105 SE 40th Terrace Cape Coral, FL $ 500,000
105 SE 40th Terrace
$ 500,000
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105 SE 40th Terrace

Cape Coral, FL, 33904
$ 500,000
Bedrooms3 Baths2.1 Sq 1,590

Monthly Estimate*

$ 3,079

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Single Family Home for sale in Cape Coral, FL

for $500,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,590 square foot home was built in 2002 on a lot size of 0.23.

GULF ACCESS WATERFRONT HOME JUST MINUTES TO THE RIVER! ALL ASSESSMENTS PAID IN FULL! Boating enthusiasts will love the PRIVATE DOCK, BOAT LIFT, and canopy where dolphins and manatees play. This MOVE-IN READY, immaculate one-owner split floor plan offers 3 bedrooms, 2.5 baths, and soaring 9’4” ceilings throughout. For added peace of mind, FLOOD INSURANCE NOT REQUIRED since the home has never flooded from any storm. The spotless 3-CAR GARAGE MAN CAVE DREAM is ready for the ultimate setup! The seller added foil insulation to the garage doors along with a TV and pool table, creating the perfect space to relax, work on bikes, entertain friends, or enjoy hobbies year-round in comfort. Updates include roof (2022), AIR HANDLER WITH IONIZER (2022), WATER HEATER (2022), hurricane-rated garage door, and new garage door motor and opener (2024). Additional upgrades include added WALL INSULATION for sound reduction, ACCORDION SHUTTERS, new IRRIGATION SYSTEM, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023). Concrete walkway surrounding the home. The 14’ x 28’ lanai under truss is plumbed for a wet bar and perfect for entertaining or just relax and enjoy SUNRISE AND SUNSETS.

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Single Family Active

Price

$ 500,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,369

Style

Ranch, One Story

Lot Size

0.23

Year Built

2002

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026010522

Features
General
Sewer Assessment Paid
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 3
Association Fee Includes None
Patio/Porch Features Lanai Open Porch Screened
Architectural Style Ranch One Story
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2002
View Canal
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities Non-Gated Street Lights
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Sidewalks
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
Directions From Santa Barbara Blvd turn east onto SE 40th Ter and proceed to 105 SE 40th Ter. Property is off of Santa Barbara Blvd.
City Cape Coral
Disclosures RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC12 - Cape Coral Unit 7-15
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 6369.89
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/9d02d8dc-8cfa-44a2-969b-093cb48e8b87?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Tax Lot 3
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 10 BLK.241 PB 13 PG 31 LOTS 3 + 4
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Bedroom on Main Level Dual Sinks Eat-in Kitchen Family/Dining Room High Ceilings Kitchen Island Living/Dining Room Main Level Primary Pantry Shower Only Separate Shower Cable TV Walk-In Closet(s) Window Treatments High Speed Internet Split Bedrooms
Flooring Carpet
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Sliding Window Coverings
Half Baths 1
Laundry Features Inside Laundry Tub
Total Bedrooms 3
Room Type Bathroom Screened Porch
Total Baths 3
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Exterior
Exterior Amenities Sprinkler/Irrigation Other Room For Pool Shutters Manual
Parking Features Attached Garage Two Spaces
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Assessment Paid
Lot Size Area 0.23
Spa false
Building Area Total 2244
Lot Dimensions 87 x 115 x 87 x 115
Lot Size Acres 0.23
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 3
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Cathy Stout

Listing Agent

Re/Max Nautical Realty

Broker

cs30flrealtor@gmail.com

Email

Affordability Calculator

$3,609
Per Month
85%
15%
0%
Monthly Principal & Interest
$3,079
Monthly Property Taxes
$531
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/8/2026$500,000 -0.99% Price Down
4/17/2026$505,000 -0.98% Price Down
3/24/2026$510,000 -0.97% Price Down
3/2/2026$515,000 Listed Price

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105 SE 40th Terrace, Cape Coral, FL, 33904 is a Single Family Home for sale at $500,000 with 1,590 sqft and a lot size of 0.23. 105 SE 40th Terrace has 3 bedrooms, 2.1 baths, and was built in 2002. The property's zip code is 33904 which is in Cape Coral, FL