27 Church Street
Spencer, TN, 38585 $ 239,000
Bedrooms3 Baths2.0 Sq 1,389 Monthly Estimate*
$ 1,509
for $239,000 with 3 bedrooms and 2 full baths. This 1,389 square foot home was built in 1950 on a lot size of 0.38.
Welcome home to this adorable Cape Cod-style home that's full of charm, character, and practical updates. From the inviting covered front porch to the warm hardwood floors, this home offers a comfortable and welcoming place to call your own. Inside, you'll find a convenient main-level bedroom, spacious living areas, and an updated kitchen with beautiful butcher block countertops, brand-new appliances, a gas stove, and plenty of workspace for everyday cooking and entertaining. The updated laundry room adds extra convenience and functionality. This home has already had several important improvements completed, including a whole-house water filtration system and an energy-efficient central heating and air system designed to help keep utility costs low while providing year-round comfort. Outside, the manageable yard offers just enough space to enjoy without requiring constant upkeep, making it perfect for busy homeowners, first-time buyers, or those looking to downsize. A covered carport provides protection for your vehicle and added convenience. Conveniently located near Fall Creek Falls State Park, you'll enjoy easy access to hiking, waterfalls, scenic overlooks, and outdoor recreation while still being close to everyday necessities. Whether you're a first-time homebuyer looking for an affordable place to call home, searching for a weekend getaway, or adding to your investment portfolio, this move-in-ready property offers outstanding value and plenty of potential. **Owner financing may be available with as little as 10% down payment**, creating a unique opportunity for buyers who may benefit from alternative financing options. Contact your agent for details and terms. Affordable, updated, and full of character, this charming home is ready for its next chapter--and it could be yours.
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FeaturesGeneralLiving Area 1389
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Water Available
Possession Close Of Escrow
Roof Metal
Appliances Microwave Gas Range Dishwasher
Construction Materials Frame Vinyl Siding
Year Built 1950
Stories Count 2
Levels Three Or More
County Van Buren County TN
New Construction N
Property Type Residential
Attached Garage N
Energy Efficient Windows
Subdivision Name None
Full Baths 2
Status Active
Buyer Financing Other Conventional FHA USDA VA
Directions Take TN-111 N to Old Dunlap Rd in Spencer Follow Old Dunlap Rd to Church St
High School Van Buren Co High School
City Spencer
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Y
Elementary School Spencer Elementary
Year Built Details Existing
Tax Annual Amount 318
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Kitchen Island
Flooring Wood
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorParking Features Detached Attached
Water Source Public
Total Parking 2
Lot Size Area 0.38
Building Area Total 1389
Lot Dimensions 120X140M IRR WPP LLC MINER
Lot Size Acres 0.38
Lot Size Source Agent Calculated
Waterfront Y/N N
Covered Spaces 2
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* Excluded FeaturesList ByRe/Max Realty SouthBroker
melissaleacooke@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,509
- Monthly Property Taxes
- $27
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spencer, TN
Average List Price $487,486
Percent of Sale Price 104%
About Spencer, TN 1,520 Population
1% Since 2002
$ 40,652 Median Income
45.38 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
245105 Elementary School
5269486 Middle School
Van Buren Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/27/2026 | $239,000 | -1.24% | Price Down |
| 3/7/2026 | $242,000 | | Listed Price |