815 Jr Phipps Road Monticello, KY $ 399,900
815 Jr Phipps Road
$ 399,900
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815 Jr Phipps Road

Monticello, KY, 42633
$ 399,900
Bedrooms4 Baths3.0 Sq 3,057

Monthly Estimate*

$ 2,462

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Single Family Home for sale in Monticello, KY

for $399,900 with 4 bedrooms and 3 full baths. This 3,057 square foot home was built in 1989 on a lot size of 3.33.

BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.

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Single Family Active

Price

$ 399,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

3.33

Year Built

1989

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

26005589

Features
Interior
Interior Amenities Ceiling Fan(s) Entrance Foyer Walk-In Closet(s)
Basement Concrete Exterior Entry Finished Full Interior Entry Partially Finished Walk-Out Access Walk-Up Access
Flooring Carpet Concrete Laminate Vinyl
Total Fireplaces 1
Fireplace Features Insert Living Room Wood Burning
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2016.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1041.0
Total Baths 3
Heating-Baseboard True
Heating-Heat Pump True
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General
Sewer Septic Tank
Heating Baseboard Electric Heat Pump Wood Stove
Cooling Ceiling Fan(s) Central Air Electric Heat Pump Wall Unit(s) Window Unit(s)
Utilities Cable Not Available Electricity Connected Natural Gas Not Available Phone Available Water Connected Underground Utilities
Possession Close Plus 30 Days
Roof Metal
Appliances Dishwasher Range Refrigerator
Garage Spaces 4.0
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Wood Siding Brick Veneer
Year Built 1989
View Farm Trees/Woods
Levels One
Property Subtype Single Family Residence
Parcel Number 026-00-00-016.00
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Other Structures Shed(s) Workshop
Total Rooms 2
Full Baths 3
Status Active
Directions Off Harper Drive turn right onto N. Main Street. Travel 1.4 miles on S. Main Street. Thrn turn left 1.3 miles on West 90 then right 3.5 miles onto 1846. Turn right 3.1 miles onto Bell Phipps Road t
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 145054.8
Carport Y/N N
Elementary School Wayne Co
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Exterior Amenities Ramped Access
Fencing Partial
Parking Features Attached Garage Detached Garage Driveway Garage Door Opener Garage Faces Front Garage Faces Side
Lot Features Wooded
Water Source Public
Lot Size Area 3.33
Foundation Details Concrete Perimeter Slab
Building Area Total 3057.0
Lot Size Acres 3.33
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N Y
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 815
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* Excluded Features
List By
Re/Max Country Lakes

Broker

anniec@countrylakesky.com

Email

Affordability Calculator

$2,462
Per Month
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Monthly Principal & Interest
$2,462
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289568 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History
DatePricePrice ChangeDescription
3/21/2026$399,900 Listed Price

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815 Jr Phipps Road, Monticello, KY, 42633 is a Single Family Home for sale at $399,900 with 3,057 sqft and a lot size of 3.33. 815 Jr Phipps Road has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 42633 which is in Monticello, KY