205 Oak Creek Drive Tool, TX $ 1,995,000
205 Oak Creek Drive
$ 1,995,000
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205 Oak Creek Drive

Tool, TX, 75143
$ 1,995,000
Bedrooms5 Baths5.1 Sq 4,488

Monthly Estimate*

$ 12,284

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Single Family Home for sale in Tool, TX

for $1,995,000 with 5 bedrooms and 5 full baths, 1 half bath. This 4,488 square foot home was built in 2021 on a lot size of 0.52.

If you’ve been waiting for the right lake house—this is it. Elevated above Cedar Creek Lake with sweeping open water views, this modern farmhouse delivers the rare combination of newer construction, thoughtful design, and true lake lifestyle just over an hour from Dallas. Built in 2021, the home offers 5 bedrooms, 5.5 baths, and approximately 4,488 square feet designed for both everyday living and large gatherings. The open-concept main level features warm wood beams, shiplap accents, a floor-to-ceiling stone fireplace, and walls of windows that bring the lake into every moment. The chef’s kitchen is built to entertain with quartz countertops, an oversized island, premium appliances, bar closet, and walk-in pantry. The primary suite is a private retreat with private patio and water views, while a main-floor study easily functions as a guest suite. Upstairs, two generous guest bedrooms with en-suite baths and a dedicated recreation wing with built-in bunks, game room, full bath, and additional bedroom create the perfect setup for hosting family and friends. Outdoor living takes center stage with a wraparound covered porch, porch swings, outdoor fireplace, and grilling area overlooking the water. The fenced yard slopes to a private boathouse featuring a 25-foot slip, dual jet ski lifts, and a sunken party deck—designed for long weekends and sunset evenings. Located in Arnold Hills with access to a pickleball court and private boat ramp, this is more than a home—it’s the lake lifestyle buyers are searching for.

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Single Family Active

Price

$ 1,995,000

Bedrooms

5

Full Bath

5

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Modern Farmhouse,Traditional

Lot Size

0.52

Year Built

2021

Town/City

Tool

County/Region

Kaufman

MLS | Web ID

21195224

Features
Interior
Interior Features Built-in Wine Cooler Decorative Lighting Dry Bar Eat-in Kitchen Flat Screen Wiring Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Basement Y/N 0
Dining Areas 1
Living Areas 2
Half Baths 1
Total Bedrooms 5
Total Baths 6
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General
Heating Central Electric Zoned
Cooling Central Air Electric Zoned
Utilities All Weather Road Asphalt MUD Sewer MUD Water Underground Utilities
Possession Closing/Funding
Roof Composition
Appliances Dishwasher Disposal Electric Oven Electric Range Gas Cooktop Microwave Refrigerator Tankless Water Heater
Assoc Fees 120
Number of Garage Spaces 3
School District Mabank ISD
Pool Y/N 0
Year Built 2021
Architectural Style Modern Farmhouse Traditional
Levels Two
Property Subtype Single Family Residence
Subdivision Name Arnold Hills
Transaction Type For Sale
County Henderson
Property Type Residential
Year Built Details Preowned
HOA Type Voluntary
Special Notes Aerial Photo Survey Available
Full Baths 5
Status Active
Directions Left on Arnold Hills Rd Left at 4 way
City Tool
Elementary School Name Lakeview
High School Mabank
Elementary School Lakeview
Standard Status Active
Listing Terms Cash Conventional
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Exterior
Waterfront 1
Exterior Features Attached Grill Boat Slip Built-in Barbecue Covered Deck Covered Patio/Porch Dock Rain Gutters Lighting Outdoor Grill Outdoor Living Center
Lot Features Landscaped Many Trees Sprinkler System Water/Lake View Waterfront
Fencing Metal
Parking Features Additional Parking Attached Carport Circular Driveway Garage Garage Faces Front Golf Cart Garage
WaterFront Features Dock – Covered Lake Front Personal Watercraft Lift Retaining Wall – Steel
Lot Size .5 to < 1 Acre
Foundation Combination
Structural Style Lake House Single Detached Vacation Home
Garage Y/N 1
Attached Garage Y/N 1
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Internal Only
Street Number 1 205
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* Excluded Features
List By
Rustin Smith

Listing Agent

Rustin James Smith

Broker

Affordability Calculator

$12,284
Per Month
100%
0%
0%
Monthly Principal & Interest
$12,284
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
286241 Elementary School
3672476 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
3/6/2026 $1,995,000 Listed Price

Map


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205 Oak Creek Drive, Tool, TX, 75143 is a Single Family Home for sale at $1,995,000 with 4,488 sqft and a lot size of 0.52. 205 Oak Creek Drive has 5 bedrooms, 5.1 baths, and was built in 2021. The property's zip code is 75143 which is in Tool, TX