38 Oak Street
Deposit, NY, 13754 $ 285,000
Bedrooms4 Baths2.1 Sq 1,336 Monthly Estimate*
$ 1,755
for $285,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,336 square foot home was built in 1950 on a lot size of 0.13.
Investment opportunity in the Village of Deposit. Multi-use ranch home sits in a commercial zoning area, offering excellent flexibility for a variety of uses - including 2-family rental home, family share (live-in space with in-law apartment); short-term lodging rental; professional office space (medical, legal or consulting). The 2 units have separate utilities and entrances. Easy access to highway (Route 17, Exit 84). The property is being sold fully-furnished and ready to operate, making it ideal for investors or business owners looking for immediate setup. Currently listed on Airbnb (The Fishing Hole), the upstairs and downstairs units have their own kitchens, bedrooms, bathrooms, with separate entrances to the units and separate heating/air conditioning. For 2-family use, it is an excellent layout for upper level family use and for lower level guests, extended stays, additional living space or separate rental. Extensive recent renovations include all new appliances throughout, new central heating and air conditioning, remodeled kitchens and bathrooms, updated electric, updated plumbing, new flooring, new gutters and much more. With its flexible layout, commercial zoning, and proximity to Catskills recreation area and the Delaware River, the property is well-suited for short-term lodging and hybrid residential/commercial use. Area short-term rental data suggests strong income potential. A rare opportunity to own a fully-furnished, move-in ready property with multiple income and business possibilities in Deposit, New York.
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FeaturesInteriorInterior Amenities EatInKitchen LivingDiningRoom Pantry BedroomOnMainLevel ConvertibleBedroom InLawFloorplan
Basement Full Finished WalkOutAccess
Flooring LuxuryVinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 3
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GeneralSewer Connected
Heating Electric Gas ForcedAir
Cooling CentralAir
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Pitched Shingle
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Refrigerator RangeHood Washer
Garage Spaces 0.0
Patio/Porch Features Covered Patio Porch
Architectural Style Ranch
Construction Materials AtticCrawlHatchwaysInsulated Block FoamInsulation Concrete VinylSiding
School District Deposit
Year Built 1950
Stories Count 2
Township Deposit-Village
Levels Two
Property Subtype SingleFamilyResidence
County Delaware
Property Type Residential
Garage Y/N No
Total Rooms 10
Full Baths 2
Status Active
Directions From NY-17 take Exit 84 toward Deposit. Follow NY-10 (Oak Street) towards village. House is between the Deposit Motel and Honeys Cafe.
City Deposit
Senior Community Y/N No
High School District Deposit
Number Of Units Total 0
MLS Area Deposit Village-123001
Lot Size Units Acres
Lot Size Square Feet 5663.0
Year Built Details Existing
Tax Annual Amount 4807.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Deposit
Elementary School District Deposit
Tax Assessed Value 5000
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities Barbecue GravelDriveway Patio
Parking Features Underground NoGarage Driveway
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.13
Foundation Details Block
Building Area Total 1336.0
Lot Dimensions 75X179
Lot Size Acres 0.13
Waterfront Y/N No
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,755
- Monthly Property Taxes
- $401
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Deposit, NY
Average List Price $380,800
Percent of Sale Price 34%
About Deposit, NY 1,647 Population
-2% Since 2002
$ 46,320 Median Income
44.26 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122697 Elementary School
4122724 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/17/2026 | $285,000 | | Listed Price |