411 Prospect Street Watertown City, NY $ 129,000
411 Prospect Street
$ 129,000
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411 Prospect Street

Watertown City, NY, 13601
$ 129,000
Bedrooms5 Baths2.0 Sq 1,719

Monthly Estimate*

$ 794

411 Prospect Street, Watertown City, NY 13601 - Image 1
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Multi-Family Home for sale in Watertown City, NY for $129,000 with 5 bedrooms and 2 full baths. This 1,719 square foot home was built in 1900 on a lot size of 0.0458.

Positioned just a few blocks from local favorites like Whiskey Coop and Jumpin' Goat Coffee, and only minutes from Public Square and Interstate 81, this property delivers the kind of location tenants actively look for. Major improvements have already been completed in recent years, including a metal roof, vinyl siding, updated windows, and foam insulation — giving you confidence in the big-ticket exterior items and long-term efficiency. Currently configured as a duplex (single-family version also listed as MLS #S1664446), the property is set up on one meter and offers strong flexibility for investors or owner-occupants. Each level includes its own kitchen, full bathroom, and bedroom layout, making it ideal for generating rental income, offsetting your mortgage, or accommodating extended family. For those thinking long term, the layout also allows for a straightforward conversion to a spacious six-bedroom single-family home if desired. The interior does need TLC, particularly flooring, as the carpeting shows wear — but that creates an opportunity to improve value and increase rental appeal without tackling major structural upgrades. Whether you're expanding your portfolio, house-hacking, or looking for a property with built-in versatility near downtown amenities, this duplex presents income potential with upside. The combination of location, exterior improvements, and flexible use makes this a smart play in today’s market.

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Multi-Family Pending

Price

$ 129,000

Bedrooms

5

Full Bath

2

Property Type

Multi-Family

Taxes

$ 1,255

Style

MultiFamily

Lot Size

0.0458

Year Built

1900

Town/City

Watertown City

County/Region

JEFFERSON

MLS | Web ID

S1664444

Features
General
Sewer Connected
Heating Gas ForcedAir
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances GasWaterHeater
Garage Spaces 0.0
Construction Materials SprayFoamInsulation VinylSiding
School District Watertown
Year Built 1900
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Jefferson
Property Type Residential
Full Baths 2
Status Pending
Directions Turn on to Prospect off Massey house is on the left.
City Watertown City
Senior Community Y/N No
High School District Watertown
Number Of Units Total 2
MLS Area Watertown-City-221800
Lot Size Units Acres
Lot Size Square Feet 1995.0
Year Built Details Existing
Tax Annual Amount 1255.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1664444
Standard Status Pending
Middle/Junior School District Watertown
Elementary School District Watertown
Tax Assessed Value 63500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 230
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Interior
Basement Full
Flooring Carpet Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 2
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Exterior
Parking Features Paved
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.0458
Foundation Details Stone
Building Area Total 1719.0
Lot Dimensions 35X57
Lot Size Acres 0.0458
Waterfront Y/N No
Number of Separate Gas Meters 1
Number of Separate Electric Meters 1
Road Frontage Type CityStreet
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Internal Only
Street Number 1 411
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* Excluded Features
List By
Bridgeview Real Estate

Broker

rlgardner@bridgeviewny.com

Email

Affordability Calculator

$899
Per Month
88%
12%
0%
Monthly Principal & Interest
$794
Monthly Property Taxes
$105
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
247479 Elementary School
248093 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/20/2026$129,000 -4.09% Price Down
3/16/2026$134,500 -3.24% Price Down
3/4/2026$139,000 Listed Price

Map


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411 Prospect Street, Watertown City, NY, 13601 is a Multi-Family Home for sale at $129,000 with 1,719 sqft and a lot size of 0.0458. 411 Prospect Street has 5 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13601 which is in Watertown City, NY