525 Harbor Dr Lancaster, TN $ 625,000
525 Harbor Dr
$ 625,000
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525 Harbor Dr

Lancaster, TN, 38569
$ 625,000
Bedrooms3 Baths3.0 Sq 3,564

Monthly Estimate*

$ 3,848

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Single Family Home for sale in Lancaster, TN

for $625,000 with 3 bedrooms and 3 full baths. This 3,564 square foot home was built in 2004 on a lot size of 0.56.

Escape to Center Hill at this gorgeous, fully furnished home in the gated Cove Hollow Bay community on Center Hill Lake. Designed for gathering and relaxing, this home features huge upper and lower living rooms, three gas fireplaces, and multiple flex rooms that provide extra sleeping space for guests. A finished walkout daylight basement expands the living and entertaining options with a large recreation room, a second kitchen, and a custom bar. Outdoor living is a highlight with two levels of decking plus a screened porch, offering plenty of space to unwind after a day on the water. A garage with workshop provides room for lake gear, tools, and storage. Located less than five minutes from Center Hill Marina, you will enjoy quick access to Center Hill Lake’s clear, deep waters and miles of shoreline that make it a premier destination for boating, fishing, paddling, and swimming. Cove Hollow Bay also offers a community boat dock for added convenience. Nearby Edgar Evins State Park adds even more to love, with hiking trails, scenic overlooks, and year-round recreation just a short drive away. For even more adventure, the close proximity to Caney Fork River offers exceptional trout fishing, kayaking, and guided float trips.

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Single Family Active

Price

$ 625,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 2,010

Style

Lot Size

0.56

Year Built

2004

Town/City

Lancaster

County/Region

Smith

MLS | Web ID

3145747

Features
General
Living Area 3564
Sewer Septic Tank
Heating Central Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities Electricity Available Natural Gas Available Water Available
Possession Negotiable
Roof Shingle
Appliances Electric Oven Electric Range Dishwasher Dryer Microwave Refrigerator Stainless Steel Appliance(s) Washer
HOA Fee 50
Garage Spaces 1
Patio/Porch Features Deck Covered Porch Screened
Security Features Security Gate Smoke Detector(s)
Construction Materials Fiber Cement
Pets Allowed Yes
Year Built 2004
Stories Count 2
Topography Sloped
Levels Two
Property Subtype Single Family Residence
HOA Fee 2 200
Assoc Fee Paid Per Monthly
County Dekalb County TN
New Construction N
Property Type Residential
Association Amenities Boat Dock Gated Park Trail(s)
Attached Garage Y
Energy Efficient Windows Water Heater
Subdivision Name Cove Hollow Bay Phase I
Garage Y/N Y
Full Baths 3
Status Active
Directions From I-40 take Exit 268 (TN-96/Buffalo Valley. Rd) turn left onto TN-96 S for 3.5 miles. Turn right onto TN-141 W/Tn-96 S for 5 miles. Turn left onto Bayside Dr. Gate Code Required. Continue 0.4 mile
High School De Kalb County High School
City Lancaster
Senior Community Y/N N
Lot Size Units Acres
HOA Fee 2 Frequency One Time
Elementary School Northside Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 2010
Middle/Junior High School DeKalb Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Ceiling Fan(s) Entrance Foyer Extra Closets High Ceilings Open Floorplan Wet Bar High Speed Internet Kitchen Island
Basement Finished
Flooring Carpet Wood Tile
Total Fireplaces 3
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2264
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 1300
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Parking Features Garage Door Opener Basement Concrete Driveway
Lot Features Sloped
Water Source Public
Total Parking 1
Lot Size Area 0.56
Building Area Total 3564
Lot Dimensions 100.05X216.77 IRR
Lot Size Acres 0.56
Lot Size Source Calculated from Plat
Waterfront Y/N N
Covered Spaces 1
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Internal Only
Street Number 1 525
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* Excluded Features
List By
Center Hill Realty

Broker

kristie@centerhill.com

Email

Affordability Calculator

$4,016
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,848
Monthly Property Taxes
$168
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4313311 Elementary School
4313302 Middle School
De Kalb County High School High School
Pricing History
DatePricePrice ChangeDescription
4/16/2026$625,000 -3.70% Price Down
3/7/2026$649,000 Listed Price

Map


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525 Harbor Dr, Lancaster, TN, 38569 is a Single Family Home for sale at $625,000 with 3,564 sqft and a lot size of 0.56. 525 Harbor Dr has 3 bedrooms, 3.0 baths, and was built in 2004. The property's zip code is 38569 which is in Lancaster, TN