15365 212th Avenue
Spirit Lake, IA, 51360 $ 2,890,000
Bedrooms4 Baths3.1 Sq 3,614 Monthly Estimate*
$ 18,248
for $2,890,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,614 square foot home was built in 2024 on a lot size of 0.16.
Completed in 2025, this brand new West Lake Okoboji home is ready to enjoy. This special home is located on the shores of West Lake Okoboji in Monarch Cove, a historical scenic enclave for families. Monarch Cove functions as a close-knit, family friendly homeowners community (https://monarch-cove.com) featuring beach docks and swimming areas, and includes a private park with play area, waterfront picnic area, pickleball/half basketball court, and access to the local bike trails. The Cove is well-known in the area for preserving historic cabin architecture and there are many century-old cabins sprinkled throughout. This 3,800 sq. ft. walkout ranch-style lake home is located on the waterfront and has its own private dock. It features 4 bedrooms, 3.5 baths, zero-entry approach into the home. The main floor has airy 10â ceilings with an open great room with limestone fireplace, kitchen and dining areas all looking out at the gorgeous blue-water view. The kitchen features hickory cabinetry, large custom quartz island and countertops, glass pendant lighting, separate wet bar with ice maker, and a pantry off the kitchen with space for a coffee bar. The large primary suite overlooks the lake and includes a large master bath with custom tile, large glass shower, soaking tub, large walk-in closet, and full laundry room. There is also a private half bath for guests, a large drop zone in the entryway, and an oversized, heated 3-car garage with epoxy floor. The walkout lower level of this home offers a wall of windows lakeside, 12â ceilings, and the perfect area to prepare for a lake day including another large family room with wet bar and ice maker, drop zone with hooks and cubbies, an extra storage closet, a second full laundry room with 2 sets of W/D, and 3 additional bedrooms and 2 baths. There is a covered patio (upper 12â deep deck made of Duradek provides a waterproof overhang of the LL patio) with gorgeous lake views and fully landscaped yard with low entry to the 90â dock and swim platform.
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FeaturesGeneralWater Description Lake
Sewer Public Sewer
Construction Poured Concrete Stick Built
Heating Forced Air
Cooling Central
Appliances Dishwasher Disposal Dryer Exhaust Fan/Hood Microwave Range/Stove Refrigerator Washer
Association Fee 1
Flood Zone Unknown
Number of Garage Spaces 3
School District Spirit Lake
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels Two
Type Single Family Residence
Yearly Taxes 8426
Property Condition New Construction
Waterfront Frontage 50
Tax Year 2024
Fuel Electric
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
HOA Name Okoboji Camp Owners Cooperative DBA Monarch Cove
Lot Sqft 7330
Construction Materials Smart Board
Primary City Spirit Lake
Year Built 2024
Directions 215th Ave. turn at Methodist Church Camp sign onto Burr Oak St. turn north on 214th N Ave. turn west on Linn Ave. (toward lake) take a slight right toward lake house.
City Spirit Lake
Total Sq Ft 3808
DOM 140
Secondary City Dickinson County
Postal Code 51360
Price Per Sq Ft Total AG 799.67
Public Remarks Completed in 2025 this brand new West Lake Okoboji home is ready to enjoy. This special home is located on the shores of West Lake Okoboji in Monarch Cove a historical scenic enclave for families. Mo
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ExteriorWaterfront 1
Garage Type Attached
Waterfront Name West Okoboji Lake
Lot Size Source Survey
Water Source Rural/Municipality
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InteriorFurnished Y/N Negotiable
Fireplace 1
Total Baths 4
Full Baths 2
1/4 Baths 0
Basement Style Full Walkout
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* Excluded FeaturesList ByMickey HarringtonListing Agent
mickey@okobojire.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $18,248
- Monthly Property Taxes
- $702
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spirit Lake, IA
Average List Price $741,859
Percent of Sale Price 74%
About Spirit Lake, IA 5,191 Population
15% Since 2002
$ 58,432 Median Income
43.82 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
1883280 Elementary School
1883298 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/11/2026 | $2,890,000 | | Listed Price |