968 Spencer Rd
Rock Island, TN, 38581 $ 339,000
Bedrooms3 Baths2.0 Sq 1,922 Monthly Estimate*
$ 2,087
for $339,000 with 3 bedrooms and 2 full baths. This 1,922 square foot home was built in 1965 on a lot size of 0.99.
MILLION DOLLAR VIEWS! Located near some of Tennessee’s most beautiful natural scenery, you’re just a short drive from Rock Island State Park, the Caney Fork River, and breathtaking waterfalls, making it easy to enjoy fishing, kayaking, hiking, and exploring the outdoors whenever the mood strikes. This charming 3 bedroom, 2 bathroom home offers a comfortable layout with space to relax and enjoy the slower pace of life. The primary suite features its own private ensuite bath along with a cozy sitting room that makes the perfect spot for morning coffee, reading a good book, or winding down after a long day. NEW roof, NEW hvac, NEW flooring, NEW gutters, NEW driveway, NEW electrical panel, NEW plumbing, & NEW light fixtures. Inside you’ll find warm, inviting spaces designed for everyday living along with a versatile bonus room that can easily serve as a home office, playroom, hobby space, or extra guest area depending on your needs. The home also offers a huge separate laundry room with plenty of space for storage and organization. Outside, you’ll love the 20x35 detached garage workshop, giving you incredible space for tools, hobbies, equipment, or extra storage. The location is what truly makes this property shine. Rock Island is known for its breathtaking natural beauty and outdoor adventures. If you’ve been dreaming of a place where life slows down a little and nature is right around the corner, 968 Spencer Rd may be exactly what you’ve been waiting for.
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FeaturesGeneralLiving Area 1922
Sewer Septic Tank
Heating Central Dual Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities Electricity Available Natural Gas Available Water Available Cable Connected
Possession Negotiable
Roof Shingle
Appliances Electric Oven Electric Range Dishwasher Microwave Refrigerator Stainless Steel Appliance(s)
Garage Spaces 2
Patio/Porch Features Patio Porch
Architectural Style Ranch
Construction Materials Brick
Pets Allowed Yes
Year Built 1965
Stories Count 1
Topography Level
Levels One
Property Subtype Single Family Residence
County Warren County TN
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name NONE
Garage Y/N Y
Full Baths 2
Status Active
Buyer Financing Conventional FHA USDA VA
Directions From McMinnville take Hwy 70 East toward Sparta. Merge right onto Hwy 30. Go about 2 miles and property will be on the right
High School Warren County High School
City Rock Island
Senior Community Y/N N
Lot Size Units Acres
Elementary School Eastside Elementary
Property Attached Y/N N
Year Built Details Renovated
Tax Annual Amount 596
Middle/Junior High School Eastside Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Built-in Features Ceiling Fan(s) Redecorated High Speed Internet
Basement Crawl Space
Flooring Wood Luxury Vinyl Tile Vinyl
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1922
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorParking Features Detached Driveway Gravel
Lot Features Level
Water Source Public
Total Parking 2
Lot Size Area 0.99
Building Area Total 1922
Lot Size Acres 0.99
Lot Size Source Survey
Waterfront Y/N N
Covered Spaces 2
Other Equipment Satellite Dish
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* Excluded FeaturesList Byfhonda.hatmaker@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,087
- Monthly Property Taxes
- $50
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rock Island, TN
Average List Price $575,264
Percent of Sale Price 70%
About Rock Island, TN 4,221 Population
0% Since 2002
$ 38,946 Median Income
43.34 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
245031 Elementary School
245031 Middle School
Warren County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/2/2026 | $339,000 | -8.13% | Price Down |
| 3/18/2026 | $369,000 | | Listed Price |