6114 6th Street Surf City, NC $ 925,000
6114 6th Street
$ 925,000
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Open House 3/14 12pm - 4pm
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6114 6th Street

Surf City, NC, 28445
$ 925,000
Bedrooms3 Baths2.0 Sq 1,660

Monthly Estimate*

$ 5,695

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Single Family Home for sale in Surf City, NC

for $925,000 with 3 bedrooms and 2 full baths. This 1,660 square foot home was built in 1990 on a lot size of 0.17.

Canal-front home with boat lift and quick access to the Intracoastal Waterway, ideal for boating, vacation rental income, or a coastal second home. Located on Topsail Island in Surf City, one of the most desirable coastal communities along the North Carolina coast, 6114 6th Street offers the lifestyle people imagine when they dream about owning a home at the beach. This raised coastal home was designed to capture natural light, water views, and gathering space. The main living area features vaulted wood ceilings that glow in the coastal light, creating a warm and inviting atmosphere after a day on the water. Large windows and sliding doors connect the open living area to the waterfront deck where you can enjoy morning coffee, evening sunsets, and peaceful canal views. The open-concept kitchen, dining, and living area makes entertaining effortless while keeping everyone connected whether hosting friends, preparing meals, or sharing stories from the day's adventures. The owner's suite is located on the main living level and features its own private balcony, offering a peaceful place to enjoy the coastal air at the start or end of the day. The suite also includes a remodeled bunk room area with new walls, bifold doors, fresh paint, and built-in bunks--perfect for maximizing sleeping space for guests or vacation renters. This space could easily be converted into a spacious walk-in closet or dressing room. The third level hosts the guest bedrooms, which share a balcony overlooking the surrounding neighborhood and water views, creating another inviting outdoor retreat. Bathrooms are thoughtfully arranged throughout the home. Level two includes one full bathroom and one half bath, while the third level includes an additional full bathroom. The lower unfinished level also includes a half bath, adding convenience while leaving room for future possibilities. The ground level offers excellent flexibility. Currently unfinished, it provides generous storage for beach gear, boating equipment, and outdoor toys and is pre-wired for a mini-split HVAC system and additional electrical, making it ready to be finished into additional living space, a recreation room, or guest suite. Step outside and the boating lifestyle truly begins. The backyard leads directly to the canal and private boat lift, allowing you to be on the water within minutes for fishing, cruising the Intracoastal Waterway, or exploring the waterways around Topsail Island. Value-added features include Hardie siding, hurricane shutters, roof replaced in 2019, HVAC installed in 2025, water heater, decking, updated stair railings, refrigerator, induction stove, dishwasher, washer and dryer, and TVs with Bose sound bars in the main living area and bedrooms. The home also includes an exterior elevator lift inspected and certified in September 2025. Additional benefits include a transferable flood insurance policy and the opportunity for a 2024 golf cart to be included with a full-price offer, making it easy to explore Surf City's beaches, shops, and restaurants. Buyers searching for a Surf City waterfront home, canal-front property with boat lift, Topsail Island vacation rental, or coastal second home with Intracoastal access will appreciate the lifestyle and flexibility this home offers. With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.

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Open House

3/14/2026 12:00 PM - 4:00 PM
3/15/2026 11:00 AM - 3:00 PM
6114 6th Street Surf City, NC
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 925,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,043

Style

Single Family Residence

Lot Size

0.17

Year Built

1990

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100559850

Features
General
Living Area 1660.0
Heating Heat Pump Electric Forced Air
Cooling Central Air Heat Pump
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Architectural Shingle Shingle
Appliances Built-In Microwave Washer Refrigerator Dryer Dishwasher Convection Oven
Zoning MHS
Patio/Porch Features Deck Patio Balcony
Construction Materials Fiber Cement
Year Built 1990
Style Contemporary
View Canal Marsh Sound
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 7043.42
Parcel Number 802-87
Waterfront Features Boat Lift Canal Front Sound Side
Accessibility None
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage Y
Subdivision Name Old Settlers Beach
Garage Y/N Y
Total Rooms 6
Full Baths 2
Status Active
Directions From Hwy 50 go through the round about and take the 2nd exit to go over the bridge. At the second roundabout take the 2nd exit onto New River Dr. Go just over 2 miles and turn left onto 6th St. H
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal Elementary
Property Attached Y/N N
Land Lease Y/N N
Showing Instructions Appt Required
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 594381
Legal Description L50 S4 B39 OLD SETTLERS BEACH
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Interior
Interior Amenities Vaulted Ceiling(s) Ceiling Fan(s) Walk-in Shower Blinds/Shades
Basement Partially Finished
Flooring Carpet Laminate
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Thermal Windows
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Attic Features Access Only
Room Type Master Bedroom Laundry Dining Area Family Room Bedroom 1 Bedroom 2
Total Baths 2
Living Area Range 1600 - 1799
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Exterior
Exterior Amenities Shutters - Board/Hurricane Storm Doors
Exterior Finish Fiber Cement
Fencing Partial Vinyl
Parking Features Garage Faces Front Concrete Off Street
Lot Features Cul-De-Sac Boat Lift Sound Side
Water Source Public
Total Parking 2.0
Lot Size Area 0.17
Foundation Details Other Pilings
Spa N
Building Area Total 1660
Lot Dimensions 52x125x52x141
Lot Size Acres 0.17
Frontage Type Canal Front
Waterfront Y/N Y
Door Features Storm Door(s)
Road Frontage Type City Street State Road
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 6114
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* Excluded Features
List By
Kim E Cotton

Listing Agent

Re/Max Southern Coast

Broker

kim@therealkimcotton.com

Email

Affordability Calculator

$6,282
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,695
Monthly Property Taxes
$587
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735714 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
3/12/2026$925,000 Listed Price

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6114 6th Street, Surf City, NC, 28445 is a Single Family Home for sale at $925,000 with 1,660 sqft and a lot size of 0.17. 6114 6th Street has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 28445 which is in Surf City, NC