108 Water Street Frederick, MD $ 260,000
108 Water Street
$ 260,000
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108 Water Street

Frederick, MD, 21701
$ 260,000
Bedrooms1 Baths1.0 Sq 739

Monthly Estimate*

$ 1,601

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Townhouse for sale in Frederick, MD

for $260,000 with 1 bedroom and 1 full bath. This 739 square foot townhouse was built in 1879 on a lot size of 0.04.

NOTE: EXTERIOR PAINTING TO BEGIN 3/30. PRICE REDUCED! Only property within 1/2 mile of the square corner downtown listed for less than $300k. Cute and cozy, this house is located 1/2 block from the MARC Rail/Bus station and 1/2 block from Carroll Creek. Set behind the train station, this house is on a short street that ends in a T-cul-de-sac. Almost no traffic. This one is truly location, location, location, and also has some nice upgrades. The first floor, original hardwood floors have just been refinished and a closet in the upstairs sitting room was redesigned to fit a washer/dryer combo. New appliances in the kitchen, new lighting fixtures in the downstairs. The exterior is scheduled to be painted early in April, and other repairs/upgrades are ongoing (lower cabinet corner doors, exterior door into crawl space to be painted, cracked window fixed after exterior painting), so this is a move-in ready sanctuary with easy access to major highways and easy walkability to all downtown Frederick has to offer!

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Townhouse Contingent

Price

$ 260,000

Bedrooms

1

Full Bath

1

Property Type

Townhouse

Taxes

$ 3,565

Style

Straight Thru

Lot Size

0.04

Year Built

1879

Town/City

Frederick

County/Region

Frederick

MLS | Web ID

MDFR2077364

Features
General
Living Area 739
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Asphalt
Zoning DR
Architectural Style Straight Thru
Construction Materials Wood Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1879
Levels 2.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Frederick City
Accessibility None
County FREDERICK
New Construction N
Property Type Residential
HOA N
Subdivision Name DOWNTOWN FREDERICK
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 6
Full Baths 1
Status ACTIVE UNDER CONTRACT
Directions Water is one street from East Street on South Street. 1/2 block from MARC 1/2 block from Carroll Creek. Easy access by car public transportation or walking.
City FREDERICK
Disclosures Lead Based Paint - Federal Lead Based Paint - State Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1527.00
Tax Annual Amount 3565.0
Home Warranty Y/N Y
Property Condition Good
Structure Type Twin/Semi-Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 0.00
Price Per Sq Ft Total AG 351.83
Acceptable Financing Conventional FHA VA Cash
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://pictureperfectllctours.com/108-Water-St/idx
Standard Status Active Under Contract
Year Built Source Assessor
Association Recreation Fee N
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Interior
Heating Fuel Natural Gas
Basement Dirt Floor Outside Entrance
Flooring Hardwood
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 739
Half Baths 0
Central Air Y/N Y
Total Bedrooms 1
Below Grade Finished Area 0
Room Type Living Room Dining Room Sitting Room Kitchen
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Pool No Pool
Water Source Public
Inclusions TV mount appliances existing window coverings existing screens
Type of Parking On Street
Foundation Details Stone
Spa N
Water View Y/N N
Lot Size Acres 0.04
Lot Size Source Assessor
Waterfront Y/N N
Other Equipment Negotiable
Horse Y/N N
Land Assessed Value 165000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 108
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* Excluded Features
List By
Mackintosh, Inc.

Broker

donnakfrederick@gmail.com

Email

Affordability Calculator

$1,898
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,601
Monthly Property Taxes
$297
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533201 Elementary School
3533240 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$260,000 -5.45% Price Down
3/11/2026$275,000 Listed Price

Map


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108 Water Street, Frederick, MD, 21701 is a Townhouse for sale at $260,000 with 739 sqft and a lot size of 0.04. 108 Water Street has 1 bedrooms, 1.0 baths, and was built in 1879. The property's zip code is 21701 which is in Frederick, MD