424 S 3RD Street Fernandina Beach, FL $ 1,499,000
424 S 3RD Street
$ 1,499,000
New Construction
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424 S 3RD Street

Fernandina Beach, FL, 32034
$ 1,499,000
Bedrooms4 Baths3.0 Sq 3,224

Monthly Estimate*

$ 9,230

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Single Family Home for sale in Fernandina Beach, FL

for $1,499,000 with 4 bedrooms and 3 full baths. This 3,224 square foot home was built in 2025 on a lot size of 0.28.

Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach -- where lifestyle, location, and versatility come together beautifully.

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Single Family Active

Price

$ 1,499,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,127

Style

Single Family Residence

Lot Size

0.28

Year Built

2025

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2133398

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Kitchen Island Open Floorplan Pantry Primary Bathroom - Tub with Shower Smart Thermostat Split Bedrooms Walk-In Closet(s) Wine Cellar
Flooring Vinyl
Furnished Y/N Furnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features In Unit Lower Level Sink
Total Bedrooms 4
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Range Electric Water Heater Ice Maker Microwave Refrigerator Tankless Water Heater Washer
Garage Spaces 2.0
Patio/Porch Features Covered Front Porch Rear Porch
Security Features Smoke Detector(s) Other
Construction Materials Composition Siding Frame
Year Built 2025
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 000031180002790060
County Nassau
New Construction 1
Property Type Residential
HOA N
Attached Garage N
Subdivision Name City Of Fernandina Beach
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From State Road 200 head north towards downtown Fernandina Beach. Turn left on Elm Street. At S. 3rd Street make a right. Property will be on the right.
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
Zoning Description Residential
MLS Area 410-Fernandina Beach Downtown-West
Lot Size Units Acres
Lot Size Square Feet 12196.8
Carport Y/N N
Listing Terms Cash Conventional VA Loan
Elementary School Emma Love Hardee
Property Attached Y/N N
Tax Annual Amount 6127.55
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Lease Renewal Y/N N
MLS Area Minor 410-Fernandina Beach Downtown-West
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.eastcoastvtours.com/sites/zeglavv/unbranded
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Balcony Outdoor Shower
Parking Features Garage Garage Door Opener
Water Source Public
Lot Size Area 0.28
Spa N
Lot Dimensions 100 x 125
Lot Size Acres 0.28
Road Surface Type Asphalt Paved
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 424
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* Excluded Features
List By
Summer House Realty

Broker

maryhamilton32034@gmail.com

Email

Affordability Calculator

$9,740
Per Month
95%
5%
0%
Monthly Principal & Interest
$9,230
Monthly Property Taxes
$511
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308343 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
3/5/2026$1,499,000 Listed Price

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424 S 3RD Street, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $1,499,000 with 3,224 sqft and a lot size of 0.28. 424 S 3RD Street has 4 bedrooms, 3.0 baths, and was built in 2025. The property's zip code is 32034 which is in Fernandina Beach, FL