411 Prospect Street
Watertown City, NY, 13601 $ 129,000
Bedrooms5 Baths2.0 Sq 1,719 Monthly Estimate*
$ 794
Multi-Family Home for sale in Watertown City, NY
for $129,000 with 5 bedrooms and 2 full baths. This 1,719 square foot home was built in 1900 on a lot size of 0.0458.
Positioned just a few blocks from local favorites like Whiskey Coop and Jumpin' Goat Coffee, and only minutes from Public Square and Interstate 81, this property delivers the kind of location tenants actively look for. Major improvements have already been completed in recent years, including a metal roof, vinyl siding, updated windows, and foam insulation — giving you confidence in the big-ticket exterior items and long-term efficiency. Currently configured as a duplex (single-family version also listed as MLS #S1664446), the property is set up on one meter and offers strong flexibility for investors or owner-occupants. Each level includes its own kitchen, full bathroom, and bedroom layout, making it ideal for generating rental income, offsetting your mortgage, or accommodating extended family. For those thinking long term, the layout also allows for a straightforward conversion to a spacious six-bedroom single-family home if desired. The interior does need TLC, particularly flooring, as the carpeting shows wear — but that creates an opportunity to improve value and increase rental appeal without tackling major structural upgrades. Whether you're expanding your portfolio, house-hacking, or looking for a property with built-in versatility near downtown amenities, this duplex presents income potential with upside. The combination of location, exterior improvements, and flexible use makes this a smart play in today’s market.
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FeaturesGeneralSewer Connected
Heating Gas ForcedAir
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances GasWaterHeater
Garage Spaces 0.0
Construction Materials SprayFoamInsulation VinylSiding
School District Watertown
Year Built 1900
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Jefferson
Property Type Residential
Full Baths 2
Status Pending
Directions Turn on to Prospect off Massey house is on the left.
City Watertown City
Senior Community Y/N No
High School District Watertown
Number Of Units Total 2
MLS Area Watertown-City-221800
Lot Size Units Acres
Lot Size Square Feet 1995.0
Year Built Details Existing
Tax Annual Amount 1255.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1664444
Standard Status Pending
Middle/Junior School District Watertown
Elementary School District Watertown
Tax Assessed Value 63500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 230
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InteriorBasement Full
Flooring Carpet Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 2
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ExteriorParking Features Paved
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.0458
Foundation Details Stone
Building Area Total 1719.0
Lot Dimensions 35X57
Lot Size Acres 0.0458
Waterfront Y/N No
Number of Separate Gas Meters 1
Number of Separate Electric Meters 1
Road Frontage Type CityStreet
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* Excluded FeaturesList ByBridgeview Real EstateBroker
rlgardner@bridgeviewny.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $794
- Monthly Property Taxes
- $105
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
247479 Elementary School
248093 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/20/2026 | $129,000 | -4.09% | Price Down |
| 3/16/2026 | $134,500 | -3.24% | Price Down |
| 3/4/2026 | $139,000 | | Listed Price |