38 Oak Street Deposit, NY ^$ 285,000

38 Oak Street

^$ 285,000

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38 Oak Street

Deposit, NY, 13754

^$ 285,000

Bedrooms4 Baths2.1 Sq 1,336

Monthly Estimate*

^$ 1,755

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Single Family Home for sale in Deposit, NY

for $285,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,336 square foot home was built in 1950 on a lot size of 0.13.

Currently operating Airbnb (“The Fishing Hole”), 2 units. Each unit features its own entrance, kitchen, bedrooms, bathrooms, and independent heating and cooling—making it truly plug-and-play. Commercial zoning offers flexibility for investors and end-users. Property is ideal for short-term rental, two-family income, live/work setup, or professional office use. Extensively updated with new appliances, HVAC, kitchens, baths, electric, plumbing, flooring, and fully furnished. Located just off Route 17 (Exit 84) and minutes to the Delaware River and Catskills recreation. Strong income potential + flexible commercial zoning + fully turnkey = a rare find in today’s market

Single Family Active

Price

^$ 285,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 4,807

Style

Ranch

Lot Size

0.13

Year Built

1950

Town/City

Deposit

County/Region

Broome

MLS | Web ID

R1666890

Features

Interior

Interior Amenities EatInKitchen LivingDiningRoom Pantry BedroomOnMainLevel ConvertibleBedroom InLawFloorplan

Basement Full Finished WalkOutAccess

Flooring LuxuryVinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Air Conditioning Y/N Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 1

Laundry Features InBasement

Total Bedrooms 4

Main Level Bedrooms 3

Main Level Bathrooms 2

Total Baths 3

General

Sewer Connected

Heating Electric Gas ForcedAir

Cooling CentralAir

Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Pitched Shingle

Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Refrigerator RangeHood Washer

Garage Spaces 0.0

Patio/Porch Features Covered Patio Porch

Architectural Style Ranch

Construction Materials AtticCrawlHatchwaysInsulated Block FoamInsulation Concrete VinylSiding

School District Deposit

Year Built 1950

Stories Count 2

Township Deposit-Village

Levels Two

Property Subtype SingleFamilyResidence

County Delaware

Property Type Residential

Garage Y/N No

Total Rooms 10

Full Baths 2

Status Active

Directions From NY-17 take Exit 84 toward Deposit. Follow NY-10 (Oak Street) towards village. House is between the Deposit Motel and Honeys Cafe.

City Deposit

Senior Community Y/N No

High School District Deposit

Number Of Units Total 0

MLS Area Deposit Village-123001

Lot Size Units Acres

Lot Size Square Feet 5663.0

Year Built Details Existing

Tax Annual Amount 4807.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Deposit

Elementary School District Deposit

Tax Assessed Value 5000

TaxOtherAnnualAssessmentAmount 0.0

Exterior

Exterior Amenities Barbecue GravelDriveway Patio

Parking Features Underground NoGarage Driveway

Lot Features Rectangular RectangularLot

Water Source Connected Public

Lot Size Area 0.13

Foundation Details Block

Building Area Total 1336.0

Lot Dimensions 75X179

Lot Size Acres 0.13

Waterfront Y/N No

Internal Only

Street Number 1 38

* Excluded Features

List By

Keller Williams Upstate Ny Properties

Broker

(845) 674-3535

Phone

Affordability Calculator

$2,155

Per Month

Monthly Principal & Interest: $1,755
Monthly Property Taxes: $401
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Deposit, NY

Average List Price ^$269,714

Percent of Sale Price 5%

About Deposit, NY

1,647 Population

-2% Since 2002

^$46,320 Median Income

44.26 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122697 Elementary School

4122724 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/17/2026	$285,000		Listed Price

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38 Oak Street, Deposit, NY, 13754 is a Single Family Home for sale at $285,000 with 1,336 sqft and a lot size of 0.13. 38 Oak Street has 4 bedrooms, 2.1 baths, and was built in 1950. The property's zip code is 13754 which is in Deposit, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 5/14/2026.

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38 Oak Street

Single Family Home for sale in Deposit, NY

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