108 TWIN LAKE CIRCLE Umatilla, FL $ 295,000
108 TWIN LAKE CIRCLE
$ 295,000
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108 TWIN LAKE CIRCLE

Umatilla, FL, 32784
$ 295,000
Bedrooms3 Baths2.0 Sq 1,277

Monthly Estimate*

$ 1,863

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Single Family Home for sale in Umatilla, FL

for $295,000 with 3 bedrooms and 2 full baths. This 1,277 square foot home was built in 2001 on a lot size of 0.23.

Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room—your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**

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Single Family Active

Price

$ 295,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,573

Style

Single Family Residence

Lot Size

0.23

Year Built

2001

Town/City

Umatilla

County/Region

Lake

MLS | Web ID

V4947781

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning PUD
HOA Fee 600
Garage Spaces 2
Association Fee Includes Community Pool
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK
Year Built 2001
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Community Mailbox Deed Restrictions Golf Carts OK Pool
Assoc Fee Paid Per Annually
County Lake
New Construction false
Property Type Residential
Association Amenities Gated Pool Recreation Facilities
Attached Garage true
Subdivision Name UMATILLA TWIN LAKE ESTATES SUB
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions SR-19 North to Umatilla. (L) Twin Lake circle home on the right.
City UMATILLA
Association Name Gail Schmidt
Senior Community Y/N true
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 10085
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Land Lease Y/N false
Tax Annual Amount 1573.34
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/V4947781
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 35
Legal Description UMATILLA TWIN LAKE ESTATES SUB LOT 35 PB 43 PGS 97-98 ORB 3016 PG 1529
Water Access Y/N false
Monthly HOA Amount 50
Additional Rooms Florida Room Inside Utility
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
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Interior
Interior Amenities Kitchen/Family Room Combo Living Room/Dining Room Combo
Flooring Carpet Laminate
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Balcony Irrigation System Sliding Doors
Water Source None
Lot Size Area 10085
Foundation Details Slab
Building Area Total 1931
Lot Size Acres 0.23
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
sunnyfloridaagent@gmail.com

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Affordability Calculator

$1,994
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,863
Monthly Property Taxes
$131
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/13/2026$295,000 -4.81% Price Down
3/21/2026$309,900 Listed Price

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108 TWIN LAKE CIRCLE, Umatilla, FL, 32784 is a Single Family Home for sale at $295,000 with 1,277 sqft and a lot size of 0.23. 108 TWIN LAKE CIRCLE has 3 bedrooms, 2.0 baths, and was built in 2001. The property's zip code is 32784 which is in Umatilla, FL