10221 Helena Terrace Spotsylvania, VA $ 574,000
10221 Helena Terrace
$ 574,000
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10221 Helena Terrace

Spotsylvania, VA, 22553
$ 574,000
Bedrooms3 Baths3.0 Sq 1,853

Monthly Estimate*

$ 3,534

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Single Family Home for sale in Spotsylvania, VA

for $574,000 with 3 bedrooms and 3 full baths. This 1,853 square foot home was built in 1977 on a lot size of 1.09.

PRICE IMPROVEMENT an incredible opportunity to own waterfront living in Spotsylvania at an even better value. If youve been waiting for the right home to hit the market, this is your chance. Tucked away in an established community overlooking the peaceful Ni River Reservoir, this home offers the kind of setting that instantly slows life down. Imagine starting your mornings with coffee on the deck as the breeze moves through the trees and ending your evenings watching the sunset reflect across the water. Inside, the home is filled with warmth, natural light, and character. Soaring cedar cathedral ceilings, hardwood floors, and three sets of sliding glass doors create a bright, inviting space that keeps the beauty of the outdoors front and center. Whether youre entertaining friends or enjoying a quiet night in, the water views are always part of the experience. The updated kitchen blends modern style with everyday comfort, creating a space where everyone naturally gathers. The bathrooms have also been refreshed with clean, spa-inspired finishes that make the home feel both comfortable and elevated. With 3 bedrooms, 3 full bathrooms, and a versatile loft that can easily serve as a guest space, home office, or potential 4th bedroom, theres flexibility for the way you live todayand room to grow tomorrow. Step outside and youll find where this property truly shines. The spacious deck is perfect for summer dinners, morning coffee, or simply enjoying the peaceful reservoir views year-round. Love the outdoors? Kayaking, fishing, and nature are all right outside your door. While the setting feels peaceful and tucked away, convenience is never far. The home is ideally located near shopping, dining, commuter lots, and offers easy access to Interstate 95, making travel to Fredericksburg, Northern Virginia, Richmond, and beyond simple for both daily commuters and weekend adventures. Additional highlights include: Partial daylight walkout basement Gently sloping backyard toward the water Brand-new roof installed in 2025 Conventional septic system / county water Waterfront homes like this rarely become available at this price point in Spotsylvania. If youve been searching for a home that feels like a retreat without sacrificing convenience, this one is worth seeing in person.

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Single Family Contingent

Price

$ 574,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,000

Style

Contemporary

Lot Size

1.09

Year Built

1977

Town/City

Spotsylvania

County/Region

Spotsylvania

MLS | Web ID

VASP2039186

Features
General
Living Area 1853
Sewer Septic < # of BR
Heating Heat Pump(s) Heat Pump - Gas BackUp
Cooling Central A/C Ceiling Fan(s)
Utilities Cable TV Electric Available Phone Available Phone Connected Propane Water Available
Possession 0-30 Days CD
Appliances Built-In Microwave Cooktop Dishwasher Dryer - Electric Exhaust Fan Oven - Wall Refrigerator Washer
Zoning A2
HOA Fee 25.00
Association Fee Includes Common Area Maintenance
Architectural Style Contemporary
Construction Materials Metal Siding
School District SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
Year Built 1977
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 4
Accessibility 2+ Access Exits
Assoc Fee Paid Per Annually
County SPOTSYLVANIA
New Construction N
Property Type Residential
Association Amenities Jog/Walk Path Picnic Area Water/Lake Privileges
HOA Y
Subdivision Name LAKE ACRES
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE UNDER CONTRACT
Directions I95 to Rt 3 West. Approx. 3 miles to 7-11 Store. Turn Left on Gordon Rd. Approx. 5 miles to Lake Acres on Right. Main Entrance-Right on Helena Terr. Home is on the Right entering cul-de-sac at end of
City SPOTSYLVANIA
Body of Water Ni River Reservoir
Disclosures Lead Based Paint - State Prop Disclosure Subject to Condo/HOA Docs
Association Name LAKE ACRES INC.
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 47334.00
Tax Annual Amount 4000.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 309.77
Acceptable Financing Cash Conventional
Vacation Rental Y/N N
Virtual Tour https://listings.nextdoorphotos.com/vd/237021521
Standard Status Active Under Contract
Year Built Source Assessor
Legal Subdivision LAKE ACRES
Tax Lot 21
Association Recreation Fee N
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Interior
Interior Amenities Additional Stairway Attic Bathroom - Tub Shower Bathroom - Stall Shower Breakfast Area Built-Ins Carpet Ceiling Fan(s) Combination Dining/Living Combination Kitchen/Dining Entry Level Bedroom Family
Heating Fuel Electric
Basement Connecting Stairway Walkout Level Daylight Partial Poured Concrete Rear Entrance Windows
Flooring Hardwood Carpet Laminated
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1853
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Basement Breakfast Room Loft Bathroom 2 Bathroom 3 Attic Primary Bathroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Lot Features Cul-de-sac Fishing Available Front Yard Landscaping Rear Yard Trees/Wooded
Water Source None
Type of Parking Driveway
Foundation Details Slab
Water View Y/N N
Lot Size Acres 1.09
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Water Access Features Canoe/Kayak Fishing Allowed
Land Assessed Value 312500.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 10221
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* Excluded Features
List By
United Real Estate Premier

Broker

themauroteam@gmail.com

Email

Affordability Calculator

$3,868
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,534
Monthly Property Taxes
$333
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533256 Elementary School
3533262 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
5/12/2026 $574,000 -2.55% Price Down
4/20/2026 $589,000 -6.51% Price Down
3/19/2026 $630,000 Listed Price

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10221 Helena Terrace, Spotsylvania, VA, 22553 is a Single Family Home for sale at $574,000 with 1,853 sqft and a lot size of 1.09. 10221 Helena Terrace has 3 bedrooms, 3.0 baths, and was built in 1977. The property's zip code is 22553 which is in Spotsylvania, VA