209 Third Street
Oxford, MD, 21654 $ 629,900
Bedrooms4 Baths2.1 Sq 2,638 Monthly Estimate*
$ 3,977
for $629,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,638 square foot home was built in 1998 on a lot size of 0.25.
Motivated Seller and Improved Pricing! Discover an exceptional opportunity to enjoy life in historic Oxford, Maryland. Ideal as a peaceful escape, retirement retreat, or full-time residence with room to grow, this inviting three- to four-bedroom home is located on a quiet cul-de-sac in the Jacks Point neighborhood, just a short distance from the waterfront. Vaulted ceilings and an open-concept layout create a bright, airy feel, while continuous Brazilian cherry hardwood floors add warmth and character throughout. The first-floor living space offers a generous foyer, flexible office or guest space, a separate dining room, a living room, a half bath, and an eat-in kitchen. The main second floor includes three bedrooms and two full baths, while a separate staircase provides access to a bonus room that can serve as a playroom, entertainment space, or private retreat. Beyond these rooms, a garage conversion completed before the current owners 2007 purchase expands the home with a large, light-filled family room and a separate storage area with interior and exterior access, providing ample room for lawn, garden, athletic, and marine equipment. The well maintained 28-year-old home has received steady updates, including a new roof in 2025, new appliances in 2024, first-floor HVAC system replacement in 2022, an encapsulated crawlspace, and more. It is move-in ready and priced to give the next owner flexibility to personalize the finishes and pursue future updates. Set on a quarter-acre lot with a fully fenced yard, the property offers ample space for outdoor living, a swimming pool, a shed, or an expanded garden. Endless possiblities! Just steps from the Oxford Community Center, Jacks Point Marina, Play Ball Dog Park, and the town center, the home also places shops, cafs, the museum, library, ice cream shop, yacht club and ferry within easy reach. The relaxed rhythm of Oxford life begins just beyond your front door.
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FeaturesGeneralLiving Area 2638
Sewer Public Septic
Heating Heat Pump(s)
Cooling Heat Pump(s)
Possession Coin w/Sell Sett
Roof Architectural Shingle
Appliances Dishwasher Exhaust Fan Microwave Oven - Self Cleaning Refrigerator
Zoning R
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District TALBOT COUNTY PUBLIC SCHOOLS
Year Built 1998
Levels 2
Tax Year 2006
Ownership Fee Simple
Cool Fuel Electric
Municipality OXFORD
Accessibility None
County TALBOT
New Construction N
Property Type Residential
HOA N
Subdivision Name OXFORD
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions RT 33 to Oxford right on Bonfield left on Town Creek Rd left on Third. House is at the end of the cul de sac
City OXFORD
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10681.00
Tax Annual Amount 2804.46
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 238.78
Acceptable Financing Cash Conventional FHA USDA VA Negotiable
Vacation Rental Y/N N
Virtual Tour https://drive.google.com/file/d/15H3HgDht7NWuGNkMsVEcXtSjkvV4Z3Uj/view
Standard Status Active
Year Built Source Estimated
Legal Subdivision *
Tax Lot 15
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InteriorInterior Amenities Breakfast Area Kitchen - Island Crown Moldings Window Treatments Wood Floors Upgraded Countertops Dining Area Double/Dual Staircase
Heating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2638
Half Baths 1
Central Air Y/N N
Total Bedrooms 4
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 4 Kitchen Family Room Foyer Bedroom 1 Bonus Room
Main Level Bedrooms 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Fencing Vinyl
Water Source Public
Type of Parking Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.25
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 190050.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByTtr Sotheby's International RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,977
- Monthly Property Taxes
- $234
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oxford, MD
Average List Price $1,855,089
Percent of Sale Price 195%
About Oxford, MD 624 Population
-13% Since 2002
$ 93,500 Median Income
64.39 Median Age
8% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533924 Elementary School
3534231 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/20/2026 | $629,900 | -3.83% | Price Down |
| 7/7/2026 | $655,000 | -3.11% | Price Down |
| 5/27/2026 | $676,000 | -1.31% | Price Down |
| 3/23/2026 | $685,000 | | Listed Price |