6114 6th Street Surf City, NC $ 925,000
6114 6th Street
$ 925,000
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6114 6th Street

Surf City, NC, 28445
$ 925,000
Bedrooms3 Baths2.0 Sq 1,660

Monthly Estimate*

$ 5,695

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Single Family Home for sale in Surf City, NC

for $925,000 with 3 bedrooms and 2 full baths. This 1,660 square foot home was built in 1990 on a lot size of 0.17.

Coastal living with purpose--whether that means mornings on the water, afternoons on the boat, or creating income when you're away. Located on a canal in Surf City on Topsail Island, this home offers direct access to the Intracoastal Waterway with a private boat lift, making it easy to go from your backyard to open water in minutes. Designed for both everyday living and coastal getaways, the main living space is filled with natural light and opens to a waterfront deck where the focus is simple--relax, unwind, and enjoy the view. Vaulted wood ceilings add warmth and character, creating a space that feels inviting after a full day on the water. The layout is ideal for flexibility. The owner's suite is positioned on the main level with private balcony access, while additional sleeping areas, including built-in bunks, allow for hosting guests or maximizing rental potential. Upstairs, you'll find two spacious guest rooms along with a full bath, offering comfort and privacy for family and visitors. The unfinished ground level adds even more opportunity, giving you the freedom to create the space that fits your needs--whether that's additional storage, a game room, home office, or future expansion. Whether you're looking for a second home, a full-time coastal residence, or a property that can generate vacation rental income, this home checks all the boxes. With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.

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Single Family Contingent

Price

$ 925,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,043

Style

Single Family Residence

Lot Size

0.17

Year Built

1990

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100559850

Features
General
Living Area 1660.0
Heating Heat Pump Electric Forced Air
Cooling Central Air Heat Pump
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Architectural Shingle Shingle
Appliances Built-In Microwave Washer Refrigerator Dryer Dishwasher Convection Oven
Zoning MHS
Patio/Porch Features Deck Patio Balcony
Construction Materials Fiber Cement Wood Frame
Year Built 1990
Style Contemporary
View Canal Marsh Sound
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 7043.42
Parcel Number 802-87
Waterfront Features Boat Lift Canal Front Sound Side
Accessibility None
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage Y
Subdivision Name Old Settlers Beach
Garage Y/N Y
Total Rooms 6
Full Baths 2
Status Pending with Showings
Directions From Hwy 50 go through the round about and take the 2nd exit to go over the bridge. At the second roundabout take the 2nd exit onto New River Dr. Go just over 2 miles and turn left onto 6th St. H
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal Elementary
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active Under Contract
Tax Assessed Value 594381
Legal Description L50 S4 B39 OLD SETTLERS BEACH
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Interior
Interior Amenities Vaulted Ceiling(s) Ceiling Fan(s) Walk-in Shower Blinds/Shades
Basement Partially Finished
Flooring Carpet Laminate
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Thermal Windows
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Attic Features Access Only
Entry Level 2
Room Type Master Bedroom Laundry Dining Area Family Room Bedroom 1 Bedroom 2
Total Baths 2
Living Area Range 1600 - 1799
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Exterior
Exterior Amenities Shutters - Board/Hurricane Storm Doors
Exterior Finish Fiber Cement
Fencing Partial Vinyl
Parking Features Garage Faces Front Concrete Off Street
Lot Features Cul-De-Sac Boat Lift Sound Side
Water Source Public
Total Parking 2.0
Lot Size Area 0.17
Foundation Details Other Pilings
Spa N
Building Area Total 1660
Lot Dimensions 52x125x52x141
Lot Size Acres 0.17
Frontage Type Canal Front
Waterfront Y/N Y
Door Features Storm Door(s)
Road Frontage Type City Street State Road
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 6114
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* Excluded Features
List By
Kim E Cotton

Listing Agent

Re/Max Southern Coast

Broker

kim@therealkimcotton.com

Email

Affordability Calculator

$6,282
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,695
Monthly Property Taxes
$587
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735714 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
3/12/2026$925,000 Listed Price

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6114 6th Street, Surf City, NC, 28445 is a Single Family Home for sale at $925,000 with 1,660 sqft and a lot size of 0.17. 6114 6th Street has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 28445 which is in Surf City, NC