38 Oak Street
Deposit, NY, 13754 $ 225,000
Bedrooms4 Baths2.1 Sq 1,336 Monthly Estimate*
$ 1,421
for $225,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,336 square foot home was built in 1950 on a lot size of 0.13.
UPDATE! Seller financing may be available for qualified buyers. The seller is open to discussing owner financing and other creative financing structures, with terms subject to seller approval. Turnkey investment opportunity with exceptional flexibility! This fully furnished property is currently operating as a successful short-term rental and offers two separate units, each with its own private entrance, kitchen, bedrooms, bathrooms, and independent heating and cooling. Zoned Commercial (C-1), it is well suited for short-term rentals, long-term rentals, owner occupancy, live/work use, professional offices, or other approved commercial uses. Recent updates include modern kitchens and baths, appliances, HVAC, electrical, plumbing, flooring, and more, making this a truly move-in or rent-ready property. Conveniently located just off Route 17 (Exit 84), with easy access to the Delaware River, the Catskills, and year-round recreation, this property offers an excellent opportunity for investors and owner-users alike.
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FeaturesInteriorInterior Amenities EatInKitchen LivingDiningRoom Pantry BedroomOnMainLevel ConvertibleBedroom InLawFloorplan
Basement Full Finished WalkOutAccess
Flooring LuxuryVinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 3
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GeneralSewer Connected
Heating Electric Gas ForcedAir
Cooling CentralAir
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Pitched Shingle
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Refrigerator RangeHood Washer
Garage Spaces 0.0
Patio/Porch Features Covered Patio Porch
Architectural Style Ranch SplitLevel
Construction Materials AtticCrawlHatchwaysInsulated Block FoamInsulation Concrete VinylSiding
School District Deposit
Year Built 1950
Stories Count 2
Township Deposit-Village
Levels Two
Property Subtype SingleFamilyResidence
County Delaware
Property Type Residential
Garage Y/N No
Total Rooms 10
Full Baths 2
Status Active
Directions From NY-17 take Exit 84 toward Deposit. Follow NY-10 (Oak Street) towards village. House is between the Deposit Motel and Honeys Cafe.
City Deposit
Senior Community Y/N No
High School District Deposit
Number Of Units Total 0
MLS Area Deposit Village-123001
Lot Size Units Acres
Lot Size Square Feet 5663.0
Year Built Details Existing
Tax Annual Amount 4807.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Deposit
Elementary School District Deposit
Tax Assessed Value 5000
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities Barbecue GravelDriveway Patio
Parking Features Underground NoGarage Driveway
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.13
Foundation Details Block
Building Area Total 1336.0
Lot Dimensions 75X179
Lot Size Acres 0.13
Waterfront Y/N No
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,421
- Monthly Property Taxes
- $401
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Deposit, NY
Average List Price $335,290
Percent of Sale Price 49%
About Deposit, NY 1,647 Population
-2% Since 2002
$ 46,320 Median Income
44.26 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122697 Elementary School
4122724 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/31/2026 | $225,000 | -13.13% | Price Down |
| 5/19/2026 | $259,000 | -9.12% | Price Down |
| 3/17/2026 | $285,000 | | Listed Price |