512 Water Cliff Drive
Somerset, KY, 42503 $ 674,900
Bedrooms5 Baths3.0 Sq 4,075 Monthly Estimate*
$ 4,155
for $674,900 with 5 bedrooms and 3 full baths. This 4,075 square foot home was built in 2001 on a lot size of 0.79.
Welcoming Lakefront Home with Panoramic Views of Lake Cumberland in the peaceful Lake Forest Subdivision. Experience relaxing lakefront living in this beautiful all-brick, two-story residence overlooking scenic Lake Cumberland. This exceptional home offers versatile space, elegance, and panoramic lake views that can be enjoyed from every room on the lake side of the home. With five spacious bedrooms and three full baths, including a Master Suite and a second Bedroom and a full bath on the main floor, this home accommodates all stages of life from families needing an extra first floor bedroom to empty nesters who desire first floor living but need extra space upstairs for guests. This thoughtfully designed home provides the perfect balance of comfort and sophistication for both everyday living and entertaining. The heart of the home is a beautifully designed kitchen, featuring granite countertops, stainless steel appliances, a wet bar, and a generous breakfast area, all flowing seamlessly into the formal and casual living spaces. A large dining room provides the perfect setting for hosting gatherings, while the formal living room and expansive family room create inviting spaces to relax and unwind. One of the homes most captivating features is the sun-drenched all-season sunroom offering breathtaking views of the lake and a peaceful retreat to enjoy year-round. This home has exceptional outdoor living spaces! Step into the rear, screened-in porch and enjoy the lake view or dinner while watching the sunset. The deck overlooking the lake is perfect for morning coffee, sunset views, or entertaining guests while taking in the natural beauty of the surrounding landscape, including the fully fenced backyard. There is literally a place to be for everyone. Throughout the home you'll find beautiful hardwood flooring, built-in cabinetry and bookcases, and thoughtfully designed living spaces that enhance both character and functionality. The home offers 4075 square feet of finished living space above grade, along with 906 square feet of unfinished basement space, providing excellent storage and endless possibilities for customization. Additional highlights include: an oversized 2 car garage on the main level, an additional 1+ car garage in the basement, and two attic spaces offering abundant storage. Recent updates provide peace of mind, including main level HVAC replaced in 2020 and the second floor HVAC replaced in 2024. This exceptional property offers the rare opportunity to own a spacious lakefront home on .79 acres in one of the most desirable communities near Lake Cumberland. The community boat ramp is just three minutes away. Comfort, scenic beauty and timeless design come together to create an extraordinary place to call home.
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FeaturesInteriorInterior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Primary Downstairs Walk-In Closet(s) Wet Bar
Basement Concrete Partial Walk-Out Access Walk-Up Access
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Family Room Gas Log
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Screens Skylight(s) Window Treatments
Fireplace Y/N Y
Above Grade Finished Area 4075.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0.0
Total Baths 3
Heating-Heat Pump True
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GeneralSewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Utilities Electricity Connected Water Connected
Possession Negotiable
Roof Composition Dimensional Style Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Garage Spaces 3.0
Patio/Porch Features Deck Porch Rear Porch
Construction Materials Brick Veneer
Year Built 2001
View Lake Neighborhood Trees/Woods Water
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 041-0-0-14.2
County Pulaski
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Lake Forest
Garage Y/N Y
Total Rooms 15
Full Baths 3
Status Active
Directions From Oak Hill Road Turn onto Ferry Road. Travel 3.2 miles. Turn Right onto Water Cliff Drive (Wood Lands of Lake Forest) Travel 0.3 miles Turn Left onto Water Cliff Drive. Travel 0.1 miles to 512 Wat
High School Southwestern
City Somerset
Body of Water Lake Cumberland
High School District Pulaski County - 45
MLS Area 902 - Southwest Pulaski County
Lot Size Units Acres
Lot Size Square Feet 34412.4
Carport Y/N N
Elementary School Oakhill
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Southern
MLS Area Minor 902 - Southwest Pulaski County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorFencing Chain Link
Parking Features Driveway
Lot Features Landscaped
Water Source Public
Lot Size Area 0.79
Foundation Details Concrete Perimeter
Building Area Total 4075.0
Lot Size Acres 0.79
Lot Size Source Public Records
Waterfront Y/N Y
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByRe/Max Laketime RealtyBroker
lulajeanburton001@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,155
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Somerset, KY
Average List Price $381,137
Percent of Sale Price 44%
About Somerset, KY 11,235 Population
-1% Since 2002
$ 29,632 Median Income
41.03 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289598 Elementary School
3292833 Middle School
Southwestern High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/6/2026 | $674,900 | | Listed Price |