2656 Secret Lake Ln
Fallbrook, CA, 92028 $ 1,175,000
Bedrooms3 Baths3.1 Sq 3,110 Monthly Estimate*
$ 7,235
Listed by United Guardians Realty
for $1,175,000 with 3 bedrooms and 3 full baths, 1 half bath. This 3,110 square foot home was built in 1991 on a lot size of 1.53.
Rare gated 1.5-acre property directly across from Monserate Winery. Located inside a private gated community with extremely low HOA fees, this beautiful estate sits along a picturesque tree-lined street and offers over 3,100 square feet of living space with 3 bedrooms and 3.5 bathrooms, including two master bedrooms with one located on the main level and another upstairs. One of the most unique aspects of this location is that the home sits directly across from the renowned Monserate Winery, one of North County’s premier destinations for wine, dining, and live events. The property feels like a private retreat with walking trails, mature landscaping, and outdoor spaces designed for entertaining and relaxing. The backyard features a resort-style pool and spa with rock waterfall, elevated deck with hillside views, and a fully equipped outdoor kitchen capturing the best of Southern California indoor-outdoor living. Inside, the home features Jenn-Air appliances and several recent upgrades including brand new skylights, new attic insulation, a new pool and spa heater, newer AC units, and refreshed landscaping with new mulch and professionally trimmed trees. The lower level offers exceptional flexibility and can function as a private multigenerational living space or mother-in-law suite with its own large living room, wet bar with full-size refrigerator, master bedroom, and 1.5 bathrooms. A recent appraisal completed March 13 valued the home at $1,275,000, yet the property is offered at $1,175,000, creating an opportunity for buyers to walk in with built-in equity.
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FeaturesGeneralLiving Area 3110
Heating Forced Air Natural Gas
Cooling Central Air
Roof Concrete
Appliances Dishwasher Microwave
Zoning R-1:SINGLE
HOA Fee 125
Garage Spaces 2
Pool Features In Ground
Construction Materials Wood Siding
Year Built 1991
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County San Diego
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Fallbrook
Garage Y/N true
Full Baths 3
Status Active
Directions Cross Street: Lake Tree.
City Fallbrook
Disclosures Covenants/Restrictions Disclosure
Association Name Secret Lake
Senior Community Y/N false
Open Parking Spaces 3
MLS Area 92028 - Fallbrook
Lot Size Units Square Feet
Lot Size Square Feet 66646
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-03-18
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InteriorInterior Amenities Bedroom on Main Level Main Level Primary
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Laundry Room
Total Bedrooms 3
Total Baths 4
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ExteriorFencing None
Parking Features Driveway
Water Source Public
Total Parking 5
Lot Size Area 66646
Spa false
Lot Size Acres 1.53
Private Pool false
Lot Size Source Appraiser
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* Excluded FeaturesList ByUnited Guardians RealtyBroker
hitchcockhomesandestates@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,235
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Fallbrook, CA
Average List Price $1,192,171
Percent of Sale Price 1%
About Fallbrook, CA 33,184 Population
14% Since 2002
$ 57,009 Median Income
35.56 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/14/2026 | $1,175,000 | -1.18% | Price Down |
| 3/14/2026 | $1,189,000 | | Listed Price |