17945 SE 104TH TERRACE Summerfield, FL $ 209,900
17945 SE 104TH TERRACE
$ 209,900
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17945 SE 104TH TERRACE

Summerfield, FL, 34491
$ 209,900
Bedrooms2 Baths2.0 Sq 1,134

Monthly Estimate*

$ 1,292

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Single Family Home for sale in Summerfield, FL

for $209,900 with 2 bedrooms and 2 full baths. This 1,134 square foot home was built in 1992 on a lot size of 0.26.

Just reduced! Welcome to resort-style living in Summerfield! This beautifully maintained Cypress model is in the sought-after 24 hour guarded, gated 55+ community of Spruce Creek South and offers comfort, convenience, and an active lifestyle. This inviting residence features 2 bedrooms, 2 bathrooms, and approximately 1134 square feet of thoughtfully designed living space. The open floor plan provides a bright and airy feel, perfect for both relaxing and entertaining. The primary bedroom offers a large walk in closet as well as a spacious bathroom with tile in the walk in shower that also has a glass door. The guest bath has a spacious layout with a tub and tiled shower combo with lots of storage. The guest bedroom has a large closet and lots of room for visitors. The kitchen offers ample cabinetry, generous counter space, and a cozy eat in dining area. The microwave and refrigerator are both new! Enjoy peaceful mornings and relaxing evenings in the Florida room, overlooking the landscaped yard. The back yard boasts a mature Loquat tree that produces fruit. The front yard has a 30 ft flag pole! The Florida room has beautiful tile flooring and windows with blinds as well as a wall unit for additional comfort on those sunny Florida days. Additional highlights of the home include vinyl floors in the dining room, hall and bedrooms with laminate in the bathrooms, carpet in the living room and tile in the kitchen. There is a large golf cart garage on the back of the home with a garage door that opens to the back yard. The large garage opening to the front of the home offers a garage door opener with an outside keypad, built in kayak racks and a side collapsible screen door. There is a screen door that leads from the kitchen into the garage as well. The covered porch in the back of the home is a great oasis! It has a ceiling fan and does not get direct sunlight, so it stays cool even on those hot Florida days. The front door boasts a beautiful glass storm door as well as a skylight in the foyer. The home also has a TV antenna that gets many local tv stations without paying for cable. The home also has an inside switch that alerts neighbors and the community service patrols to any emergencies in the home. Spruce Creek South residents enjoy: 18-hole golf course with restaurant and bar in the clubhouse, nature walk with several miles of trails, 25,000 sq ft Clubhouse and fitness center with hobby/game rooms, library, billiards, craft room, social spaces and many event rooms. There is a community swimming pool and spa, sauna in the locker room of the fitness center, tennis and pickleball courts, softball and many other active social clubs. Conveniently located near shopping, dining, medical facilities, and The Villages. Best of all, Spruce Creek doesn't have bonds! Experience easy Florida living in a vibrant, welcoming community. Schedule your private showing today!

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Single Family Active

Price

$ 209,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,637

Style

Single Family Residence

Lot Size

0.26

Year Built

1992

Town/City

Summerfield

County/Region

Marion

MLS | Web ID

G5108782

Features
General
Sewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Phone Available Public Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Disposal Dryer Ice Maker Microwave Range Refrigerator Washer
Zoning RESI
HOA Fee 179.99
Garage Spaces 1
Association Fee Includes 24-Hour Guard Community Pool
Patio/Porch Features Covered Patio
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Yes
Year Built 1992
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions Dog Park Fitness Center Gated Community - Guard Golf Carts OK Golf Park Pool Racquetball Tennis Court(s)
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Gated Golf Course Pickleball Court(s) Pool Racquetball Recreation Facilities Security Shuffleboard Court Tennis Court(s)
Attached Garage true
Subdivision Name SPRUCE CREEK SOUTH VI
Facing Direction South
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions from 441 turn into Spruce Creek South. Entry must be made through the front entrance
High School Lake Weir High School
City SUMMERFIELD
Association Name Spruce Creek South- Tracy
Senior Community Y/N true
MLS Area 34491 - Summerfield
Lot Size Units Square Feet
Lot Size Square Feet 11326
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Stanton-Weirsdale Elem. School
Land Lease Y/N false
Tax Annual Amount 2637.5
Middle/Junior High School Belleview Middle School
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5108782
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 13
Legal Description Lot 13 Block A SPRUCE CREEK SOUTH VI according to the map or plat thereof as recorded in Plat Book 2 Page(s) 49 through 50 inclusive of the Public Records of
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 179.99
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Skylight(s) Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Laminate Luxury Vinyl Tile
Furnished Y/N Partially
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Awning(s) Irrigation System Lighting Private Mailbox Rain Gutters Sliding Doors
Vegetation Fruit Trees Trees/Landscaped
Parking Features Driveway Garage Door Opener Golf Cart Garage Golf Cart Parking
Lot Features Landscaped Level Near Golf Course
Water Source Public
Lot Size Area 11326
Foundation Details Slab
Building Area Total 1134
Lot Size Acres 0.26
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
Builder Model Cypress
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* Excluded Features
List By
Era Grizzard Real Estate

Broker

lmdavis0824@gmail.com

Email

Affordability Calculator

$1,512
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,292
Monthly Property Taxes
$220
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Weir High School High School High School
Pricing History
DatePricePrice ChangeDescription
4/7/2026$209,900 -5.83% Price Down
2/26/2026$222,900 Listed Price

Map


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17945 SE 104TH TERRACE, Summerfield, FL, 34491 is a Single Family Home for sale at $209,900 with 1,134 sqft and a lot size of 0.26. 17945 SE 104TH TERRACE has 2 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 34491 which is in Summerfield, FL