290 Cardinal Lane Toccoa, GA $ 400,000
290 Cardinal Lane
$ 400,000
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290 Cardinal Lane

Toccoa, GA, 30577
$ 400,000
Bedrooms3 Baths2.0 Sq 1,248

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Toccoa, GA

for $400,000 with 3 bedrooms and 2 full baths. This 1,248 square foot home was built in 1993 on a lot size of 0.36.

This property is under contract with a contingency on sale, but that contract includes a kick-out clause, keeping this property fully available. This great home is located on the quiet north end of Lake Hartwell with easy access to Toccoa, Highlands and Clemson. The concrete drive and parking pad offers plenty of room for extended family and guests. Enter the front door to the lakefront family room which is adjacent to the kitchen and dining area. There is a split bedroom plan with three bedrooms and two updated baths all on the main level. The family room opens onto a large screened porch with an adjacent grill deck with open views of the lake. There is a gentle walk to the max-size, two-slip dock located on the main Tugaloo channel. Appliances, kitchenware, televisions, and almost all furniture is included in the sale.

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Single Family Contingent

Price

$ 400,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,751

Style

Traditional

Lot Size

0.36

Year Built

1993

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

10701020

Features
General
Sewer Septic Tank
Heating Central Electric Heat Pump
Cooling Ceiling Fan(s) Central Air Electric Heat Pump
Utilities Cable Available Electricity Available High Speed Internet Water Available
Roof Metal
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator Washer
HOA Fee 200
Association Fee Includes Other
Patio/Porch Features Deck Porch
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 1993
View Lake
Levels One
Property Subtype Manufactured Home Single Family Residence
Tax Year 2025
Waterfront Features Corps of Engineers Control Dock Rights Floating Dock Lake Lake Privileges
Community Features Clubhouse Lake Pool
County Stephens
New Construction false
Property Type Residential
HOA true
Attached Garage false
Contingency With Kickout
Subdivision Name Shorewood Estates and Country Club
Garage Y/N false
Other Structures Covered Dock Outbuilding
Full Baths 2
Status Active Under Contract
Directions I-85 Exit 173 GA-17 N Turn right onto Gumlog Rd Turn left onto Tower Rd Turn left onto State Rte 336 Turn right to stay on State Rte 336 Turn right onto E Silver Shoals Rd Turn left onto Holly Springs Rd Turn left to stay on Holly Springs Rd Turn right onto Lakeland Dr Turn right toward Country Club Rd Turn right onto Country Club Rd Turn left onto Beechwood Trail Turn left onto Sparrow Way Turn right onto Cardinal Ln
High School Stephens
City Toccoa
Body of Water Lake Hartwell
Lot Size Units Square Feet
Lot Size Square Feet 15681.6
Carport Y/N false
Elementary School Big A
Land Lease Y/N false
Tax Annual Amount 1751.5
Home Warranty Y/N false
Middle/Junior High School Stephens
Property Condition Updated/Remodeled
Structure Type Manufactured House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
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Interior
Interior Amenities Double Vanity Master On Main Level Separate Shower Split Bedroom Plan
Basement Crawl Space
Flooring Carpet Tile
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1248
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Kitchen Island Pantry
Total Baths 2
Dining Room Features Dining Rm/Living Rm Combo
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Exterior
Vegetation Grassed Partially Wooded Wooded
Parking Features Parking Pad RV Access/Parking Boat
Lot Features Other
Water Source Public
Total Parking 3
Lot Size Area 15681.6
Building Area Total 1248
Lot Size Acres 0.36
Frontage Length Waterfront Footage: 114
Frontage Type Lakefront Waterfront
Lot Size Source Owner
Waterfront Y/N true
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* Excluded Features
List By
Keller Williams Lake Hartwell

Broker

spotonthelake@gmail.com

Email

Affordability Calculator

$2,609
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$146
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Stephens High School High School
Pricing History
DatePricePrice ChangeDescription
3/6/2026$400,000 -5.88% Price Down
3/2/2026$425,000 Listed Price

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290 Cardinal Lane, Toccoa, GA, 30577 is a Single Family Home for sale at $400,000 with 1,248 sqft and a lot size of 0.36. 290 Cardinal Lane has 3 bedrooms, 2.0 baths, and was built in 1993. The property's zip code is 30577 which is in Toccoa, GA