3070 Harpoon Lane St James City, FL $ 369,900
3070 Harpoon Lane
$ 369,900
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3070 Harpoon Lane

St James City, FL, 33956
$ 369,900
Bedrooms3 Baths2.0 Sq 1,246

Monthly Estimate*

$ 2,278

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Single Family Home for sale in St James City, FL

for $369,900 with 3 bedrooms and 2 full baths. This 1,246 square foot home was built in 1989 on a lot size of 0.09.

Welcome to your beautifully furnished waterfront retreat in the heart of picturesque St. James City. Tucked along peaceful canals, this charming 3-bedroom, 2-bath home captures the essence of relaxed island living while offering the comfort and style today’s buyers appreciate. Inside, a thoughtfully designed layout features a spacious great room, a bright and airy Florida Room, and a screened lanai perfect for unwinding as you enjoy tranquil water views. Whether you’re searching for a full-time residence, seasonal escape, or income-producing investment, this home offers exceptional versatility. Recent updates enhance both beauty and functionality. A standing seam metal roof adds durability and contemporary appeal, while updated air conditioning ducts provide efficient cooling during warm Florida days. Electrical improvements include a new line to the dock and upgraded outlets throughout the home. The refreshed kitchen shines with updated cabinetry, custom backsplash, upgraded sinks, stylish countertops, a new dishwasher, and a modern stove. Luxury vinyl flooring flows seamlessly throughout, offering durability, elegance, and waterproof performance. Both bathrooms feature new sinks, and a raised washer and dryer add everyday convenience with added protection from moisture. For boating enthusiasts, this property is a true gem. A 10,000-pound boat lift offers direct access to San Carlos Bay, Pine Island Sound, and the Gulf of Mexico—putting world-class fishing and endless waterfront adventures right at your doorstep. With a strong rental history, this home also presents excellent income potential as a vacation rental. Its inviting ambiance, prime location, and extensive updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don’t miss this opportunity to own a slice of paradise in one of Florida’s most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments. Schedule your private showing today and start living your dream on the water.

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Single Family Active

Price

$ 369,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,600

Style

Florida, Ranch, One Story, Manufactured Home

Lot Size

0.09

Year Built

1989

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026010379

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Cooktop Freezer Ice Maker Microwave Range Refrigerator RefrigeratorWithIce Maker Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Deck Lanai Patio Porch Screened
Architectural Style Florida Ranch One Story Manufactured Home
Security Features None
Construction Materials Manufactured Vinyl Siding
Pets Allowed Yes
Year Built 1989
View Canal
Stories Count 1
Property Subtype Manufactured Home
Tax Year 2023
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name CHERRY ESTATES
Facing Direction West
Garage Y/N false
Other Structures Outbuilding
Total Rooms 0
Full Baths 2
Status Active
High School SCHOOL CHOICE
City St James City
Land Lease Amount 0
Senior Community Y/N false
Zoning Description MH-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 1
Carport Y/N true
Elementary School PINE ISLAND ELEMENTARY
Tax Annual Amount 4600.8
Middle/Junior High School SCHOOL CHOICE
Property Condition Resale
Virtual Tour https://www.swfl360.com/ss3070/
Structure Type Manufactured House
Standard Status Active
Tax Lot 531
Property Sub Type Additional Manufactured Home
Legal Description CHERRY ESTS SECT 1 THRU 9 ISLAND 5 PB 29 PG 58 LOT 531
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Bedroom on Main Level Kitchen Island Living/Dining Room Main Level Primary Shower Only Separate Shower Walk-In Closet(s)
Flooring Vinyl
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung Shutters
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type Family Room Florida Room Screened Porch Great Room
Total Baths 2
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Exterior
Exterior Amenities Deck Fence Outdoor Grill Patio Storage
Parking Features Assigned Covered Driveway Paved Two Spaces Attached Carport
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.09
Spa false
Building Area Total 1246
Lot Dimensions 48 x 82 x 48 x 82
Lot Size Acres 0.09
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 1
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Staci Stevens

Listing Agent

Castaways Island Realty Llc

Broker

marinamamarealtor@gmail.com

Email

Affordability Calculator

$2,661
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,278
Monthly Property Taxes
$383
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
SCHOOL CHOICE High School High School
Pricing History
DatePricePrice ChangeDescription
3/2/2026$369,900 Listed Price

Map


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3070 Harpoon Lane, St James City, FL, 33956 is a Single Family Home for sale at $369,900 with 1,246 sqft and a lot size of 0.09. 3070 Harpoon Lane has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 33956 which is in St James City, FL