895 Holland Street
Saugatuck, MI, 49453 $ 495,000
Bedrooms2 Baths1.0 Sq 1,127 Monthly Estimate*
$ 3,048
for $495,000 with 2 bedrooms and 1 full bath. This 1,127 square foot home was built in 1964 on a lot size of 0.19.
Walk to the Harbor, Marina & Downtown from This Hidden Saugatuck Gem! Discover one of Saugatuck's best-kept secrets. Nestled on an oversized wooded lot just moments from the harbor, marina, and downtown, this charming cottage offers a rare combination of privacy, walkability, and future potential. Surrounded by mature trees and bordering the Mildred Peterson Nature Preserve, the property feels like a secluded retreat while placing you within easy walking distance of everything that makes Saugatuck special. Enjoy morning coffee from the private deck off the primary suite, unwind in the in-home sauna after a day on the water, or entertain friends on the expansive multi-level deck system overlooking the peaceful backyard. The thoughtfully designed outdoor spaces include a private patio, a lower deck ideal for a future hot tub, and plenty of room to gather, relax, and enjoy the natural setting. Inside, the cozy cottage charm blends with practical features including a full walkout basement offering opportunities for additional living space. One of the property's most exciting features is the oversized lot and development potential. Previous city approvals allowed for a detached garage with living quarters above, and the current owners have completed conceptual plans for what they envisioned if they were not relocating out of state. Whether you're dreaming of an ADU, guest house, studio, home office, or expanded family retreat, the possibilities are worth exploring. The new aerial photography showcases what makes this location truly exceptional--harbor access, nearby marinas, preserved natural surroundings, and a walkable connection to downtown Saugatuck's restaurants, galleries, shops, and year-round events. Now offered at $495,000, this is an outstanding opportunity to own a private Saugatuck retreat with room to grow, create, and enjoy for years to come.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Broadband Sauna Pantry
Basement Full Walk-Out Access
Total Fireplaces 1
Fireplace Features Living Room Other
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Window Treatments
Fireplace Y/N Y
Half Baths 0
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 0.0
Main Level Bedrooms 2
Total Baths 1
Pantry True
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GeneralSewer Public
Heating Forced Air
Cooling Central Air
Utilities Phone Available Natural Gas Available Electricity Available Cable Available Natural Gas Connected Cable Connected Storm Sewer
Roof Composition
Appliances Dryer Range Refrigerator Washer
Garage Spaces 1.0
Architectural Style Cabin
Construction Materials Wood Siding
Year Built 1964
Stories Count 1
Township Saugatuck City
Property Subtype Single Family Residence
Tax Year 2025
Ownership Private Owned
Waterfront Features River
County Allegan
New Construction N
Property Type Residential
Attached Garage Y
Garage Y/N Y
Total Rooms 6
Full Baths 1
Status Active
Directions Holland street just North of downtown Saugatuck.
City Saugatuck
Body of Water Kalamazoo River
High School District Saugatuck-Douglas
Lot Size Units Acres
Lot Size Square Feet 8415.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 4247.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/wmlar/26007925
Standard Status Active
Occupancy Type Tenant
Tax Assessed Value 103237
Legal Description LOT 1 BLK 2 EX SELY 4.5 FT THEREOF BANDLE'S ADDITION VILLAGE OF SAUGATUCK SEC 9 T3N R16W.
Senior Community None
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ExteriorParking Features Attached
Lot Features Corner Lot Recreational
Water Source Public
Lot Size Area 0.19
Spa N
Building Area Total 1127.0
Lot Dimensions 66 x 127.50
Lot Size Acres 0.19
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Bylaura@millpondrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,048
- Monthly Property Taxes
- $354
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saugatuck, MI
Average List Price $1,091,747
Percent of Sale Price 121%
About Saugatuck, MI 1,068 Population
16% Since 2002
$ 78,444 Median Income
56.24 Median Age
17% Households with Children
Trends Information provided by ATTOM Data Solutions.
248683 Elementary School
250970 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/10/2026 | $495,000 | -13.08% | Price Down |
| 4/18/2026 | $569,500 | -0.94% | Price Down |
| 3/4/2026 | $574,900 | | Listed Price |