446 E Cove Road Monterey, TN ^$ 419,000

446 E Cove Road

^$ 419,000

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446 E Cove Road

Monterey, TN, 38574

^$ 419,000

Bedrooms3 Baths3.0 Sq 2,488

Monthly Estimate*

^$ 2,646

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Single Family Home for sale in Monterey, TN

for $419,000 with 3 bedrooms and 3 full baths. This 2,488 square foot home was built in 1993 on a lot size of 3.5.

This home has living quarters upstairs and downstairs. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets

Single Family Active

Price

^$ 419,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 881

Style

Site Built

Lot Size

3.5

Year Built

1993

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

242987

Features

Interior

Interior Amenities Ceiling Fan(s) Vaulted Ceiling(s) Smoke Detector Walk-In Closet(s) Cable Satellite

Basement 1

Beds 3

General

Sewer Septic Tank

Construction Frame Block

Heating Natural Gas

Kitchen Level Main

Cooling Central Air

Possession AtClosing

Roof Composition Metal

Appliances Dishwasher Refrigerator Water Softener

Laundry Y/N Upper Level Main Level

Water Public Utility District

Water Heater Gas Other-See Remarks

Fireplaces One Gas Log Living Room Family Room

Full Baths 3

Half Baths 0

Electric Circuit Breakers

Subdivision Cumberland Cove

County Cumberland

HOA Dues 13.00

Status Active

Dining Room Level Main

Patio/Deck Porch Covered Patio Deck Stoop

Area Cumberland Co E TN

Directions From Monterey Exit 301 off I40.. go towards Crossville on Hwy 70. Go about 5 miles then Turn right on East Cove Road. Property is located about 4 miles on the right

Exterior

Exterior Amenities Outbuilding(s) Lighting

* Excluded Features

List By

Starlett Wessels

Listing Agent

Tri-Star Real Estate & Auction Co.,

Broker

starlettwessels@gmail.com

Affordability Calculator

$2,719

Per Month

Monthly Principal & Interest: $2,646
Monthly Property Taxes: $73
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monterey, TN

Average List Price ^$490,383

Percent of Sale Price 17%

About Monterey, TN

2,591 Population

5% Since 2002

^$35,285 Median Income

40.23 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2633377 Elementary School

2633378 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/9/2026	$419,000	-2.56%	Price Down
3/23/2026	$429,989		Listed Price

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446 E Cove Road, Monterey, TN, 38574 is a Single Family Home for sale at $419,000 with 2,488 sqft and a lot size of 3.5. 446 E Cove Road has 3 bedrooms, 3.0 baths, and was built in 1993. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Upper Cumberland Association of REALTORS®.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Upper Cumberland Association of REALTORS®. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 8/13/2026.

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446 E Cove Road

Single Family Home for sale in Monterey, TN

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