garage Garage Door Opener
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Assessment Paid
Lot Size Area 0.244
Spa false
Building Area Total 2536
Lot Dimensions 90 x 125 x 80 x 125
Lot Size Acres 0.244
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Monica Cataluna Shand

Listing Agent

Kores Realty

Broker

monica@koresrealty.com

Email

Affordability Calculator

$4,595
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,996
Monthly Property Taxes
$599
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/6/2026$649,000 -2.41% Price Down
3/23/2026$665,000 Listed Price

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2909 SW 38th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $649,000 with 2,081 sqft and a lot size of 0.244. 2909 SW 38th Terrace has 3 bedrooms, 2.1 baths, and was built in 1990. The property's zip code is 33914 which is in Cape Coral, FL