7631 BENT TREE LOOP Saint Cloud, FL $ 341,900
7631 BENT TREE LOOP
$ 341,900
New Construction
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7631 BENT TREE LOOP

Saint Cloud, FL, 34773
$ 341,900
Bedrooms3 Baths2.0 Sq 1,515

Monthly Estimate*

$ 2,361

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Single Family Home for sale in Saint Cloud, FL

for $341,900 with 3 bedrooms and 2 full baths. This 1,515 square foot home was built in 2026 on a lot size of 0.14.

Under contract-accepting backup offers. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7631 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $341,900, this move-in-ready Adams Home features pond view, covered lanai and no rear neighbors. This 3-bedroom, 2-bath 1515B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $341,900 POND VIEW, COVERED LANAI AND NO REAR NEIGHBORS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

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Single Family Contingent

Price

$ 341,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 698

Style

Single Family Residence

Lot Size

0.14

Year Built

2026

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6389991

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Microwave Range
Zoning RES
HOA Fee 825
Garage Spaces 2
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2026
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Pool
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL
Facing Direction South
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Pending
Directions Driving Directions to Harmony Central from Florida’s Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central.
City ST CLOUD
Association Name Beth Connor
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 9583
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Land Lease Y/N false
Tax Annual Amount 698
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name ADAMS HMS OF NW FLORIDA INC
Standard Status Active Under Contract
Occupancy Type Vacant
Tax Lot 2
Legal Description HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 68.75
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities High Ceilings In Wall Pest System
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Sidewalk
Water Source Public
Lot Size Area 9583
Foundation Details Slab
Building Area Total 1935
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams Homes Realty, Inc.

Broker

juantorresgil@gmail.com

Email

Affordability Calculator

$2,420
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,361
Monthly Property Taxes
$58
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/1/2026$341,900 -4.47% Price Down
9/16/2026$357,900 -5.29% Price Down
6/3/2026$377,900 2.16% Price Up
3/11/2026$369,900 Listed Price

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7631 BENT TREE LOOP, Saint Cloud, FL, 34773 is a Single Family Home for sale at $341,900 with 1,515 sqft and a lot size of 0.14. 7631 BENT TREE LOOP has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 34773 which is in Saint Cloud, FL